Wallabies at the Rugby World Cup

Travel insurance for the Rugby World Cup 2015

Heading to the 2015 Rugby World Cup? If you're going overseas for a special or sporting event, make sure your insurance covers missed connections and alternate travel expenses.

Your bag is packed. Your tickets bought. Flights and accommodation booked. You're adorned in, exclusively (presumably) Wallabies apparel, and ready for what the Rugby World Cup 2015 has to offer.

The Rugby World Cup comes but once every four years and is highlighted in the calendar of every rugby enthusiast – but what happens if something goes wrong during your trip? What if an unforeseen event stops you from making it to the game on time?

This guide is a quick look at how travel insurers treat claims related to special events like the Rugby Word Cup 2015, with useful tips to help your trip run smoothly.

Compare travel insurance for the Rugby World Cup 2015 from providers in our panel

BrandCoverApply
Under the comprehensive policy, 1cover will reimburse your travel & accommodation expenses (including prepaid tickets for tours & sporting events) due to circumstances beyond your control such as sickness, injury, accidents (road accidents), bad weather, natural disaster, family emergency (immediate family members under 84 years and under such as parents, siblings, children, partner/spouse, hospitalised or death not due to pre-existing medical conditions.Get quote
AMEX Travel InsuranceAMEX will pay or reimburse you for the reasonable additional costs of using alternative public transport to arrive at your destination on time, up to the maximum amount specified in the summary of benefits table if your journey is delayed due to an unforeseeable circumstance that is outside your control, which would result in you being unable to arrive in time to attend a pre-paid commercial sporting event, or you are unable to get to a pre-paid tour. AMEX will also cover or reimburse you the non-refundable unused portion of all travel costs prepaid in advance of the event, including withheld deposits and cancellation charges to the limits of your policy, if your travel plans change or are cancelled for unforeseeable reasons.Get quote
AIGIf your trip is for the purpose of attending a sporting event that cannot be delayed due to your late arrival and your trip is delayed because of something unexpected and outside your control, AIG will pay the reasonable additional cost of using alternative public transport to arrive at your destination on time.Get quote
Budget Direct Travel InsuranceWhat you are covered for Budget Direct will pay your reasonable additional travel expenses to reach a sporting event or other prepaid arrangement if your scheduled transport is cancelled, delayed, shortened or diverted during your scheduled journey and that means you would not arrive on time. The cost of excursions, tours and activities (Rugby World Cup) which you have paid for and which you cannot recover from any sources.Get quote
Citibank Travel InsuranceIf for circumstances outside your control you are unable to arrive in time to a pre-paid commercial sporting event, CitiBank will pay or reimburse you for the reasonable additional cost of using alternative public transport to arrive at your destination on time.Get quote
CoverMoreIf your journey is delayed due to an unforeseeable circumstance outside Your control, which means you won't make it in time to attend a pre-paid commercial sporting event, Cover-More will pay or reimburse You for the reasonable additional cost of using alternative public transport to arrive at your destination on time. Cover-More would consider Rugby World Cup 2015 tickets as part of your prepaid travel expenses, therefore, you would be able to submit your claim for consideration similar to either flights or accommodation under "Section 3: Amendment or Cancellation Costs".Get quote
Easy Travel InsuranceUnder section A for cancellation and additional expenses in the Easy Travel Insurance PDS, if the purpose of your trip is to attend a ticketed sporting event (i.e. the Rugby World Cup 2015), Easy Travel Insurance will cover you if your trip is interrupted by an event that is not anticipated, is unexpected, and outside of your control subject to terms and conditions.Get quote
Fast CoverUnfortunately, the cost of the tickets would not be covered under Fast Cover policies. However, Fast Cover comprehensive policies would cover you for missed connections and travel delays, so depending on the reason why you missed your flight, you may be able to claim for the expenses associated with getting to your destination as you had planned.Get quote
Go InsuranceGoInsurance won't cover the cost of your ticket but the policy has a benefit in place for delays. If you are delayed for over 12 hours, GoInsurance will pay for the extra expenses you have to incur but will not reimburse you for missing a game.Get quote
InsureandGoIf you have to cancel your trip because of one of the reasons listed in the product disclosure statement, InsureandGo will pay up to the amount shown in the table of benefits for:

  • Travel and accommodation expenses and pre-paid meal expenses which you have paid or have agreed to pay under a contract and which you cannot recover from any sources
  • The cost of excursions, tours and activities which you have paid for and which you cannot recover from any sources
  • The cost of visas which you have paid for and which you cannot recover from any sources

Cancelling your trip before departure due to unforeseen reasons (as listed in the PDS) is only available with the Silver or Gold cover.

