Online Travel Insurance

Online Travel Insurance

Looking for a policy from Online Travel Insurance? Compare policy benefits and apply

Travel insurance is an essential component of planning any trip away. Travel insurance can cover you for trip cancellation, if there is a need for medical assistance while travelling, trip curtailment, lost documents, theft, personal liability and legal expenses. Every year, thousands of Australians are left out of pocket after suffering an unexpected loss while travelling because they didn’t have the right cover in place. No one wants to spend their trip worrying about possible unforeseen events, and travel insurance can put your mind at ease. Australian’s are lucky to have an excellent range of travel insurance providers to choose cover from. Online Travel Insurance is known for providing comprehensive insurance benefits at competitive prices. Both holidaymakers and business travellers can find suitable cover options with a host of extras to ensure the best level of cover is in place. All Online Travel Insurance policies are underwritten by leading insurer Allianz.

Brands Product Product Details Apply
Online Travel Insurance Comprehensive

Unlimited overseas emergency expenses

$1,000 dental expenses

$2.5 million personal liability

$5,000 luggage and personal effects

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Online Travel Insurance Domestic

$10,000 cancellation fees and lost deposits

$25,000 additional expenses

$2.5 million personal liability

$5,000 luggage and personal effects

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Online Travel Insurance Basic

Unlimited overseas emergency expenses

$1,000 dental expenses

$2.5 million personal liability

$250 default excess

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Online Travel Insurance Multi Trip

Unlimited overseas emergency expenses

$25,000 cancellations and lost deposits

$2.5 million personal liability

$3,000 rental vehicle excess

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Who Underwrites Online Travel Insurance?

Online Travel Insurance and Allianz Global Assistance are trading names of AGA Assistance Australia Pty Ltd, which issues and manages travel insurance as agent of Allianz Australia Insurance Limited.

Who is Online Travel Insurance?

Experience you can count on with Allianz Global Assistance

Online Travel Insurance has grown to become one of the top providers on the Australian market, with over 10 years experience helping Australians who have experienced a loss while travelling. Allianz Australia Insurance Limited, the largest global insurance provider, handles all of the policies purchased through Online Travel Insurance. Policyholders can rest assured knowing they are covered with 24-hour global assistance from Allianz Global Assistance. Allianz is a member of one of the world’s largest assistance group of companies, meaning customers can receive support anytime, anywhere in the world. Support is on hand 24 hours a day, 7 days a week, 365 days a year.

Benefits of Taking Out Online Travel Insurance

Range of Cover Options

Online Travel Insurance has designed an impressive suite of products to meet the cover requirements of a variety of travellers looking for both domestic and international cover. Comprehensive: Online Travel Insurance’s premiere plan providing cover for an extensive range of losses with unlimited overseas medical assistance cover and $5,000 in luggage and personal effects cover ($10,000 for families).

  • Basic: A great option for travellers on a budget looking to cover the essentials and that have not pre-planned their entire trip. Still provides unlimited overseas emergency medical assistance cover and up to $2.5 million in personal liability cover.
  • Multi-Trip: Provides cover for an unlimited number of journeys in any 12 month period. The maximum duration of journeys under this cover option is 15, 30 or 45 days. With the Multi-Trip plan, you will be given the same level of cover as the comprehensive plan.
  • Domestic: Just because you are travelling in the “lucky country” doesn’t mean that things can’t still go wrong. The Domestic plan provides cover for a range of losses including cancellation fees and lost deposits, luggage and personal effects and rental vehicle excess insurance.
  • Individual, Couple and Family Cover: Whether you are travelling with your partner or with the whole family, Online Travel Insurance lets you take out cover for the whole group under a single policy.

Extra Cover for Adventure Activities

Online Travel Insurance offers additional cover options for those looking to partake in adventure activities while away. The Adventure Pack and Snow Pack provide an extra level of cover options to provide extra peace of mind for those looking for that extra rush on their trip away.

Backed by Allianz Global Assistance

Allianz Global Assistance handles any travel insurance policy you may take out with Online Travel Insurance. Thanks to Online travel Insurance’s relationship with Allianz, policyholders have access to Allianz Global Assistance. This 24-hour coverage will help you out if you find yourself in an emergency situation.

Fast Online Application

Cover can be taken out quickly online in as little as 10 minutes and there are no hidden fees...what you see is what you get.

Claims support

Filing a claim can be done by filling out an electronic claim form or by phoning the Claims Enquiries Line, which will put you in touch with a knowledgeable customer service representative. This process is quite easy, and Allianz Global is even able to help you if you need to file an emergency claim at a moment’s notice.

Online Travel Insurance Policy Benefits

The Online Travel Insurance policies come with their own set of benefits for you to review when comparing plans. Listed below are the benefits available on the different policies from Online Travel Insurance. It is critical to note that not all of the benefits are available on every cover option and each benefit has its own set of conditions for when cover will/will not be paid.

