Two major health funds offer premium relief for drought-stricken farmers
Bupa and nib offer Aussie farmers up to six months free health insurance.
Two of Australia's major health funds, Bupa and nib, are providing their drought-stricken members with health insurance premium relief waivers. The waiver will be available to those who are eligible to receive the Australian Government’s Farm Household Allowance.
The move comes as many people in country Australia are dealing with one of the worst droughts in recent history, with two-thirds of Queensland and all of New South Wales officially being declared in drought.
“This is a tough time for Australian farmers. We know that money may be tight due to the drought, but we wanted to ensure farmers and their families can still access the health care they need,” managing director of Bupa Health Insurance Dr Dwayne Crombie said.
Bupa drought support
To be eligible to receive the drought assistance from Bupa you must be an existing customer as of 16 August 2018, be approved to receive the Australian Government’s Farm Household Allowance and lodge your application between 17 August 2018 and 31 March 2019.
In order to get the full six months ex-gratia premium relief, members will need to lodge their application for premium relief before 31 October 2018. If you lodge your application after this date, while you will still receive a benefit it will not be for the full six months. The table below displays the benefits at different lodgement dates:
|Date of application||Amount|
|17/08/2018 to 31/10/2018||6 months|
|01/11/2018 to 30/11/2018||5 months|
|01/12/2018 to 31/12/2018||4 months|
|01/01/2019 to 31/01/2018||3 months|
|01/02/2019 to 28/02/2019||2 months|
|01/03/2018 to 31/03/2018||1 month|
nib drought relief
If you're looking to claim the nib health insurance premium waiver you need to be an existing member with nib as of 17 August 2018, be receiving the Federal Government's Farm Household Allowance and live in an area that has been declared in drought. The waiver is also available for nib's white label products from Suncorp and Qantas.
Members who wish to apply for the package should do so between 1 September 2018 and 31 December 2018.
To apply for the nib relief package just like with Bupa you can either call nib on 13 16 42 or head into an nib retail centre. You can also send your policyholder number, residential address and a copy of your Federal Government Farm Household Allowance approval via email to firstname.lastname@example.org or via snail mail to nib health funds, Reply Paid 62208, Locked Bag 2010, Newcastle, NSW, 2300.
Speak to a health insurance advisor
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