Toyota Kluger car insurance

A comprehensive car insurance policy for a Toyota Kluger is likely to set you back around $113 a month. Compare 5+ policies to see if you can save.

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Toyota Kluger insurance costs

The average comprehensive insurance policy for a Toyota Kluger is $113 a month, or $1,174 a year. Your actual cost is likely to differ slightly depending on your driving record, the number of kilometres you drive in a year and other factors like where you keep your Kluger at night. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2018 Toyota Kluger
  • Up to 15,000km driven yearly
  • No accidents in the past 3 years
  • Driver located in Sydney
  • Car parked in garage at night
  • White vehicle

Compare Toyota Kluger car insurance

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2021 Finder Awards for Best Car Insurance - Value in VIC, QLD, SA, WA and TAS, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Get up to 15% off when you purchase a new car insurance policy. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Huddle Black Comprehensive
Agreed or Market
Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover.

Who it might be good for: Someone who wants a 24/7 claims processing.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
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Compare up to 4 providers

About the Toyota Kluger

The Toyota Kluger is a 7-seater family SUV available in 3 variants – GX, GXL and the top-of-the-line Grande. It received a Finder score of 76.33% in our review. Car insurance costs for the Kluger tend to be more expensive compared to other smaller-sized vehicles, so it's worth shopping around to see if you can find a better deal.

We can't give you an exact Kluger car insurance price because insurance costs vary based on your circumstances – so compare car insurance policy features side by side first, then click through for a personalised quote.

How do costs for the 2018 Toyota Kluger compare with other models?

The base price for a 2018 Toyota Kluger is $35,990. With the average insurance rate at $1,174.45 per year, the annual insurance cost–to–base car price ratio is 3.26%.

How can I save on my Toyota Kluger premiums?

  • Pay for the year up-front. If you can afford it, many insurers charge less if you pay for the year in advance, as opposed to monthly.
  • Try not to claim. The longer you can go without making a claim, the more your insurer will trust you and reward you with cheaper premiums.
  • Minimise your use. Insurers like Budget Direct will ask you how often you drive your car. The less you use it, the lower your chances are of making a claim, which means cheaper premiums.
  • Keep your car safe and secure. If you're able to keep your car locked in a secure garage overnight, you've decreased the chances of something happening, which will lower your premiums.
  • Drive safely. If you don't have any fines or points, your car insurance is likely to be cheaper.
  • Shop around. Don't just go with the first car insurer you find. Spend a little time comparing policies and get a few quotes – it could save you hundreds per year.

Looking for a different Toyota model? Read our guide on all toyota car insurance costs. While you're at it, you could save money by finding a better car loan too.

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