 Get quote
iTrekiTrek will pay your reasonable additional travel expenses to reach a sporting event or prepaid travel/tour arrangements on time if your scheduled transport is cancelled, delayed, shortened or diverted and that means you would not arrive on time.Get quote
Simply Travel InsuranceShort answer is yes, but if it's a circumstance within the airlines control you actually have to seek compensation from them. If you are in a taxi crash on the way to the airport or flight is cancelled due to weather or natural disaster – travel insurance looks after you for that stuff – and yes the event tickets can be included in your claim.Get quote
Skiinsurance.com.auSki-Insurance.com.au will pay your cancellation fees and lost deposits for travel and accommodation arrangements that you have paid in advance and cannot recover in any other way if your journey is cancelled or shortened at any time through circumstances neither expected nor intended by you and outside your control. You'll be reimbursed your travel & accommodation expenses that have been prepaid (including prepaid tickets for tours & sporting events) due to circumstances beyond your control.Get quote
Southern CrossIf due to an unexpected event you miss your flight, as listed under section 2 there is provision for your prepaid costs such as your unused flight and game ticket.n/a
Travel Insurance DirectTID policy provides cover under ‘Special Events’ (refer to Section 9, page 14 of the PDS) if your trip is interrupted by any unforeseeable event outside of your control and you are unable to arrive at your destination by the time originally scheduled for the purpose of attending a pre-arranged wedding, funeral, conference or sporting event that cannot be delayed as a consequence of your late arrival. TID will reimburse you for the reasonable additional cost of using alternative public transport of the same fare class as originally chosen to arrive at the destination on time. In regards to the costs for the Rugby World Cup 2015 tickets this is not a specified insured event. However, you are welcome to submit a claim for consideration as all claims are assessed on a case-by-case basis and on the merits of the information provided.Get quote
Travel Insurance Saver LogoUnder section A for cancellation and additional expenses, it is listed on what are the events that will be covered under Section A, where the sole purpose of your trip is to attend the ticketed sporting event, then there will be provision to cover subject to terms and conditions, Travel Insurance Saver will cover you if your trip is interrupted by an event that is not anticipated, is unexpected, and outside of your control.Get quote
Travel InsuranzYou are covered if your trip is interrupted by any fortuitous cause outside your control and you are unable to arrive at your destination using your pre-booked travel arrangements in time to attend a sporting event that cannot be delayed as a consequence of your late arrival. Travel Insuranz will reimburse you for the reasonable additional cost of using alternative public transport to arrive at the destination on time.Get quote
Virgin MoneyThe Virgin Money Comprehensive Travel Insurance policy provides you with unlimited unforeseen cancellation cover starting from the day you purchase your policy. This protects any deposits for flights, accommodation and tours. The cancellation must be due to an unforeseen event, something outside of your control that was not intended by you. Your reasonable additional travel expenses to reach a sporting event on time if your scheduled transport is cancelled, delayed, shortened or diverted is also covered under alternative travel expenses.Get quote
Woolworths Travel InsuranceWoolworths Travel Insurance will pay your reasonable additional travel expenses to reach a sporting event on time if your scheduled transport is cancelled, delayed, shortened or diverted and that means you would not arrive on time.Get quote
Worldcare Travel InsuranceThe Comprehensive policy will provide you with unlimited unforeseen cancellation coverage starting from the day you purchase your policy. This will protect any deposits for flights, accommodation and tours. The cancellation must be due to an unforeseen event, something outside of your control that was not intended by you. WorldCare Travel Insurance will pay your reasonable additional travel expenses to reach a sporting event or prepaid travel/tour arrangements on time if your scheduled transport is cancelled, delayed, shortened or diverted and that means you would not arrive on time.Get quote
youGoIf your trip is delayed due to an unforeseeable circumstance that result in you being unable to attend a pre-paid commercial sporting event, YouGo will pay or reimburse you for the reasonable additional cost of using alternative public transport to arrive at Your destination on time.Get quote

Tips for those heading to the 2015 Rugby World Cup

Whether you're heading to the Rugby World Cup in 2015 to watch one game live or all of them, it's best to arrive with a plan of attack. Below are some quick tips and tricks to those heading over.

  • Buy your travel insurance early. Travel insurance is something most people leave until the last minute but the earlier you get cover the better. If for some reason you are unable to attend the 2015 Rugby World Cup, you'll want to make sure you can recover your prepaid costs, and travel insurance is the best way to make sure you can do just that. You can compare policies by using the quote comparison tool below. Jump to the quote comparison
  • Look into getting a travel money card. If you're heading half-way around the globe for the Rugby World Cup, chances are you're going to want to make the most out of your trip and pop into as many countries as possible ... daytrip to Paris, anyone? This is where travel money cards come in handy. Travel money cards allow you to make transactions in multiple currencies without paying a fee for currency conversion.
  • Bring your supporters gear with you. While the cardinal rule when travelling might be to "pack light", bringing your own supporters' gear can save you cash on what is already a costly trip, especially if you're going with offspring in tow. Check out deals for Aussie Rugby gear online before you go and take some of the financial stress out of the trip.
  • Check if you're eligible for free insurance. If you have paid for all or part of your Rugby World Cup 2015 trip on the plastic, chances are you're entitled to complimentary insurance with your credit card provider. However, the limits for these policies can differ compared to standalone cover, so make sure you check out the relevant policy document before making a decision.
  • Take advantage of coupons when booking accommodation. If you haven't already booked your accommodation, save yourself money by using coupons when you're booking. HotelsCombined is just one of the many providers that can help you find accommodation (and savings) around the world.
  • Download useful travel apps. Being in a foreign city can be overwhelming. You don't know what sights to see. The streets are new. The value of a Dollar, a Pound, a Euro or a Lira can be difficult to convert in your head. You have a schedule to keep ... but luckily there are travel apps that can do the thinking or navigating or currency-converting or itinerarying (I guess) for you.

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Odds for the Rugby World Cup

Team
Odds
New Zealand$2.50
England$5.00
South Africa$6.50
Ireland$9.00
Australia$8.00
Wales$21.00
France$19.00
Argentina$81.00
Scotland$201.00
Samoa$301.00
Italy$1001.00
Namibia$5001.00
Fiji$1001.00
Romania$5001.00
Canada$2001.00
Japan$1001.00
Georgia$2001.00
Tonga$1001.00
USA$3001.00
Uruguay$5001.00

*Odds sourced from Sportsbet.com.au on 12/08/2015

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Richard Laycock

Richard is the senior insurance writer at finder.com.au and is on a mission to make insurance easier to understand.

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