Get the Finder app 🥳

Connect your accounts & save

Virgin Travel Insurance

Updated

Virgin Money Travel Insurance Deal

Compare travel insurance policies offered by Virgin Money

warning A travel ban is in place for all Australians effective 25 March 2020. Most travel insurance brands will not cover you if you travel against a government warning. If you already have a policy, please contact your insurer directly for more information.
We are currently updating our site to reflect the Australian government’s advice. Some travel insurance policies will be temporarily unavailable.

Made a search before? Retrieve your search results

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99
At least one destination is required
Starting date is required
Add more travellers
Enter the age of each traveller between 0 and 99

Type or Select your destination(s)

Popular Destinations

Americas
Asia
Europe
Pacific
Africa
Can't find your destination? Just type it in the box above.
LoadingNot long to go now …

DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover
LoadingNot long to go now …

DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover

Get the latest deal from Virgin Travel Insurance

It looks like we don't have any coupons at the moment. Take a look at our most recent deals


What cover options are available from Virgin and what exactly do they provide?

Whether you are a one-off or regular traveller, globetrotting around the world or keeping it local, you may be able to find suitable travel insurance cover with Virgin that you can more closely tailor with a range of extras.

1. International Travel Cover2. Virgin Domestic Travel Insurance3. Virgin Multi-Trip Travel Insurance

1. International Travel Cover

If you are looking to secure a travel insurance plan for a single overseas trip, Virgin offers different levels of cover available to single travellers and family. For international travel, there are three cover levels that you can choose from:

  • Comprehensive
  • Essentials
  • Basic

How does each level of cover compare with another?

BenefitComprehensive CoverEssentials CoverBasic Cover
Overseas emergency medical assistance
Yes
Yes
Yes
Overseas emergency medical and hospital expenses
Yes
Yes
Yes
Emergency rescue
As selected
No
No
Accidental death
Yes
No
No
Permanent disability
Yes
No
No
Cancellation fees and lost deposits
Yes
Yes
No
Additional travel and accommodation expenses
Yes
Yes
No
Travel delay expenses
Yes
Yes
No
Alternative transport expenses
Yes
No
No
Travel documents, credit cards and cheques
Yes
No
No
Theft of cash
Yes
No
No
Loss of luggage and personal effects
Yes
Yes
No
Luggage and personal effect delay expenses
Yes
Yes
No
Personal liability
Yes
Yes
Yes
Rental vehicle excess
As selected
No
No
Sports cover
As selected
No
No

2. Virgin Domestic Travel Insurance

Virgin Travel Insurance also provide comprehensive protection cover for applicants looking to take a trip locally in Australia. Going for a snowy adventure or hitting the golf clubs to practice your tee shot? You can take up additional sports cover to help protect yourself against loss or damage of sports equipment. Domestic cover from Virgin is available as a single or family plan.

What is covered under domestic travel insurance policies?

BenefitDomestic Cover
Cancellation fees and lost deposits
Yes
Additional travel and accommodation expenses
Yes
Loss of luggage and personal effects
Yes
Rental vehicle excess
As selected
Accidental death and personal liability
Yes

3. Virgin Multi-Trip Travel Insurance

If you regularly travel overseas or locally, either for work or holiday purposes, you can take advantage of Virgin Multi-Trip insurance that provide cover for unlimited journeys within a 12-month period. Virgin Multi-Trip Travel Insurance cover is available as a single plan. However, if you take your spouse/de facto partner and/or children with you in these trips, they will be covered automatically.

What is covered under multi-trip travel insurance policies?

Benefits of Virgin Multi-Trip Travel Insurance for domestic and international cover include:

  • Overseas emergency medical assistance
  • Overseas emergency medical and hospital expenses
  • Accidental death
  • Permanent disability
  • Cancellation fees and lost deposits
  • Additional travel and accommodation expenses
  • Travel delay expenses
  • Alternative transport expenses
  • Travel documents, credit card and cheques
  • Theft of cash
  • Loss of luggage and personal effects
  • Luggage and personal effect delay expenses
  • Personal liability
  • Rental vehicle excess

Going away for a Ski Trip? Learn more about Ski Travel Cover


Looking for some extra cover for your trip? Additional options you may want to consider

With Virgin Travel Insurance, you have the flexibility to tailor your policy of choice with additional cover options. These options will incur additional premiums:

OptionComprehensiveEssentialsBasicDomesticMulti-Trip
Sports cover
Own snow sport equipment
Yes
No
No
Yes
Yes
Snow sport equipment hire
Yes
No
No
Yes
Yes
Snow ski pack
Yes
No
No
Yes
Yes
Piste closure
Yes
No
No
Yes
Yes
Bad weather and avalanche closure
Yes
No
No
Yes
Yes
Own golf equipment
Yes
Yes
No
Yes
Yes
Cruise coverYesNoNoYesYes
Increased item limits
Yes
Yes
Yes
Yes
Yes
Standard excess
Yes
Yes
Yes
Yes
Yes

What are the benefits and what are the drawbacks of Virgin Travel Insurance?

