Toyota HiLux car insurance

The average comprehensive insurance policy for a Toyota HiLux is $113 a month or $1,176 a year. Compare policies side-by-side.

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Toyota HiLux insurance costs

The average comprehensive insurance policy for a Toyota HiLux is $113 a month, which is $1,176 a year. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2018 Toyota HiLux
  • Up to 15,000 kilometres driven yearly
  • No accidents in the past 3 years
  • Driver located in Sydney
  • Car parked in garage at night
  • White vehicle

Compare Toyota HiLux car insurance

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2021 Finder Awards for Best Car Insurance - Value in VIC, QLD, SA, WA and TAS, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Huddle Black Comprehensive
Agreed or Market
Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover.

Who it might be good for: Someone who wants a 24/7 claims processing.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
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Compare up to 4 providers

About the Toyota HiLux

The Toyota HiLux is one of Australia's best-selling utes. It received a Finder score of 79.67% and has had a 5-star ANCAP safety rating since 2015. Car insurance costs for the HiLux tend to be higher compared to other vehicles, so it's worth shopping around for a better deal.

We can't give you an exact car insurance price for your Hilux as insurance costs vary based on factors like your driving history and location. But you can compare features side-by-side above then click through for a personalised quote.

How do costs for the 2018 Toyota HiLux compare with other models?

The base price for a 2018 Toyota HiLux is $20,688. With the average insurance rate at $1,176.31 per year, the annual insurance cost-to-base car price ratio is 5.69%.

How safe is the Toyota HiLux?

The Toyota HiLux has held the maximum 5-star ANCAP safety rating since 2015. Electronic stability control with trailer sway control and 7 airbags come as standard across the range as well as a reverse camera on all pick-up models. However, the HiLux's main competitor, the Ford Ranger, includes advanced safety tech not found in any of the HiLux models, such as lane-departure warning, forward collision warning and Auto Emergency Braking (AEB).

All dual-cab HiLuxes include an ISOFIX child seat anchor point, which is ideal for a family with a baby seat.

If you're interested in more information about the HiLux, check out our Toyota HiLux review.

How can I save on my Toyota HiLux premium?

  • Pay annually rather than monthly. Some insurers will charge you more if you choose to pay monthly. Opt to pay annually and this could save you money in the long run and make insurance a little less stressful.
  • Claim less. Having a history of not making any claims on any insurance policies may help you get a lower premium on your HiLux cover.
  • Minimise your use. Instead of zipping down to the shops in your HiLux or running the maze of the city, walk or catch public transport to reduce your premium. You'll also save on petrol and reduce your chance of an accident.
  • Question your renewal quote if it seems high. Don't be afraid to shop around and see what the market has to offer. You could either find a cheaper option or use the information you find to haggle for a better price with your current provider.
  • Safety first. Risk is an insurer's biggest fear. Any additional safety measures you take, such as higher quality brakes, locks or safety belts, will encourage a lower premium with your cover.
  • Drive safely. While a car can be as safe as a house, the driver will always be considered the main risk. Drive safely, sensibly and always within the law to avoid convictions, fines or demerit points, all of which may raise your risk in the eyes of a provider – and your premium.

Looking for a different Toyota model? Read our guide on all toyota car insurance costs. While you're at it, you could save money by finding a better car loan too.

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