Toyota RAV4 car insurance

The average insurance policy for a Toyota RAV4 is $105 a month. Compare 5+ policies and you could save.

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About the Toyota RAV4

The Toyota RAV4 is a popular family SUV. It received a Finder score of 82.75% on our Finder review. Car insurance prices for the Toyota RAV4 tend to be similar in price to other SUVs on the market.

We can't provide you with an exact price car insurance because costs differ based on your personal circumstances. However, you can compare car insurance policy features above, then click through for some personalised quotes on from the providers.

Compare Toyota RAV4 car insurance

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2021 Finder Awards for Best Car Insurance - Value in VIC, QLD, SA, WA and TAS, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Get up to 15% off when you purchase a new car insurance policy. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Huddle Black Comprehensive
Agreed or Market
Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover.

Who it might be good for: Someone who wants a 24/7 claims processing.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
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Compare up to 4 providers

Toyota RAV4 car insurance costs

The average comprehensive insurance policy for a Toyota RAV4 is $105 a month, or $1,099 a year. Your actual cost could be differ depending on your driving record, the number of kilometres you drive in a year and several other factors. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2018 Toyota GR Yaris
  • Up to 15,000 kilometres driven yearly
  • No accidents in the past three years
  • Driver located in Sydney [tooltip: Postcode: 2000]
  • Car parked in garage at night
  • White vehicle

How do costs for the Toyota RAV4 compare with other models?

The base price for a 2018 Toyota RAV4 is $25,490. With the average insurance rate at $1,098.76 per year, the annual insurance cost–to–base car price ratio is 4.31%.

How can I save on my Toyota RAV4 premiums?

  • Pay for the year instead. This is generally cheaper than paying per month.
  • Don't make a claim unless you really need to. Insurers will often lower your premium for every year you don't make a claim.
  • Walk or use public transport where possible. The less you use your car, the lower your chances are of being involved in an incident.
  • Keep your car in a secure place. For example, a locked garage.
  • Drive safely. The less fines or points you have, the lower your premiums tend to be.
  • Compare policies. Spend a few minutes comparing policies and you'll be able to get better value for your money.

Looking for a different Toyota model? Read our guide on all Toyota car insurance costs. You might also be able to get a better car loan too.

More guides on Finder

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