Finder Travel BuddyTM

Where will your money go the furthest?

Cost of living data sourced from expatistan.com. All costs in AUD$. Information verified correct as of 18 September 2015

Countries ranked cheapest to most expensive September 2017

RankingCountry
1Brazil
2Indonesia
3Canada
4South Africa
5Spain
6Thailand
7New Zealand
8Australia
9North America
10Japan
11Germany
12France
13United Kingdom
14Hong Kong

Just some of the brands we work with

expedia

contiki

Virgin Australia

SCTI

Emirates

TripAdvisor

1cover

Travel Money

Rates last updated September 25th, 2017
Debit Card Account Details Card Type Monthly Account Fee Minimum Opening Balance Description
St.George Complete Freedom Account
St.George Complete Freedom Account
Flexible bank account with Visa Debit card and SMS and email alert system. Visa Debit Card $5 $1 $0 account keeping fees if you deposit at least @sa_product_balance_feefree,money@ per month. Otherwise, a @sa_product_account_keeping_fee,money@ fee applies. Unlimited free withdrawals at St.George, Westpac and BankSA ATMs. Go to site More
Westpac Choice
Westpac Choice
Access over 50,000 ATMs globally with no overseas ATM fee. Mastercard Debit Card $5 $0 $0 account keeping fees if you deposit at least @sa_product_balance_feefree,money@ per month. Otherwise, a @sa_product_account_keeping_fee,money@ monthly fee applies. Unlimited free withdrawals at St.George, Westpac, Bank of Melbourne and BankSA ATMs. Go to site More
Bankwest Qantas Transaction Account
Bankwest Qantas Transaction Account
Earn Qantas Points on your account balance 365 days a year. Mastercard Debit Card $6 $0 $0 account keeping fees when you deposit at least @sa_product_balance_feefree,money@ into your account each month. Otherwise, a @sa_product_account_keeping_fee,money@ monthly fee applies. Unlimited Free withdrawals at Bankwest and CommBank ATMs in Australia. Go to site More
Macquarie Transaction Account
Macquarie Transaction Account
Mastercard Debit Card $0 Free access to all domestic ATMs in Australia including the rediATM network. More
Macquarie Platinum Transaction Account
Macquarie Platinum Transaction Account
Mastercard Debit Card $0 Free access to the rediATM network More
Citibank Plus Everyday Account
Citibank Plus Everyday Account
Free international money transfers and free overseas Citibank ATM withdrawals. Mastercard Debit Card $0 $0 No ATM fees using Citibank, Westpac, BankSA and St.George branded ATMs in Australia. Use overseas Citibank ATMs for free. More
Rates last updated September 25th, 2017
Name Product Foreign Currency Conversion Fee (MC) Foreign Currency Conversion Fee (VISA) Overseas ATM Withdrawal Fee Overseas Cash Advance Fee Annual fee Product Description
ANZ Frequent Flyer Black
3% of transaction value
$5
The greater of 2% of cash advance amount or a minimum of $4.00
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Receive 75,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases in the first 3 months.
HSBC Platinum Credit Card
3% of transaction value
$99 p.a.
Earn 1 Reward Point per $1 of eligible spend and receive complimentary travel and purchase protection insurances.
American Express Platinum Edge Credit Card
$195 p.a.
Receive a $200 Travel Credit every year and complimentary domestic and international travel insurance.
HSBC Platinum Qantas Credit Card
3% of transaction value
The higher of $4 or 3.0% of the total transaction amount
$199 p.a.
Receive 60,000 bonus Qantas Points when you meet the spend requirement and earn up to 1 Qantas Point per $1 spent.
ANZ Rewards Travel Adventures card
0% of transaction value
$0
$225 p.a.
Receive 40,000 bonus Velocity Points when you spend $500 on eligible purchases in the first three months.

Compare up to 4 providers

Rates last updated September 25th, 2017
Available Currencies ATM Withdrawal Fee Reload Fee Initial Load Fee
NAB Traveller Card
NAB Traveller Card
AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD

Overseas: $0 per withdrawal via international ATMs

Domestic: $3.75 fee applies

$0 $0 Go to site More
ANZ Travel Card
ANZ Travel Card
AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD AUD 3.50, USD 2.50, GBP 2.00, EUR 2.20, NZD 4.50, CAD 3.00, HKD 20.00, SGD 4.00, THB 95, JPY 260 1.1% $0 Go to site More
Qantas Cash
Qantas Cash
AUD, AED, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD AUD 1.95, CAD 2.00, EUR 1.50, GBP 1.25, HKD 15.00, JPY 160, NZD 2.50, SGD 2.50, USD 1.95, THB 70.00, AED 6.50 $0 $0 Go to site More
Cash Passport Mastercard
Cash Passport Mastercard
AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD USD 2.50, EUR 2.50, GBP 2.00, NZD 3.50, THB 80.00, CAD 3.50, HKD 18.00, JPY 260.00, SGD 3.50, AUD 3.50 $0 $0 Go to site More
Australia Post Multi-currency Cash Passport
Australia Post Multi-currency Cash Passport
AUD, NZD, USD, EUR, GBP, THB, SGD, CAD, HKD, JPY Overseas: $0

