Cash Passport

Cash Passport Mastercard – Travel Money Card

Lock in exchange rates, load multiple currencies and easily manage overseas spending with a Cash Passport Platinum Mastercard. Learn more about these options and compare cards to find the right travel money option for you.

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Cash Passport Platinum Mastercard is a travel money option designed to make it easy to spend foreign currency. These prepaid debit cards let you lock in exchange rates before you travel so that you can budget more effectively and reduce the cost of foreign transaction fees.

Cash Passport cards can also be used at over 29 million locations and 60 countries across the Mastercard network, either when you travel or shop online with an international retailer. Cash Passport provides a range of convenient, secure and affordable prepaid cards you can use for overseas spending.

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Prepaid travel card from Cash Passport

Name Product Available Currencies ATM Withdrawal Fee Initial Load Fee Reload fee
Cash Passport Platinum Mastercard
USD $2.50, EUR €2.50, GBP £2.00, NZD $3.50, THB ฿80.00, CAD $3.50, HKD $18.00, JPY ¥260.00, SGD $3.50, AUD $3.50, AED 10.00
Up to 11 currencies on 1 card locked in exchange rates and no load fees.

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Read the full review of the Cash Passport here

What travel money options does Cash Passport provide?

  • Cash Passport Platinum Mastercard. You can use the Cash Passport Platinum Mastercard to load and spend money with 10 currencies on the one card. You can also load just one foreign currency onto the card if you are only travelling through one country or region.

This card lets you load and convert currencies 24/7 through an easy to use online portal, giving you a chance to manage your balance and lock in competitive exchange rates wherever you are in the world. Currencies available with a Cash Passport Platinum Mastercard include:

  • Australian dollars
  • Canadian dollars
  • Euros
  • Great British Pounds
  • Hong Kong dollars
  • Japanese Yen
  • New Zealand dollars
  • Singapore dollars
  • Thai Baht
  • US dollars

It's important to note that the range of currencies available does vary depending on the Cash Passport card you choose, so make sure you look at each option before deciding on one that is right for you.

Features and costs of Cash Passport travel money products

Cash Passport Platinum Mastercard

The Cash Passport Platinum Mastercard is designed to make travel and shopping around the world easier by giving you access to up to 10 different currencies on the one card.


Cash Passport will automatically select the appropriate currency based on where you are in the world, so all you have to do is make a payment in person or online as you would with a regular credit card or debit card. Other features of the card include:

  • Internet banking and mobile banking. Manage your money and convert currencies wherever you are using the Cash Passport internet or mobile banking services.
  • Multiple currencies. The Cash Passport Platinum Mastercard allows you to load money in up to ten currencies. The currency options for this card are: AUD, USD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, AED
  • Drawdown sequence. When you are transacting with a currency that is not loaded on the card, your card will draw currencies in the following order 1. AU$, 2. US$, 3. EU€, 4. GB£, 5. NZ$, 6. TH฿, 7. CA$, 8. HK$,9. JP¥, 10. SG$.
  • International ATM withdrawals. The following fees will be charged to your Cash Passport Platinum Mastercard each time you make cash withdrawals from an ATM outside of Australia: USD2.5, EUR 2.5, GBP 2, NZD 3.5, THB 80.00, CAD 3.5, HKD 18, JPY 260, SGD 3.5, AUD 3.5 (for international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant currency to cover the whole transaction)..
  • Daily exchange rates. Exchange rates change daily, so you can choose when you convert currency on the card to lock in a great deal.
  • Security. Cash Passport comes with chip-and-PIN technology to help keep your details safe. You also have the benefit of Mastercard's Zero Liability Policy to protect you against unauthorised transactions.
  • 24/7 Global Emergency Assistance. Get help or ask questions about the card at any time and from anywhere through the Global Emergency Assistance team.
  • Free online loading through Cash Passport. It's free to top up your Cash Passport online through the Cash Passport website.
  • Additional card. Get an additional card to use as a backup for $5.
Fees and limits

