Exclusive Offer

Virgin Australia Velocity Flyer Card – Exclusive Offer

Receive a no-fee balance transfer offer, a reduced annual fee for the life of the card, earn bonus Velocity Points as you spend and enjoy Virgin Australia perks.

The Virgin Australia Velocity Flyer Card gives you the ability to earn bonus points for every $1 spent in your first three months from card approval. If you're looking to keep your credit card costs low, a balance transfer offer and the discounted annual fee for life could come in handy. Plus, you'll also receive up to 44 interest-free days on purchases if you pay your balance in full each month, and complimentary insurance covers.

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Product NameVirgin Australia Velocity Flyer Card - Exclusive Offer - DISCONTINUED
Rewards programVelocity Frequent Flyer
Balance transfer rate0% p.a. for 18 months
Balance transfer revert rateCash Advance Rate (20.99% p.a.)
Balance transfer limit80% of available limit
Purchase rate20.74% p.a.
Annual fee$50
Interest-free periodUp to 44 days on purchases
Cash advance rate20.99% p.a.
Min credit limit$6,000
Max credit limit$100,000
Card typeVisa
Foreign currency conversion fee3.3%
Minimum income$35,000
Available to temporary residentsNo
Joint applicationNo


  • A 0% p.a. rate is applied on balance transfers for the first 18 months.
  • Pay a $50 annual fee for the life of the card.
  • Earn 3 bonus Velocity Points on top of the standard earn rate in the first 3 months on everyday spend.
  • Receive $129 Virgin Australia Gift Voucher each year.


  • Any outstanding balance amount that isn't paid off during the introductory period will be charged interest at the cash advance rate.
  • Charges 3.3% foreign transaction fee.
Rewards programVelocity Frequent Flyer
Bonus pointsN/A
Rewards points per $ spent0.66
Annual fee$50
Minimum monthly repayment2% of the closing balance or $30, whichever is greater
Late payment fee$10
Foreign currency conversion fee3.3%
Overseas cash advance fee$5
Number of additional cardholders4

How to apply

You can apply for the Virgin Australia Velocity Flyer Card - Exclusive Offer and complete the secure online application in 10 minutes. Before you apply, check that you meet the eligibility criteria and have the required information ready to go.

Eligibility criteria

  • Income. You must earn at least $35,000 p.a. to apply for this card.
  • Credit history. You must have a good credit history with no record of being declined for a credit card.

Card benefits

  • Reduced annual fee for life. For the first 500 applicants of this offer, you will be charged a discounted annual fee of $50 for the life of the card, saving you $79 per year. In order to take advantage of this promotion, you must apply through finder.com.au.
  • Introductory balance transfer rate. You can use this card to transfer balances from existing cards and pay no interest on transferred balances for 18 months. No balance transfer fee will be charged. At the end of the promotional period, any leftover balance starts attracting the card’s cash advance rate.

Rates & fees

  • Interest rates. This credit card charges a purchase rate of 20.74% p.a. and a cash advance rate of 20.99% p.a. (variable).
  • Interest-free days. If you pay your account’s closing balance in its entirety every month, you can make use of as many as 44 interest-free days on purchases.

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

If you’re a loyal Virgin Airlines customer, the Virgin Australia Velocity Flyer Card can be a good way to earn Velocity Points to fly to more than 600 destinations around the world. With a balance transfer offer, a discounted annual fee for life and bonus Velocity Points, you can cater the features of the Velocity Flyer Card to suit your needs.

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    Default Gravatar
    April 23, 2018

    How do I apply for this offer?

      Avatarfinder Customer Care
      April 23, 2018

      Hi Joshua,

      Thank you for getting in touch with Finder.

      This offer has a 500 applicant limit – and that allocation has been exhausted.

      If you are considering to get a credit card from Virgin, you may check the Virgin Australia Velocity Flyer Card or check out other exclusive credit card deals we have here in Finder. You can press the “Go to site” button of your preferred card if you’d like to proceed with your application.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      I hope this helps.

      Have a great day!


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