YouGo Travel Insurance Deals
Save 10% on YouGo travel insurance
Get 10% off YouGo travel insurance with this exclusive code.
youGo Travel Insurance customers can select from domestic or international plans for a single trip or annual multi-trip cover. YouGo also offers a number of flexible options to help customers tailor a policy that suits their requirements, including the ability to choose your own excess and optional activity cover. When you’re looking for travel insurance for your next holiday, you may want to consider the policies offered by youGo Travel Insurance.
youGo’s range of travel insurance policies includes the following policies:
For a better understanding of the cover offered under each policy, take a look at the following benefits summary comparison table:
|Overseas medical and dental expenses||$Unlimited*•||–||–|
|Amendment or cancellation costs||Cover Chosen∧•||$10,000||Cover Chosen#|
|Luggage and travel documents||$5,000°||$3,000°||–|
|Delayed luggage allowance||$500||–||–|
|Rental car insurance excess||$2,000||$4,000||–|
|Resumption of journey||$3,000||-||–|
|Loss of income||$6,000+• up to $1,000 per month||$1,500+ up to $250 per month||–|
Table updated: September 2019
*Medical cover will not exceed 12 months from onset
∼Limits apply to subsection 2 and 5f
+Maximum liability collectively for sections 13, 14 and 15 is $20,000 on International and $10,000 on Domestic
#You can choose $200, $400, $600, $800 or $1500
°For luggage item limits, see page 6 of the PDS
•Reduced limits may apply for customers 70 years or over. Limits will be shown on certificate of insurance
∧Cover chosen applies per policy, see page 6 of the PDS
Each plan option has its own limits, sub-limits, excess and duration of cover. Make sure you have read the relevant PDS to make sure you fully understand the level of cover you are getting and decide if the product is right for you.Back to top
Higher limits apply under an International policy, including up to $2,500 cover for cameras and up to $2,500 cover for laptops.
Under a single trip policy, youGo Travel Insurance splits regions of travel up into five areas. Area 5 is for travel within Australia and Area 4 covers trips to Indonesia, the South West Pacific, Norfolk Island, New Zealand and domestic cruise travel. Area 3 covers the UK and south-east Asia, while Area 2 provides cover for trips to Europe, Asia and the Middle East. Area 1 offers worldwide cover including the Americas and Africa, and you’ll need to select this area of cover if more than 20% of your trip is spent in the Americas or Africa.
Under an annual multi-trip policy, cover is split into just three areas of travel. Area 5 is for travel within Australia, Area 2 is worldwide cover excluding the Americas and Africa, and Area 1 is worldwide cover including the Americas and Africa.Back to top
youGo’s travel insurance policies do not automatically provide cover for claims arising from, or exacerbated by, some pre-existing medical conditions or pregnancy. However, it is possible to apply for cover for your existing medical conditions, though your policy may be subject to special conditions, limitations and excesses before youGo Travel Insurance will approve your application.
youGo Travel Insurance defines an existing medical condition as:
a) Any physical defect, condition, illness or disease for which treatment, medication or advice (including investigation) has been received or prescribed by a medical or dental adviser in the 90 days prior to the Relevant Time; or
b) Any chronic or ongoing (whether chronic or otherwise) medical or dental condition, illness or disease medically documented prior to the Relevant Time.
youGo Travel Insurance splits existing medical conditions into three separate categories: conditions that are automatically covered, conditions which cannot be covered, and conditions that the insurer will need to assess. How conditions will be assessed can be found on page 9 of the PDS.
If you wish to lodge a claim with youGo Travel Insurance there are two ways you can go about it. The first way is to complete a claim online by logging onto claims.yougotravelinsurance.com.au and then following the prompts.
The second option is to download and print a claim form from yougotravelinsurance.com.au. You can then fill out this claim form and follow the instructions in terms of supporting evidence and documentation you have to supply. Depending on your claim, these documents may include police reports, receipts and valuations.
Your claim form and supporting documentation will then need to be sent to:
youGo Travel Insurance aims to process claims as quickly as possible and typically will be in touch within ten days of receiving your claim form.
If you’re looking for travel insurance that covers you for all the essentials affordably, youGo’s travel insurance policies may be well worth considering. They’re designed to be both flexible and feasible, so make sure to compare youGo’s cover with other products on the market to find the right travel insurance policy for your needs.
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.