While there are a lot of benefits to getting a Cash Passport Mastercard, there are also a number of potential costs and limits you need to be aware of before you choose this card. These include:

  • Initial card fee. When you get your card, you will be charged $0.
  • Money loading limits. You can load amounts between $100 and $100,000 daily depending on your budget and needs.
  • Reload fee. You can reload your card online using bank transfer for free. A 1% will be charged if you use BPAY and $5 if you reload using a debit card.
  • Domestic ATM withdrawal charge. If you get cash out at an Australian ATM, you will be charged an extra 2.95% per transaction.
  • Monthly inactivity fee. A fee of $0 is applied for every month the card is not used.
  • Negative balance fee. A $0 fee applies if you spend more money than you have on the card.
  • Cash out fee. A fee of $10 will be charged when you cash out any amount on your Card (other than withdrawals from an ATM).

Weighing up these factors and reading through the Product Disclosure Statement before choosing this card will help you decide if it is the right option for you.

Frequently asked questions about the Cash Passport Mastercard

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55 Responses

    Default Gravatar
    TankAugust 17, 2016

    Hi! Can a foreigner buy a cash passport, thanks.

      Avatarfinder Customer Care
      MayAugust 17, 2016Staff

      Hi Tank,

      Thank you for your question.

      Just to confirm, are you referring to a foreigner who is currently living outside Australia? If so, I’m afraid that foreigner may not be able to get the card, as the MasterCard Cash Passport is available to people in Australia only. Aside from that, you can only loan AUD onto the card and then convert them to the supported currencies listed above.


    Default Gravatar
    StellaJuly 13, 2016

    Hi I noticed that Citibank plus is not on here to compare, could you tell me the difference between 28 degrees and Citibank plus card for traveling to the USA and would you know if there are any ATMs that are affiliated with either of them

      Avatarfinder Customer Care
      SallyJuly 14, 2016Staff

      Hi Stella,

      Thanks for your question.

      You can see our review page on Citibank Plus Everyday Card.

      Citigroup is represented in the United States, so you should be able to use your Citi Transaction Account without being charged an ATM withdrawal fee. However, as the 28 Degrees MasterCard is a credit card, unless your preload it with funds, you’ll incur a cash advance fee when withdrawing funds from an ATM.

      I hope this has helped.



    Default Gravatar
    SuzieJuly 9, 2016

    I have returned from overseas and still have a considerable amount of money left on my cash passport card. Rather than withdraw the cash and close the card, can I use it to purchase items from Australian stores and if so, will I be charged a fee?

      Avatarfinder Customer Care
      SallyJuly 11, 2016Staff

      Hi Suzie,

      Thanks for your question.

      So long as you’ve transferred your leftover funds back into your Australian dollars currency wallet, you shouldn’t be charged a fee. However, if you leave your funds in a foreign currency, you’ll be charged a currency conversion fee.

      I hope this has helped.



    Default Gravatar
    PaulMay 23, 2016

    Can I pick my own pin for the card

      Avatarfinder Customer Care
      DeeMay 23, 2016Staff

      Hi Paul,

      Thanks for your comment.

      Please note that is an online comparison service and is not the issuer of Cash Passport Travel Card.

      Unfortunately, you can’t pick or change your Cash Passport PIN. Each card is already allocated with its own PIN. Please note that the PIN may be disabled if you have incorrectly entered it for three (3) times.

      I hope this answers your question.


    Default Gravatar
    sharonFebruary 13, 2016

    please how can i talk to cash passport online live because i uses my card yesterday and withdraw some money later i realize the money couldn’t cash out from the machine and eject my card in the machine , surprisingly i got home to check my balance online then i seen the money have been remove from my account please what can i do kindly advice me.

      Avatarfinder Customer Care
      SallyFebruary 16, 2016Staff

      Hi Sharon,

      Thanks for your question.

      To report an error in your account history, please contact the Cash Passport customer service team on 1800 098 231 to report the problem.

      I hope this has helped.



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