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Toyota Kluger car insurance

A comprehensive car insurance policy for a Toyota Kluger is likely to set you back around $113 a month. Compare 5+ policies to see if you can save.

Toyota Kluger insurance costs

The average comprehensive insurance policy for a Toyota Kluger is $113 a month, or $1,174 a year. Your actual cost is likely to differ slightly depending on your driving record, the number of kilometres you drive in a year and other factors like where you keep your Kluger at night. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2018 Toyota Kluger
  • Up to 15,000km driven yearly
  • No accidents in the past 3 years
  • Driver located in Sydney
  • Car parked in garage at night
  • White vehicle

Compare Toyota Kluger car insurance

1 - 7 of 7
Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or market value
Budget Direct Comprehensive
Agreed or Market
Finder's summary: The 2023 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Australia Post Comprehensive
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $100 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
ROLLiN' Comprehensive
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
Bingle Comprehensive
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
QBE Comprehensive
Green Company
QBE Comprehensive
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Qantas Comprehensive
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct). .

⭐ Current offer: Earn up to 30,000 Qantas Points with every Qantas Car Insurance policy you take out by 7 February. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.

About the Toyota Kluger

The Toyota Kluger is a 7-seater family SUV available in 3 variants – GX, GXL and the top-of-the-line Grande. It received a Finder score of 76.33% in our review. Car insurance costs for the Kluger tend to be more expensive compared to other smaller-sized vehicles, so it's worth shopping around to see if you can find a better deal.

We can't give you an exact Kluger car insurance price because insurance costs vary based on your circumstances – so compare car insurance policy features side by side first, then click through for a personalised quote.

How do costs for the 2018 Toyota Kluger compare with other models?

The base price for a 2018 Toyota Kluger is $35,990. With the average insurance rate at $1,174.45 per year, the annual insurance cost–to–base car price ratio is 3.26%.

How can I save on my Toyota Kluger premiums?

  • Pay for the year up-front. If you can afford it, many insurers charge less if you pay for the year in advance, as opposed to monthly.
  • Try not to claim. The longer you can go without making a claim, the more your insurer will trust you and reward you with cheaper premiums.
  • Minimise your use. Insurers like Budget Direct will ask you how often you drive your car. The less you use it, the lower your chances are of making a claim, which means cheaper premiums.
  • Keep your car safe and secure. If you're able to keep your car locked in a secure garage overnight, you've decreased the chances of something happening, which will lower your premiums.
  • Drive safely. If you don't have any fines or points, your car insurance is likely to be cheaper.
  • Shop around. Don't just go with the first car insurer you find. Spend a little time comparing policies and get a few quotes – it could save you hundreds per year.

Looking for a different Toyota model? Read our guide on all toyota car insurance costs. While you're at it, you could save money by finding a better car loan too.

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