Domestic: 2.95% of the amount withdrawn

$5 $0 Go to site More
Rates last updated September 25th, 2017
Name Product Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received Description
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Agent
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies.
Exclusive: OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
Exclusive: World First International Money Transfers
AUD 2,000
1 day
Online, Phone
Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.
FC Exchange International Money Transfers
AUD 3,000
1 day
Online, Phone, Bank Account to Bank Account
FC Exchange can save you money with its Best Exchange Rate Guarantee. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in 43 currencies.
Compass Global Markets International Money Transfers
AUD 1,000
1 day
Online, Phone
Send money overseas in at least 140 currencies.
HiFX International Money Transfers
AUD 50
2 days
Online, Phone, Agent
Make your first transfer for free
Send money in more than 40 currencies.
Currency Solutions International Money Transfers
AUD 3,000
2 days
Online, Phone, Bank Account to Bank Account
Send money in 39 currencies.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Rates last updated September 25th, 2017
Name Product Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Purchase rate (p.a.) Annual fee Product Description
American Express Explorer® Credit Card
100,000 bonus points
2
20.74% p.a.
$395 p.a.
Receive a $400 Travel Credit every year and up to two entries per year to the American Express Lounge at Sydney International Airport.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
60,000 bonus points
0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months on eligible spend and enjoy a discounted annual fee of $64 for the first year.
Citi Rewards Platinum Credit Card
1
0
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn Reward Points per $1 spent as part of the Citi Rewards Program, plus receive complimentary international travel insurance.
Qantas American Express Ultimate Card
100,000 bonus points
1.5
20.74% p.a.
$450 p.a.
Take advantage of a high Qantas Points earn rate and 2 American Express Airport Lounge entries each calendar year.
Westpac Altitude Black - 100k Bonus Points
100,000 bonus points
1.25
2.5
20.24% p.a.
$195 p.a. annual fee for the first year ($395 p.a. thereafter)
Earn 20,000 points upon card approval and an additional 80,000 bonus Altitude Points when you meet the spend requirements. Offer ends 26 October 2017.
American Express Essential®  Credit Card
1
14.99% p.a.
$0 p.a.
Receive a $50 credit when you apply online, are approved and spend $750 on your new card within the first 3 months of card membership.
HSBC Platinum Qantas Credit Card
60,000 bonus points
1
19.99% p.a.
$199 p.a.
Receive a complimentary Qantas Frequent Flyer membership and take advantage of complimentary international travel insurance.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0.66
20.74% p.a.
$129 p.a.
Earn 3 bonus Velocity Points per $1 for the first 3 months, a first year annual fee refund and a yearly $129 Virgin Australia Gift Voucher.
ANZ Frequent Flyer Black
75,000 bonus points
1
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Collect 75 bonus Status Credits when you meet the spend requirements. Plus, enjoy two complimentary Qantas Club Lounge invitations each year.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
0.66
0% p.a. for 12 months (reverts to 20.74% p.a.)
$129 p.a.
Receive a $129 Virgin Australia Gift Voucher each year, save with up to 44 interest-free days and complimentary international travel insurance.

Compare up to 4 providers

Rates last updated September 25th, 2017
Name Product Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Complimentary Travel Insurance Annual fee Minimum Income Product Description
HSBC Platinum Credit Card
1
0
Yes
$99 p.a.
$40,000
Take advantage of a 0% p.a. for 22 months on balance transfers offer with a 2% balance transfer fee.
HSBC Platinum Qantas Credit Card
60,000 bonus points
1
Yes
$199 p.a.
$40,000
Enjoy complimentary membership to the Qantas Frequent Flyer program and the ability to pay with Apple Pay.
ANZ Platinum Credit Card - Exclusive Offer
0
0
Yes
$0 p.a. annual fee for the first year ($87 p.a. thereafter)
$35,000
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months.
NAB Premium Card - Exclusive Offer
0
0
Yes
$90 p.a.
Until 1 October 2017, exclusive to finder.com.au, enjoy a no BT fee, balance transfer offer with platinum privileges, including travel insurance.
ANZ Frequent Flyer Black
75,000 bonus points
1
Yes
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
$75,000
Earn 75 Bonus Status Credits when you apply by 31 October 2017, buy and fly return with Qantas by 28 February 2018.
Westpac Altitude Black - Altitude Qantas 100k Bonus Points
100,000 bonus points
0.625
1.25
Yes
$195 p.a. annual fee for the first year ($395 p.a. thereafter)
$75,000
Earn 20,000 points upon card approval and an additional 80,000 bonus Qantas Points when you meet the spend requirements. Offer ends 26 October 2017.
ANZ Low Rate Platinum
Yes
$99 p.a.
$35,000
Take advantage of a 0% p.a. for 16 months on balance transfers offer with a 2% balance transfer fee.
Westpac Altitude Black - 100k Bonus Points
100,000 bonus points
1.25
2.5
Yes
$195 p.a. annual fee for the first year ($395 p.a. thereafter)
$75,000
Earn 20,000 points upon card approval and an additional 80,000 bonus Altitude Points when you meet the spend requirements. Offer ends 26 October 2017.
ANZ Frequent Flyer Platinum
50,000 bonus points
0.75
Yes
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
$35,000
Enjoy complimentary membership to the Qantas Frequent Flyer program and access to a 24/7 concierge service.
American Express Explorer® Credit Card
100,000 bonus points
2
Yes
$395 p.a.
$65,000
Receive a $400 Travel Credit every year and up to two entries per year to the American Express Lounge at Sydney International Airport.