  • Payment of overseas emergency medical assistance, medical evacuation or funeral expenses.
  • Payment of overseas emergency medical, hospital or dental expenses.
  • Hospital cash allowance, which provides you with $50 dollars for each day you are in the hospital past the first 48 hours.
  • Accidental death coverage, which covers immediate death on the trip, or if death is a result of an illness or injury that occurred while on the trip within 12 months.
  • Payment of cancellation fees or lost deposits.
  • Payment of loss of income up to $400 per week for a period of up to 26 weeks.
  • Payments made due to permanent disability as a result of travelling.
  • Payment for the replacement costs of lost travel documents, credit cards and travellers cheques.
  • Alternate transport expenses.
  • Payment for the replacement of stolen cash, bank notes, currency notes, postal orders or money orders.
  • Payment for the damage or permanent loss of luggage or other personal items.
  • Luggage and personal effects delay allowance in case your stuff is misdirected or misplaced for more than 12 hours.
  • Travel delay allowance to cover meals and accommodation expenses.
  • Rental vehicle coverage.
  • Personal liability, which covers your legal liability for payment of compensation for a variety of reasons.

Additional Online Travel Insurance Cover Options

Snow Pack

Receive an extra level of cover for losses that you may face on a winter sports trip. This option can be purchased with the Comprehensive, Domestic or Multi-Trip plans by paying an additional premium. Snow Pack Benefits:

  • Cover for emergency rescue from ski fields
  • Cover for loss or damage to own snow equipment
  • Cover for loss or damage to snow sport equipment hire
  • Cover for snow sport pack
  • Cover for piste closure
  • Cover for bad weather and avalanche closure
  • Conditions apply for the benefits listed above

Bicycle Pack

Provides cover for any loss or theft of, or damage to, a bicycle in transportation or during your trip. Available for purchase under a Comprehensive or Multi-Trip Plan. Conditions apply.

Adventure Pack

The Adventure Pack can be purchased with the Comprehensive, Domestic or Multi-Trip plan by paying an additional premium. In addition to the sports automatically covered under the policy, additional cover is provided for sports including but not limited to:

  • Abseiling
  • Cave/river tubing
  • Deep sea fishing
  • Flying fox/zip lining
  • Hiking, trekking or tramping
  • Martial arts
  • Quad biking
  • Sailing
  • Shooting
  • Surface water activities
  • Tandem parachuting
  • Use of motorcycles with engine capacity exceeding 250CC
As mentioned previously this is not the complete list of additional activities that may be covered. Conditions will apply for each activity.

Making an Online Travel Insurance Claim

You need to give Online Travel Insurance notice of your claim as soon as you possibly can. All claims must be fully completed by the policyholder; otherwise the benefits can be reduced due to a delay in service. Here are some of the specifics of the claims process:

  • Medical, dental or hospital claims must be made with Allianz Global Assistance.
  • For damage or permanent loss of your luggage or personal belongings, you must report the incident to the police and provide a written notice of your report when making the claim.
  • If your claim is being made due to damage or loss that resulted from the actions or an airline, operator or accommodation provider, you must report the damage to the appropriate official and obtain a written report of the event. If they offer you a settlement you need to include this in your claim.
  • You will need to submit the full details of any claim that you have made within 30 days of returning home.
  • All claims are paid out in Australian Dollars.

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6 Responses to Online Travel Insurance

  1. Default Gravatar
    Katie | November 27, 2016

    I would like to take out travel insurance for a trip overseas. I live in Australia but I am not an AUSTRALIA resident.

    Is there any restrictions and am eligible to take out insurance via the companies on this site.

    • Staff
      Richard | November 28, 2016

      Hi Katie,

      Thanks for getting in touch. Please head over to our travel insurance for non-residents to review the cover options available to you from the brands in our panel.

      All the best,
      Richard

    • Default Gravatar
      Katie | November 29, 2016

      Thank you for your response.

      I am currently on a bridging visa awaiting my residency application. I am eligible for Medicare but have not got a Medicare card.

      Can you confirm does this mean I should still purchase overseas visitor travel insurance or can I purchase the normal travel insurance that an Australian resident can purchase.

    • Staff
      Richard | November 29, 2016

      Hi Katie,

      As you’ll be travelling overseas, you will still need the non-resident cover.

      Cheers,
      Richard

  2. Default Gravatar
    Emma | August 21, 2016

    Will I be covered from when the payment is made
    goes through

    • Staff
      Richard | August 22, 2016

      Hi Emma,

      Thanks for your question. Your cover for cancellation etc begins once you have purchased your policy.

      I hope this was helpful,
      Richard

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