Benefits

  • 24/7/365 Emergency Assistance. Virgin Travel Insurance is underwritten Allianz who provide emergency assistance with Allianz Global Assistance.
  • Claims process is quick. With Virgin Money you can access guidance for the travel insurance claims process – you call it up and the claims team can guide you through the claims process.
  • Cooling off period. Virgin Travel insurance has a 14-day cooling-off period in case you change your mind or travel plans.
  • Discount policies. You can save on travel insurance with coupon codes and other discounts – existing Virgin customers are eligible for a 5% premium discount.

Drawbacks

  • No increased cover for expensive items. You cannot purchase increased cover for jewellery or Snow Sport Equipment.
  • No one-way policies. Virgin Travel Insurance only covers trips that start and end in Australia.
  • No already overseas option. You cannot take out cover after you have begun your trip.
  • Limited seniors cover. Some Virgin Money travel insurance policies have a maximum age of 74 for policyholders.

Check if there are any active Virgin Travel Insurance coupon codes


What is the maximum age I can still get travel cover?

PolicyAge
Comprehensive and DomesticAll ages
Essentials and Basic74
Annual Multi Trip74

How much excess do I have to pay when I claim?

The standard excess on Virgin Money travel insurance will vary depending on your policy:

PolicyExcess
Domestic (Single and Multi-trip)$150
Basic$150
Essential$250
Comprehensive$250
Annual Multi Trip$150

Can I get rid of this charge?

Yes you can. Virgin allows you to either reduce your excess or completely remove it for an additional premium.


If something happens how do I make a claim?

You can make a claim by downloading a claim form and submitting your claim with the appropriate supporting documents


FAQs about Virgin

Questions about applying

  • Questions about cancelling policies


Why choose Virgin for your trip?

  • Travel with one of Australia's largest general insurance providers. Despite being a newcomer to the travel insurance market, Virgin Money Australia is one the nation's leading financial institutions. Virgin Travel Insurance policies are underwritten by Allianz Australia, one of the largest travel insurance groups in the country.
  • Different options to suit many travellers. Virgin Travel Insurance has developed a variety of travel plans with features and benefits to suit different kinds of travellers and their needs. Looking for a basic cover? Virgin Travel Insurance offers Basic or Essentials cover for when you travel abroad. Want top level cover? The Comprehensive cover might be a suitable solution for overseas trips. Domestic travellers can also benefit from two levels of travel cover available through Virgin.
  • Tailor your policy to more ideally suit your needs. You can customise your travel protection plan by adding different options to suit your needs. Depending on the type of cover that you opt for, you can choose to add sports cover, get extra cover for your valuables and luggage, or increase your rental vehicle excess.
  • 24/7 emergency assistance no matter where you are in the world. With the support from Allianz Global Assistance, you can benefit from global emergency assistance with access to doctors, nurses and support staff; available 24/7 to Virgin Travel Insurance policyholders.
  • 14-day cooling off period. Once you have purchased your Virgin Money Travel Insurance policy, you have 14 days to be sure that you have made the right decision. You can cancel your cover within this period and you will receive a full refund as long as you have not commenced your trip or made a claim.
  • Cover for 36 pre-existing medical conditions at no extra cost. If you have a pre-existing medical condition, Virgin Travel Insurance provides cover for applicants with any one of the 36 listed on your policy at no extra cost. Virgin may offer full cover as long as you have not been admitted to a hospital for the elected condition in the 24 months prior to your policy's commencement date. Some of the pre-existing medical conditions that Virgin travel insurance will cover include:
  • Asthma
  • Cataracts
  • Carpal Tunnel Syndrome
  • Diabetes Type I and II
  • Glaucoma
  • Gout
  • Hypertension
  • Hypothyroidism
  • Macular Degeneration
  • Tinnitus

Looking to Apply? Purchase Cover Securely Online

To get a free quote for Virgin Travel Insurance, fill in your details by following the link below. Once you have submitted your details, a Virgin Money representative will be in touch with to confirm your details.

Ask a question
Go to site