Star Travel Insurance

Star Travel Insurance review

Travelling is one of life’s great joys. It lets you see new places, meet new people and experience the best the world has to offer. However, travel can sometimes also be a hugely stressful and costly experience. When things go wrong, even the most well-organised holiday plans can quickly be turned upside down and you can find yourself significantly out of pocket.

Unfortunately, the list of potential problems you face on a holiday is quite extensive. Unexpected circumstances, for example a serious illness or the death of a family member, may force you to cut your trip short. Airlines can misplace or lose your luggage, thieves can make off with your credit cards and personal belongings, and delayed flights can lead to missed connections, additional expenses and a whole lot of stress.

With all these problems in mind, it quickly becomes clear just why travel insurance is such a good idea. It provides essential financial protection for all of the risks you face while travelling, from overseas medical emergencies to cancellation fees and lost deposits. Taking out cover is an essential part of booking any holiday, no matter whether you’re travelling domestically or overseas, as it offers the peace of mind you need to set out and explore the world.

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Who is Star Travel Insurance?

Star Travel Insurance is one of India’s largest insurance providers and offers a range of travel insurance policies to suit the needs of a diverse range of travellers. The company was established as India’s first standalone health insurance provider, aiming to provide personalised service and a fast claims settlement process to its customers.

With a pan-India presence, the Star Health Insurance Company has built a reputation as a trusted and respected provider of insurance. Its mission to provide “ultimate customer satisfaction” also led Star to develop a range of travel insurance policies to offer essential financial protection to those planning their next holiday.

Star Travel Insurance’s suite of products includes offerings for individuals, families, students and corporate travellers. As a health insurance company, Star understands that the biggest concern for many people travelling overseas is their health and how they would manage if they were to fall ill or become injured while abroad. As a result, its policies offer a high level of cover for overseas medical emergencies, as well as protection for an extensive range of other common travel risks.

Cover from Star Insurance is designed to be both comprehensive and affordable, with options to suit the needs of an array of travellers. Claims are handled promptly and all customers are guaranteed friendly and personalised service.

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Star Travel Insurance Policy Options

Star Travel Insurance offers four cover options to suit the needs of different travellers:


This plan is designed to cover individuals who are travelling for leisure, business, study or even employment, with any Indian resident over six months of age and planning overseas travel eligible.
This policy includes cover for overseas emergency medical expenses, emergency medical repatriation if required, as well as for the repatriation of mortal remains.
In addition, emergency dental expenses are covered, as is compensation if you suffer an accidental injury. Other cover features include:

  • loss of your checked in baggage
  • replacement costs for a new passport if yours is lost or stolen
  • flight delays
  • missed departures and connections
  • hijack distress
  • emergency purchases as a result of luggage delays
  • cancellation fees incurred as a result of the injury or death of a family member
  • legal liability.

Medical testing is typically not required to take out this cover, though people above 65 years or with an adverse medical history may have to undergo some testing.


A Family Insurance Plan from Star Travel Insurance provides cover for an insured person, their spouse, and two dependent children under the age of 18. Cover is available for overseas travel by Indian residents aged between six months and 60 years.

A maximum of two additional children can be added to the policy by paying a 25% additional premium per child.
Cover provided under this policy is the same as that offered under an Individual Plan, including protection for everything from overseas emergency medical expenses to the replacement cost for lost passports.


This Star Travel Insurance policy is designed for students who are planning on pursuing their studies abroad. It contains a wide range of coverage to ensure each student has the protection they need, even in serious or dire situations.
This includes cover for emergency medical expenses, emergency medical transport back to India, repatriation of mortal remains, as well as emergency dental expenses following an accident.
Travel-related benefits include cover for injuries caused by accidents and for the loss or damage of checked-in baggage. If the student is hospitalised, the policy will provide cover for the expense of one family member to travel overseas to visit them.
If a family member dies or the student otherwise has to return home due to illness, the cost of this will be covered.
Finally, the Student Plan provides cover for claims relating to legal liability, as well as for the cost of a bail bond following false arrest or wrongful detention.


As the increasingly global business world requires an increasing number of businesses to send their employees overseas for work purposes, Star Travel Insurance’s Corporate Travel Plan is designed to provide cover for business travellers.
All corporate executives who are Indian residents, 18 years or older and travelling abroad for business can take out this policy. It includes cover for emergency medical expenses and repatriation, emergency dental expenses and repatriation of mortal remains. Compensation is offered for accidental injuries, and for the loss of any checked-in baggage. Other cover features include:

    • new passport expenses
    • expenses incurred as a result of luggage delays
    • flight delays
    • accommodation and travel expenses resulting from missed departures or connections
    • hijack distress
    • legal liability for third-party injury or property damage
    • costs for sending a substitute employee if the insured employee suffers a covered sickness or accidental injury.
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Why choose Star travel insurance?

Star is a respected Indian company with a long history of providing affordable and comprehensive cover. With the company’s background in health insurance, Star understands the importance of having an adequate level of health coverage at all times, especially when travelling overseas.

In addition, Star’s policies provide cover for an extensive range of common risks that travellers face. These include cancellation fees due to unexpected circumstances, flight delays, lost or damaged luggage, missed departures and connections, compensation for accidental injuries, and legal liability. With this cover in place, you can rest assured that you will be protected if something goes wrong.

Whatever your reason is for travelling — business, pleasure, study or employment — Star Travel Insurance has a policy to suit your specific needs. Cover is available for individuals, families, students and corporate travellers, ensuring you are protected no matter what your reason is for heading abroad. Special features, such as the ability to send a relative to visit a sick student while abroad, or cover for the cost of sending a substitute employee to replace an ill or injured employee, help tailor each policy to the needs of different policyholders.

Finally, Star Travel Insurance offers personalised service and a fast claims handling process. Customers receive friendly treatment and the peace of mind that comes with knowing claims will be handled promptly and efficiently.

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Apply for Travel Insurance

Star Travel Insurance offers a range of competitive options to Indian residents planning on travelling overseas. However, it’s important that you weigh up the pros and cons of a number of policies in order to determine the one policy that offers the best level of cover for your specific needs.

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