Travel Insurance for Bolivia

Whether you’re exploring the country’s endless salt flats, trekking through the rugged rainforest or spotting wild flamingos, travel insurance add-ons for Bolivia cover a wide variety of adventurous activities.

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Important:

Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures
    Like many countries in Central and South America, there are certain risks to be aware of when you're travelling in Bolivia. This guide will explore what to look out for on your adventures and what travel insurance for Bolivia should cover.

    Do I need travel insurance?

    A travel insurance policy provides protection against both common travel concerns and the specific risks of travelling in Bolivia including:

    • Emergency medical expenses to cover hospital costs and medical repatriation if necessary
    • Cancellations and lost deposits if you must cancel non-refundable flights and accommodation due to circumstances out of your control
    • Theft and stolen items to insure your personal belongings including expensive items and cash

    Continue reading this guide for further information around finding the best travel insurance for Bolivia, or if you'd like to compare travel insurance quotes.

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    How much does travel insurance for Bolivia cost?

    The cost of travel insurance increases with age and comprehensiveness. The following table shows the average cost of basic and comprehensive policies, for one person travelling in Bolivia for one month (correct as of October 2021).

    Age2550607080
    Basic travel insurance$152$155.41$177.50$256.38$1036.10
    Comprehensive travel insurance$197.31$203.6$234.48$369.13$1,044.02


    What activities should you consider including in your travel insurance policy as extras?

    Not all policies are created equal and depending on what you plan to do in Bolivia, you may need to consider paying an extra premium to fully cover your trip.

    • Mountain climbing: Bolivia has peaks that appeal to a wide variety of skill levels. Those who are more advanced may want to look at cover for rock climbing, while those who intend to hike at altitude might want to check out travel insurance for trekking.
    • Expensive items: The nation's selections of cultural attractions, monuments and ruins mean it's hard to miss not to want to capture it all. Consider travel insurance to protect your high-value items such as cameras, laptops and smartphones.
    • Adventure sports: Get a thrill from sandboarding, 4x4ing and the infamous Death Road mountain bike adventure in Bolivia, but make sure you know whether your travel insurance policy covers them.
    • Ecotours: Some of the most diverse regions of the Amazon, wild waterfalls and even ancient dinosaur trails are some of the natural attractions you can find in Bolivia. Checking them out might take you to some isolated areas and travel insurance with medical repatriation and evacuation may be advisable.



    What are some travel risks specific to Bolivia?

    Here are some of the common travel risks to be aware of in Bolivia and the cover to look out for in your travel insurance policy.

    Disease:

    Mosquito-borne diseases including Zika virus, malaria and dengue fever occur in Bolivia, as well as other food- and water-borne and infectious diseases.

    • What should I know: Travellers are advised to stick to boiled or bottled water and to avoid ice cubes and raw or undercooked foods.
    • What cover do I need: Travel insurance with effective medical cover, including medical evacuation and repatriation, is recommended for all travellers to Bolivia

    Civil unrest:

    Protests and demonstrations may occur with little warning in Bolivia. While visitors are generally not the intended target of civil unrest, travellers are still advised to avoid trying to pass through protester roadblocks and to avoid confrontations.

    • What should I know: Strikes can cause severe delays, making travel potentially unpredictable.
    • What cover do I need: Travel insurance for cancellations is advisable so that you can be covered for prepaid ticket costs and claim reimbursements for travel disruptions.

    Weather events:

    The rainy season in Bolivia is from November to March, and flooding, landslides, road closures and essential service disruptions are more likely to occur at this time of year.

    • What should I know: Remain alert to local weather reporting and plan accordingly for delays or disruptions when travelling at this time of year. Be aware that even air travel is also frequently disrupted.
    • What cover do I need: Consider how your travel insurance policy covers delays and disruptions of travel plans.

    ​​While risks like these would seem to depict Bolivia as a risky place to travel, it's actually regarded as a relatively safe travel destination. Nevertheless, you should stay aware of your surroundings and follow recommended travel advice to ensure you avoid unsafe activities and areas.

    What happens if I have a medical emergency in Bolivia?

    The standard of private hospitals and clinics in Bolivia's major cities is reasonable but potentially expensive, while medical facilities in rural areas may be lacking. Hospitals and medical professionals may require payment in advance, even for emergencies, so having a travel insurance policy that pays up front is advisable. Failing this, you should ensure that you are able to pay out of pocket for the cost of medical treatment that you can then claim back later.

    Who do I contact in the event of an emergency?

    • For lost or stolen passports contact the Australian embassy in Lima, Peru on +51 630 0500.
    • For travel insurance claims to make, contact your insurer on their 24-hour claims helpline as soon as you are reasonably able. If a travel insurance provider does not offer 24/7 claims assistance you should avoid them.
    • For ambulance call 118.
    • For English-speaking tourist police, if, for example, you are reporting a robbery, call 222 5016 when outside of La Paz, or 02 222 5016 when in La Paz.
    • For emergency police call 110.

    In the event of legal trouble or miscellaneous issues you should contact the Australian consulate in La Paz, Bolivia on +591 2 297 1339 or visit them at Avenida Arce, Edificio Montevideo Mezzanine, Oficina 2 PO Box: 7186 La Paz Bolivia

    What are the entry requirements for Bolivia?

    Australians visiting Bolivia for tourism purposes do not require a visa. Instead, you are granted entry for 30 days, which can then be extended after arrival for a maximum of 90 days during one calendar year an additional 60 days.

    You must have:

    • A passport valid for at least 6 months from the date of arrival
    • Proof of sufficient funds for the duration of your stay
    • Travel documents for your next destination, such as a return or onward ticket
    • Proof of yellow fever vaccination if arriving from a country with the virus


    When is the best time of year to visit Bolivia?

    Bolivia is good all year round and the best time to visit depends on what kind of weather you prefer and where you'll be going.

    Cold season (May to October)Pleasant and less humid in the Amazon and lowlands, but very cold in the mountains. Busier than the hot season, but with fewer festivals.
    Hot season (November April)Warm all over, fewer crowds and a lot more festivals, which you may want to either attend or avoid. Heavy rain can disrupt travel plans.

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