Compare up to 4 providers

Rates last updated September 25th, 2017
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
Citi Personal Loan Plus
Borrow up to $75,000 to use for a range of purposes. Competitive rate of 9.99% p.a. available to all approved applicants.
From 9.99% (variable) 10.95% $5,000 3 to 5 years $199 Go to site More
NOW FINANCE Personal Loans
Get rewarded with a low interest rate for your good credit history. Rates from 8.95% p.a. to 16.95% p.a. depending on your credit score.
From 8.95% (fixed) 10.42% $4,000 1.5 to 7 years $395 (Based on $10,000) Go to site More
RateSetter 2-Year Personal Loan
This peer-to-peer loan is only available for a 2-year term at the rate of 4.69% p.a.
From 4.69% (fixed) 7.11% $2,001 2 years $0 (Upfront fee $250 for loan terms of 2 years and above) Go to site More
Pepper Money Unsecured Fixed Rate Personal Loan
Apply for up to $50,000 and receive conditional approval within minutes.
From 9.99% (fixed) 9.99% $5,000 1 to 7 years $0 Go to site More
Westpac Unsecured Personal Loan
Borrow up to $50,000 for a term of up to 7 years with the unsecured Loan from Westpac
From 12.99% (fixed) 13.77% $4,000 1 to 7 years $0 (On new loan applications before Oct 3 2017) Go to site More
RateSetter Personal Loan
RateSetter offers personalised interest rates ranging from 3.7% p.a. to 9.6%.p.a. determined by your risk profile.
From 8.66% (fixed) 9.17% $2,001 0.5 to 5 years $0 (Upfront fee $250 for loan terms of 2 years and above) Go to site More
RACQ Unsecured Loan
Apply for up to $30,000 to use for a variety of purposes end enjoy no penalty for early repayment. Note: You must be a QLD resident to apply.
From 13.95% (fixed) 14.52% $5,000 1 to 7 years $378 Go to site More
NAB Personal Loan Unsecured Variable Rate
An unsecured loan with a redraw facility that allows you to access money you've paid in advance. You must have held a NAB Credit Card or Transaction account for at least 6 months before applying.
From 14.69% (variable) 15.55% $5,000 1 to 7 years $150 Go to site More
Latitude Personal Loans (Unsecured)
An unsecured loan designed for multiple purposes – renovating, buying a car or travelling. Funds can be in your account in as little as 24 hours.
From 13.99% (fixed) 15.19% $3,000 2 to 7 years $250 (Loans under $4000 - $140) Go to site More
IMB Unsecured Personal Loan
Enjoy no monthly fees and the option to make additional repayments. 11.69% p.a. rate available to all approved applicants.
From 11.69% (fixed) 13.46% $2,000 1 to 5 years $250 Go to site More
NAB Personal Loan Unsecured Fixed
An unsecured loan available for a wide range of purposes for a long period of time up to 7 years. You must have held a NAB Credit Card or Transaction account for at least 6 months before applying.
From 14.99% (fixed) 15.85% $5,000 1 to 7 years $150 Go to site More
SocietyOne Unsecured Personal Loan
Based on your risk profile, you will receive a tailored rate between 7.75% and 20.14% with a SocietyOne personal loan.
From 7.5% (fixed) 9.51% $5,000 2 to 5 years 3% (of loan amount) Go to site More
DirectMoney Unsecured Personal Loan
This unsecured loan features tiers of interest rates from 8.5% p.a. to 19.95% p.a. based on your credit history.
From 8.5% (fixed) 9.36% $5,000 3 to 5 years $595 Go to site More
Bank of Melbourne Unsecured Fixed Rate Personal Loan
Apply for a loan from $3,000 and lock in a competitive fixed rate for up to five years.
From 12.99% (fixed) 14.06% $3,000 1 to 5 years $195 Go to site More
BankSA Unsecured Fixed Rate Personal Loan
Take advantage of a competitive fixed rate and no application fee for a limited time.
From 14.06% (fixed) 14.06% $3,000 1 to 5 years $195 Go to site More
St.George Unsecured Personal Loan - Fixed Rate
Convenient redraw facility, flexible personal loan repayment options with competitive interest rate.
From 12.99% (fixed) 14.06% $3,000 1 to 5 years $195 Go to site More

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