ICICI Lombard Travel Insurance is operated by ICICI Lombard GIC Ltd, India’s second biggest bank and one of the country’s largest private sector general insurance companies.
With a Gross Written Premium (GWP) this year of 71.34 billion rupees, ICICI Lombard has issued over 11 million policies and settled over 6 million claims, so when you take out ICICI Lombard Travel Insurance, you know you’re dealing with a company that will be there when you need them.
Unfortunately ICICI Lombard Travel Insurance is not available to residents of Australia. You may wish to consider another policy option if you are a resident of Australia
ICICI Lombard travel insurance is not currently available via finder. You can visit their website at www.icicilombard.com for more information or compare alternative options available below.
An international travel insurance policy with ICICI Lombard provides comprehensive cover in a range of different areas including:
Medical cover – medical expenses incurred due to illness or injury plus medical evacuation expenses.
Dental cover – reimbursement for dental expenses up to the benefit amount.
Baggage cover – reimbursement for loss or delay of checked-in baggage and loss of passports.
Personal liability cover – indemnifies the insured against third party injury or property damage claims.
Personal accident cover – covers death and total or partial permanent disability arising out of an accident.
Hijack distress compensation – compensation for the period the insured is held captive by hijackers on a common carrier.
Emergency cash advance – emergency financial assistance following an event such as theft of luggage, holdup or burglary.
Fire and allied perils cover – home building and contents insurance.
Burglary cover – home contents insurance.
Trip cancellation and interruption cover – reimbursement for financial losses incurred from trip cancellation or interruption due to natural disasters, terrorism or the death or hospitalisation of an immediate family member.
Missed connections cover – payment for a missed flight due to the delayed arrival of an earlier flight.
Trip delay cover – payment for delayed departure due to natural disasters, terrorism, personal contingencies, cancellation by carrier or loss or theft of travel documents.
Bounced bookings cover – reimbursement for costs incurred due to bouncing of reserved flights or accommodation by the providers.
Compassionate visit cover – payment for the compassionate visit of a relative or family member, if the insured is hospitalised overseas for more than five days.
Emergency hotel extension – reimbursement for additional accommodation expenses incurred as a result of delayed departure.
Loss of baggage and personal effects cover – compensation for checked-in baggage and hand luggage lost by the carrier.
Return of minor child(ren) cover – payment to send an unattended minor(s) home if the insured dies or is hospitalised for more than five days.
Political risk and catastrophe compensation expenses – payment for expenses incurred due to political expulsion or natural disaster.
Accidental death cover – payment to the beneficiaries if the insured dies as a result of travelling on a common carrier.
As well as covering the insured in the circumstances listed above, an ICICI Lombard Travel Insurance policy offers additional optional medical covers including:
Pre-existing illness extension – cover for conditions not covered by the standard policy.
Repatriation of remains – reimbursement for transporting the insured’s remains back to their country of residence, should they die whilst overseas, or alternatively, payment of an equivalent amount for local burial.
Daily allowance in case of hospitalisation – daily compensation for a specified number of days, if the insured is hospitalised for more than two consecutive days.
There are three main options available with ICICI Lombard Travel Insurance. These are:
Single round trip – medical cover up to $500.000, with no medical test required up to age 85, cashless hospitalisation available worldwide through affiliation with United Health International, cover for total loss of checked-in baggage including handbags and medical concierge, automotive assistance and lifestyle services available with selected plans.
Senior citizen travel insurance – no medical tests required up to age 85, access to worldwide cashless medical services, the option to extend the policy for an additional 180 days and medical concierge, automotive assistance and lifestyle services available for dependents in India.
Gold multi-trip cover – available up to 70 years of age, access to worldwide cashless health services, the option to secure as many as 30, 45 or 60 days in a year and medical concierge, automotive assistance and lifestyle services available for dependents while you are away from home.
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