Best and worst car finance TV ads

Watch these financiers attempt to bring a touch of humour back to the world of car loans.

From bulldog stampedes to – *sigh* – DMX rapper impersonations, there really is a lot of comedy gold in the world of car finance commercials. We know your time is precious, so we’ve done the hard work for you and scoured the dirty underbelly of YouTube to find the best of the best of these commercial marvels.

So now, without further ado, here are the funniest car finance TV commercials (that may or may not be funny for the wrong reasons!).

The best commercial for...being the absolute worst

We don’t really know where to start with this one. Is it the dancing pug? Is it the dancing people? Maybe it’s the dancing people screaming about how much money they put down at the Auto Connection. Or maybe it’s just because it makes us question everything we know about people AND finance, and whether this commercial actually enticed someone into seeking Auto Connection’s services.

"Running of the..." from

This ad featured in the Superbowl and, well, is a little strange. Props to them for finding a way to make car financing look as interesting as possible. How did they do it? With dogs, of course.

The best commercial for...being its puntastic self

With a car financing name like Mr Ed, it’s no wonder that this whole ad is just one giant pun. Snaps for costume changes and amazing visual effects.

The best commercial for...trying to be funny

Oh dear. The idea for this commercial is good enough, but let’s just say the execution is lacking. It may be the terrible acting, it may be the unnecessary "dramatisation only" emblazoned across the screen, or it might just be that this ad tries WAY too hard. Either way, it’s makes for good viewing.

"Nationwide Auto Finance DMX Impersonator Commercial with Juice 107.3" from Used Cars Toledo

Love him or hate him, you have admit his voice is a talking point. Employing the talents(?) of a DMX impersonator, this car finance ad from Used Cars Toledo makes it to the list for purely catching our attention, and for the constant yelling of ‘what’ throughout the ad.

"Funny Bad Finance Commercial" from

Playing into the stock characters some people may expect to find in a sleazy car dealership, this commercial has it all. Cigars? Check. Rampant sexism? Check. A dance break while the serious lender does his pitch? Check and mate.

The best commercial for...haunting your dreams

If you have any recollection of this commercial from a few years back – we feel for you. If you don’t, we apologise for bringing this into your life. It will be stuck in your head for weeks/months/years to come.

"Everybody Can" from CanCan Car Finance

This ad is from a series of similar campaigns featuring the same cape-wearing, moustache-laden financing superhero. It comes from CanCan Car Finance in the UK and is one of the few commercials we found that nailed the "subtle awkward humour" bit.

Honorable mentions

While the below commercials aren’t technically from car financiers, we just couldn’t let them go unappreciated.

Vern Fonk

We introduce to you, Vern Fonk from the internet-famed Vern Fonk Insurance. His videos get hundreds of thousands of views and yes, some have even been parodied. Get ready to enter a Vern Fonk YouTube video wormhole. Godspeed. Shapoopi

Australian Fleet Sales

So, we’re still not entirely sure what they were trying to do with this ad. They have Elvis, they have showgirls, but we didn’t quite make the connection between Vegas and fleet sales. Apart from at that end where Elvis kind of, sort of, rhymed Vegas with sales. So there’s that.

Barkley Dog Family Subaru Commercial Compilation

Another day, another car company trying to use dogs to sell their product. Only this one really does our furry friends justice by creating a near-perfect commercial, tugging at the heartstrings while simultaneously tapping at the funny bone. The ad was a series so the below video is a compilation of all the dog-driving fun for your viewing pleasure.

The world of car financing can help you get in a new set of wheels, but this doesn’t mean the commercials have to be serious. If this list proves anything, it’s that car financiers do have a sense of humour – no matter how twisted or completely unfunny that sense of humour is.

Methodology: how we compiled the list

To compile this list we didn’t just trust our own reputable sense of humour, but relied on the people’s video source – YouTube – to assist. We sifted through the videos and found ones from car finance companies that used humour, whether intentionally or not, in their ad. The list is then ranked in order of the most views on YouTube.

Editors note: The videos compiled on this list is not indicative of the level of humour or lameness these videos may or may not be.

Did your favourite car finance commercial make it onto the list? Let us know!

Elizabeth Barry

Elizabeth is an editor for specialising in personal finance and fintech. She enjoys reading PDSs so you don’t have to.

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