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Toyota HiLux insurance costs
The average comprehensive insurance policy for a Toyota HiLux is $113 a month, which is $1,176 a year. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:
2018 Toyota HiLux
Up to 15,000 kilometres driven yearly
No accidents in the past 3 years
Driver located in Sydney
Car parked in garage at night
White vehicle
Model and age of the Hilux
Safety rating, security and any anti-theft precautions
The amount of cover you need
The estimated kilometres you drive in a year
The vehicle's safety and anti-theft features
The driver's location
The driver's age
The driver's driving history in the past 5 years
The driver's marital status
The driver's gender
Compare Toyota HiLux car insurance
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About the Toyota HiLux
The Toyota HiLux is one of Australia's best-selling utes. It received a Finder score of 79.67% and has had a 5-star ANCAP safety rating since 2015. Car insurance costs for the HiLux tend to be higher compared to other vehicles, so it's worth shopping around for a better deal.
We can't give you an exact car insurance price for your Hilux as insurance costs vary based on factors like your driving history and location. But you can compare features side-by-side above then click through for a personalised quote.
How do costs for the 2018 Toyota HiLux compare with other models?
The base price for a 2018 Toyota HiLux is $20,688. With the average insurance rate at $1,176.31 per year, the annual insurance cost-to-base car price ratio is 5.69%.
The Toyota HiLux has held the maximum 5-star ANCAP safety rating since 2015. Electronic stability control with trailer sway control and 7 airbags come as standard across the range as well as a reverse camera on all pick-up models. However, the HiLux's main competitor, the Ford Ranger, includes advanced safety tech not found in any of the HiLux models, such as lane-departure warning, forward collision warning and Auto Emergency Braking (AEB).
All dual-cab HiLuxes include an ISOFIX child seat anchor point, which is ideal for a family with a baby seat.
If you're interested in more information about the HiLux, check out our Toyota HiLux review.
How can I save on my Toyota HiLux premium?
Pay annually rather than monthly. Some insurers will charge you more if you choose to pay monthly. Opt to pay annually and this could save you money in the long run and make insurance a little less stressful.
Claim less. Having a history of not making any claims on any insurance policies may help you get a lower premium on your HiLux cover.
Minimise your use. Instead of zipping down to the shops in your HiLux or running the maze of the city, walk or catch public transport to reduce your premium. You'll also save on petrol and reduce your chance of an accident.
Question your renewal quote if it seems high. Don't be afraid to shop around and see what the market has to offer. You could either find a cheaper option or use the information you find to haggle for a better price with your current provider.
Safety first. Risk is an insurer's biggest fear. Any additional safety measures you take, such as higher quality brakes, locks or safety belts, will encourage a lower premium with your cover.
Drive safely. While a car can be as safe as a house, the driver will always be considered the main risk. Drive safely, sensibly and always within the law to avoid convictions, fines or demerit points, all of which may raise your risk in the eyes of a provider – and your premium.
Looking for a different Toyota model? Read our guide on all toyota car insurance costs. While you're at it, you could save money by finding a better car loan too.
Why you can trust Finder's car insurance experts
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Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, news.com.au, The Telegraph, Explore Travel and Escape. Gary holds a Kaplan Tier 1 General Insurance (General Advice) certification and a Kaplan Tier 1 Generic Knowledge certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
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