Under 30’s Travel Insurance Deals for December 2016

Want to pay less for travel cover? Save with Under 30’s Travel Insurance deals and discounts

Under 30’s provides travel insurance policies for travellers aged between 16 and 29. Policies are offered at a lower cost since younger people represent lower overall risk to the insurer. Travel insurance is available for local and international journeys, along with special plans for backpacking and gap-year holidays.

Travel insurance provides financial and administrative support during an emergency, medical or otherwise. With a good policy in place, you’re better equipped to deal with the unforeseen.

Under 30’s discount codes and coupons

Oops! There aren't any Under 30's travel insurance deals available right now. Check out other travel insurance coupons from providers in our panel below.
Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

Show code & visit siteYO****

After the store tab opens, come back to copy the code

10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

Show code & visit siteit****

After the store tab opens, come back to copy the code
Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

Show code & visit siteFI****

After the store tab opens, come back to copy the code

Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

What policies are available from Under 30’s ?

Under 30’s policies cater to young travellers who don’t always have the budget for premium-level policies. Whether you’re travelling as a group locally or backpacking overseas, you have a choice of low-cost policies that are awarded according to your destination.

International

This policy provides full benefits for overseas travel, including cover for expenses and assistance in a medical emergency. Cover includes:

  • Unlimited overseas medical assistance and expenses
  • Dental expenses
  • Additional accommodation and travel expenses
  • Resuming a journey
  • Accidental death and permanent disability
  • Luggage and personal effects
  • Travel documents and travellers cheques
  • Theft of cash
  • Credit card fraud and replacement
  • Cancellation and lost deposits
  • Rental vehicle excess
  • Personal liability up to $5 million

Domestic

The Domestic option doesn’t cover medical expenses, but it does provide for cancellations and lost deposits as well as sports equipment hire and replacement. You are covered for:

  • Expenses for family emergencies
  • Accidental death
  • Luggage and personal effects up to $1,000
  • Cancellation fees and lost deposits
  • Disrupting a journey
  • Personal liability up to $5 million
  • Rental vehicle excess

Pros and Cons of Under 30’s

Pros

  • Underwritten by Allianz Australia
  • Flexible policies and additional options
  • Long-term cover (up to 12 months) for gap years
  • Available as single or group plans
  • Low rates for low-risk age group
  • Online quotes
  • Purchase policies online
  • 24/7 emergency support from AGA
  • Resume disrupted trips
  • Policies can be extended

Cons

  • Some pre-existing medical conditions excluded
  • Cover for cruise holidays only available on the Pacific plan
  • No option to claim online
  • Limited to travellers aged between 16 and 29

How do I make a claim with Under 30’s?

  1. Notify Allianz as soon as possible. Any delay on your part could incur fees to compensate Allianz for time lost. Download the claims form, fill it in as fully as possible and send it to Allianz. You can also call the AGA line to submit a claim.
  2. Provide documentation. Depending on the type of claim, you’ll be asked to submit documentation to prove theft, loss, damage or ownership of goods, as well as medical reports from medical professionals and written statements from transport providers.
  3. Cooperate. Besides being honest in your declarations, you must also refrain from admitting fault in the event of an accident, loss or damage. You must first consult with Allianz before agreeing to pay or compensate anyone.

Under 30’s FAQ

Q. Who can apply for these policies?

  • A. Under 30’s policies are available to travellers aged between 16 and 29. As long as you are an Australian resident and your journey begins and ends in Australia, you are eligible to apply.

Q. I’m going on an Australian cruise. Which plan should I choose?

  • A. Travellers on domestic cruises in Australian waters should select the Pacific plan so that cover is available for emergency medical assistance and hospital expenses.

Q. How is my premium calculated?

  • A. The amount you pay in premiums depends on the level of risk you represent to the insurer. Factors such as your age, your destination, the length of your journey and  optional extras determine the price of your policy. Government charges and service fees are also added to the overall price.

Q. What about pre-existing medical conditions?

  • A. The medical insurance provided by the policies only covers unforeseen medical conditions. The insurer may be able to cover an existing medical condition, but you must submit additional documentation and pay an extra premium.

Q. Can my policy be extended?

  • A. Cover can be extended free of charge, but only under certain conditions that prevent or delay your return to Australia. Otherwise, you have to submit a request for an extension at least 24 hours before the policy expires and pay an additional premium for the new Certificate of Insurance.

Q. Who is Under 30’s Underwritten By?

  • A. These policies are underwritten by Allianz Australia. In an emergency, you will be assisted by Allianz Global Assistance (AGA).

Q. Can I cancel my Under 30’s policy if I’m not happy with it?

  • A. You have a 14-day cooling off period during which you can cancel your policy for a full refund, provided you haven’t left on your trip or filed a claim.

Compare current coupons available on finder.com.au

Richard Laycock

Richard is the senior insurance writer at finder.com.au and is on a mission to make insurance easier to understand.

Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback