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2020 Toyota Camry review

The comprehensive Toyota Camry review

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finder score: 79.75%

Avg. critics score: 79.75%
4 critics
How did we calculate this? We analysed and aggregated the scores of WhichCar, CarAdvice, CarsGuide and Motoring to bring you the finder.com.au score. This is a comprehensive score that brings together the four different expert ratings you see below.
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Critic reviews

WebsiteRatingNotable quotes
WhichCar80%"You get a lot for the money, with plenty of space and the option of hybrid power. The Camry is also good to drive, with nice balance and, in hybrid form, a responsive drivetrain. All Camry models feature automatic emergency braking as standard."Read more
CarAdvice80%"I like to call the Camry 'the Euro-rehab car'. In my mind, it's the car you buy if you're a former devotee of an upmarket brand and have tired of paying more for servicing, parts and prestige."Read more
CarsGuide81%"The Toyota Camry has a reputation for being a bit boring, but is the new model actually good to drive? And is the petrol-electric hybrid the only version buyers should be looking at? The answers are yes and yes."Read more
Motoring78%"The Toyota Camry Ascent Hybrid is an affordable, frugal and even – I can't believe I'm writing this – fun car."Read more

How does the Toyota Camry compare with its peers?

1 - 5 of 5
Name Product Number of seats ANCAP rating Price (from) Finder Score Review
Skoda Superb
5 seats
5 stars
$39,990
86.67%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Mazda 6
5 seats
5 stars
$32,490
82.33%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Kia Cerato
5 seats
5 stars
$22,190
81.25%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Toyota Camry
5 seats
5 stars
$28,990
79.75%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
Lexus IS
5 seats
5 stars
$59,340
73.33%
Read Review
Find a Deal
on OnlineAuto.com.au’s website
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A comprehensive review of the Toyota Camry

Pricing

Toyota's Camry range comprises four different trims, with three different engine variants.

Toyota Camry Ascent

Entry-grade Camry Ascent models have a driveaway price from $32,672, for a 2.5-litre petrol with a 6-speed automatic transmission. A hybrid petrol version is priced at $35,719.

Key selling points include 17-inch alloy wheels, a reversing camera, a 7-inch touchscreen with Apple CarPlay and Android Auto, Bluetooth® connectivity, electronic parking brake, A/C (the Hybrid has dual-zone, automatic climate control), a 4.2-inch Multi-Information Display, 7 airbags and Toyota Safety Sense. Safety Sense has a Pre-Collision Safety System, with pedestrian detection, Lane Departure Alert, Active Cruise Control and Auto High Beam.

The Camry has a 5-star ANCAP safety rating.

Toyota Camry Ascent Sport

The Ascent Sport is a step up from the entry-model. Prices start from $35,204 for the non-hybrid, which is slightly more powerful than the standard Ascent's engine. A hybrid Ascent Sport has a driveaway price of $37,779.

Building on the features of the base Ascent, the Ascent Sport has a sports body kit, with a larger 8-inch touchscreen, satellite navigation (with 3 years of map updates), a smart entry and ignition system, a premium steering wheel, 8-way power-adjustable driver's seat, dual-zone A/C and a larger 7-inch Multi-Information Display.

Toyota Camry SX

The next tier is the SX model. Toyota doesn't build a hybrid SX Camry, but you can buy one with a 2.5-litre petrol from $38,603 or a 3.5-litre petrol V6, which starts from $37,779.

For your money, you'll receive bigger 19-inch alloy wheels, sports leather-accented seats, a wireless phone charger, sports suspension and a high gloss sports front grille.

Toyota Camry SL

The highest grade Camry, Toyota brands as SL. For an SL 2.5-litre petrol, the driveaway starts at $45,504. A Hybrid SL costs $47,049. Finally, Toyota asks $49,668 for a 3.5-litre V6 SL.

The SL adds a full-glass panoramic glass roof (the hybrid has a power tilt and slide moonroof), a 10-inch Head-Up Display, a power-adjustable steering wheel, Blind Spot Monitoring with Rear Cross-Traffic Alert, rain-sensing wipers, power-adjustable front seats with memory functions, and auto-dimming rearview mirror.

Click on a price to compare car loans for the Toyota Camry.

Toyota Camry AscentToyota Camry Ascent SportToyota Camry SXToyota Camry SL
2.5-litre petrol, automatic, FWD: $32,672
2.5-litre petrol hybrid, automatic CVT, FWD: $35,719
2.5-litre petrol, automatic, FWD: $35,204
2.5-litre petrol hybrid, automatic CVT, FWD: $37,779
2.5-litre petrol, automatic, FWD: $38,603
3.5-litre petrol, automatic, FWD: $42,723
2.5-litre petrol, automatic, FWD: $45,504
2.5-litre petrol hybrid, automatic CVT, FWD: $47,049
3.5-litre petrol, automatic, FWD: $49,668

In terms of paint colours, there's only one no-cost option, Glacier White.

Premium paint options include:

  • Frosted White ($515)
  • Silver ($515)
  • Eclipse Black ($515)
  • Steel Blonde ($515)
  • Blacksmith Bronze ($515)
  • Lunar Blue ($515)
  • Feverish Red ($515)

Curiously, on the hybrids, as well as the V6 SX, the paints cost an additional dollar. On SL hybrids, premium paint costs $520, and $526 on the V6 models.

The above prices are for NSW postcode 2000. Toyota Australia pricing works on the basis that the vehicle is garaged in that postcode and includes:
  • Stamp duty
  • 12 months registration
  • 12 months CTP
  • Dealer delivery charges

Overview

Often, the Toyota Camry is likened to a domestic appliance, in that it isn't particularly exciting, but widespread and necessary. The Camry is a fuss-free, straightforward car, which is well built, reasonable value and generously equipped. With the option of a hybrid, a Camry could serve as the ideal family car or commuter, with minimal running costs.

Journalists found little wrong with the Camry and it has a high Finder Score, indicating you should definitely at least test drive one in your search for a new four-door sedan!

WebsiteProsConsNotable quote
WhichCar
  • Interior space
  • Ride/handling
  • Cost
  • Hybrid variant!
  • Dozy V6
  • Stiff ride on SX and SL
"We recommend the Ascent Hybrid. For the money, it offers a nice blend of safety, comfort, city savings and open-road usability. Note the low towing limit, however."
CarAdvice
  • Hybrid value rivals non-eco competitors
  • Interior comfort
  • External styling revision
  • Fuel use
  • Apple CarPlay and Android Auto, now standard!
  • Restricted rear visibility
  • Discernable switch from petrol to electric power
  • Hit and miss interior styling elements
"Once the domain of retirees, fleet cars and Uber drivers, the new hybrid Camry's more memorable looks, low fuel consumption figures and premium-level perks are making a solid case for a total image overhaul."
CarsGuide
  • Whopping value for money
  • Real-life fuel economy
  • Affordable maintenance costs
  • Wishy-washy design
  • Odd exclusions
  • Jerky regen brakes
"The Camry SL hybrid is a really good thing. In fact, for environmentally conscious sedan lovers, it is an absolute no-brainer thanks to its real-world efficiency.

It doesn't soar to the same dynamic heights as some of its competitors, but this Camry has an unexpected charm to it, particularly thanks to its comfortable ride."

Motoring
  • Efficient
  • Drives well
  • Roomy
  • Not a fan of Toyota Link
  • Clumsy feeling brakes
"There's a lot to like here and not that much wrong to counterbalance it. OK, it's not an SUV, but if you're not fashion-conscious then that's no bad thing."

Engine and performance

There are 3 different engines on offer, a 2.5-litre petrol, a 2.5-litre petrol hybrid and a 3.5-litre petrol V6.

2.5-litre petrol

Toyota uses a 2.5-litre petrol engine with intelligent variable valve timing. The inline 4-cylinder will happily run 91 RON and makes 133kW at 6,000rpm, while torque measures 231Nm at 4,100rpm, on the Ascent. For the Ascent Sport, SX and SL variants, the output is turned up a notch. At 6,000 rpm, it boasts an extra 2kW and an additional 4 Nm of torque at 4,100rpm.

Toyota installs the same engine in the RAV4 and the ES sedan from their prestige-arm, Lexus.

2.5-litre hybrid petrol engine

For the hybrid, Toyota selected one of its Dynamic Force 2.5-litre hybridised petrol engines. You'll find the same engine in Toyota family vehicles like the RAV 4 hybrid and the Kluger, in addition to the Lexus ES sedan.

This block produces 131kW at 5,700rpm while churning out 221Nm between 3,600 - 5,200rpm. With the electric motor, the combined power can climb as high as 160kW. These engines require 95RON petrol or higher.

3.5-litre V6 petrol engine

Is there anything more Australian than a V6 petrol engine? This 3.5-litre block is naturally aspirated, producing an ample 224kW, at a revvy 6,600rpm. Torque for this engine measures 362Nm, at 4,700rpm. First introduced in 2015, the engine can switch between Otto cycle (the core operating process at the heart of most combustion engines) and the higher efficiency Atkinson cycle, depending on the engine load.

Toyota Camry transmissions

Toyota installs one of three transmissions in the Camry. Standard 4-cylinder petrols get a 6-speed automatic transmission, with sequential gear shifting, so the driver can override the computer as desired.

The V6 gets more ratios, helping to squeeze out extra performance and drop the revs at higher speeds. The 8-speed auto also has sequential shifting.

Finally, hybrid Camrys have an electronic CVT or Continuously Variable Transmission. Rather than relying on different combinations of physical cog sizes and teeth numbers to set the gear ratio, a CVT can adjust on the fly to create essentially endless gears. The eCVT blends engine and motor power to achieve the best economy possible.

Car reviewers' impressions of the Toyota Camry engine and transmission line-up

How did car reviewers find the Camry's engine and respective gearboxes?

Starting with the standard 4-pot petrol, this engine is supposedly decent all-round, though it does not possess spectacular acceleration. Reportedly, it should still pick up reasonably when you do work it harder.

Reviewers found the hybrid was the most eager. It was also reportedly the most fun around town, where the electric motors give the car some immediate low-speed thrust. One tester even went as far as likening the hybrid Camry to a hot hatch of yesteryear. Quite the compliment.

The V6 is, by all accounts, slick and a smooth operator. One tester said there was plenty of verve under the right pedal when you need it. They also liked the engine's ability to intelligently and seamlessly switch combustion cycle styles to improve efficiency or favour power generation. One expert felt the engine did run out of wind a bit, wishing it had a more optimal power delivery curve.

Now, on to the transmissions. The entire Camry line-up has a variation of an automatic gearbox.

Camrys with the 6-speed automatic are supposedly nice and snappy, though the gearbox has a habit of upshifting early, according to one tester. They actually liked this trait, especially when sailing down the highway.

CVTs are prone to suffering from droney operating noise as the internal components whir around. One journalist deemed the change over from the engine to the hybrid electric motor was quite clunky. Hybrid models also have a regenerative braking system to help replenish the battery.

The 8-speed transmission apparently swaps cogs with zero commotion and just gets the job done. It's supposed to be smooth, but nothing special.

Toyota Camry engine and transmission figures

2.5-litre petrol2.5-litre hybrid3.5-litre V6 petrol
Engine type
Naturally aspirated, DOHC, 16V, Atkinson cycle with Dual Variable Valve Timing with intelligence
Naturally aspirated DOHC, 24V with VVT-i
Drivetrain
FWD
Engine size/displacement2,494cc2,487cc3,456cc
Fuel typePetrol (91 RON)
Petrol (95 RON)
Cylinders
4, inline
V 6
Fuel tank capacity60L50L60L
Max power133kW at 6.000rpm131kW at 5,700-5,200rpm

(160kW including electric motor)

224kW at 6,600rpm
Max torque231Nm at 4,100rpm221Nm at 3,600-5,200rpm362Nm at 4,700rpm
Fuel consumption (combined)7.8L/100km (Ascent)

8.3L/100km (Ascent Sport, SX and SL)

4.2L/100km (Ascent and Ascent Sport)

4.5L/100km (SL)

8.9L/100km (SX)

8.7L/100km(SL)

Acceleration (0-100km/h)N/AN/AN/A
Emissions standardEURO 5EURO 6EURO 5
Top speed (km/h)N/AN/AN/A
Security
Engine immobiliser
Transmission6-speed automatic with sequential shiftAuto CVT8-speed automatic with sequential shift
Towing capacity (unbraked/braked)
N/A

Fuel economy

How much fuel does the Camry use?

2.5-litre petrol engine

According to the Green Vehicle Guide, a government initiative that helps you quickly compare official fuel economy figures, the 2.5-litre Ascent uses:

  • Combined: 7.8L/100km
  • Urban: 11L/100km
  • Extra: 5.9L/100km

Thanks to higher power and torque figures, as well as additional weight in equipment, the same engine in the Ascent Sport, SX and SL will use:

  • Combined: 8.3L/100km
  • Urban: 11.5L/100km
  • Extra: 6.5L/100km

Based on those fuel economy figures, we can extrapolate a rough annual fuel cost. If you travel 14,000kms per year, spending 66% of the time in urban areas, you'd spend the following on petrol:

$1,803 on the Camry Ascent
$1,907 for the Ascent Sport, SX and the SL

2.5-litre petrol hybrid

The electrified hybrid Camrys are really frugal. The Ascent and Ascent Sport have official fuel economy numbers of:

  • Combined: 4.2L/100km
  • Urban: 4.3L/100km
  • Extra: 4.2L/100km

Annual fuel costs for these models, travelling 14,000kms, two-thirds of which is spent in towns, would be $919.

The SL hybrid model uses slightly more fuel:

  • Combined: 4.5L/100km
  • Urban: 4.7L/100km
  • Extra: 4.5L/100km

Based on the above usage numbers, you'd spend a slightly higher $976 on petrol.

3.5-litre petrol V6

Unsurprisingly, the largest engine drinks the most petrol.

On the SX, the 3.5-litre V6 officially uses:

  • Combined: 8.9L/100km
  • Urban: 12.7L/100km
  • Extra: 6.6L/100km

Annual fuel costs would be around $2,290 if you stick mainly around towns covering a pretty average 14,000kms.

The SL 3.5-litre economy digits are:

  • Combined: 8.7L/100km
  • Urban: 12.5L/100km
  • Extra: 6.4L/100km

Fuel costs using the above example are $2,247.

Here's the thing with brochure figures
Car manufacturers have to follow heavily mandated lab tests to determine fuel economy figures. The reasoning for this is it lets car buyers easily evaluate models from different brands as the figures should be uniform.The story might be slightly different on real public roads. Things like how well maintained the Camry is, as well as the vehicle's weight, the local topography and traffic can all affect the achievable fuel economy.

There can be a slight disconnect between the official fuel economy stats and what's realistically attainable. How did the Camry perform, according to car reviewers?

One tester saw 1.2-litre higher fuel use on public roads with a hybrid SL. Another landed in the same ballpark, with 5.6L/100km combined. A third recorded a less-than 1-litre difference. The V6 performed comparatively. Verified owners also seem to back up this finding, describing it as a very economical vehicle. One tester stated it was also close to what they'd experienced driving rival models.

All-in, that's pretty impressive and about the best report you'll hear from motoring journalists. Bear in mind, they are going to be evaluating the cars and wanting to test things like acceleration, whereas, on real roads, you can drive more warily.

Handling

The Camry is a down-to-earth, everyday driver. It can be a grocery-getter, a family-car, an executive commuter, basically, it ticks a lot of boxes and fills many roles. In practice, that means it doesn't need to be a fire-breathing thorough-bred, handbuilt for driving purists. Owners aren't going to be pushing their Camry to the thin-edged limits of grip.

However, drivers are going to expect the Camry to be three things: comfortable, practical and frugal. It needs to be a facilitator for ordinary life. It should fill the role of that person at work you don't know the name of, or even talk to, but they handle the payroll efficiently every month. And for that, you appreciate them.

How did reviewers find the handling?
First, it's better than the previous generation, so declared one reviewer. The steering feel is more immediate and direct. It supposedly sponges up rough roads and bumps easily, another great thing for a daily driver. Others backed this up, reaffirming that it's actually a reasonably engaging car to drive. Additionally, other testers noticed the Camry keeps the driver in the loop, with a very connected and communicative response. Writers described the body-roll as almost non-existent, though the Camry will understeer if you really push it in a corner. But why would you? It's not that kind of car!

Some reviewers ranked the handling of Camry behind vehicles like the Mazda6 but labelled it the best-handling Camry ever made. One even gave it the honorary title of a spiritual-replacement for the Commodore. That's a real honour. If you want the most agile Camry in the range, the SX should fit that bill, though, with its sports suspension and large alloys, it rides a little more aggressively than other models that are set up for optimal comfort.

With all that said, you'll want to test the Camry out, for sure.

Interior and equipment

Now, on to the interior. It sounds like the Camry is a bit of a Tardis, way bigger on the inside than the exterior body shell and mid-size categorisation suggests.

The collective journalists determined there was easily enough space for five adult passengers. One tester contested that, saying it was probably more suited to carrying two grown-ups in the back. Headroom was slightly encumbered if you bought one of the models with a sunroof, or if you're taller than average. It's also a bit snug in the rear thanks to the roofline.

The reviewing panel applauded Toyota's excellent safety equipment list inclusion. They were also impressed by the pricing but were less taken with the standard tech fitout, feeling this could have been more extensive. Unsurprisingly, the entry model Ascents lacked some of the comforts and perks you get on the higher echelons of the range, but at least one journalist suggested the model was a little overly basic. That's a subjective thing though.

Reportedly, the fit and finish is very good, with a noticeable air of quality in the design, assembly and materials employed. It's reminiscent of Toyota's premium brand Lexus even, one journalist noted. The passenger compartment should be nice and hushed, thanks to the hard work of engineers in cutting road noise and vibrations. Most seemed to like the interior design and layout. The 6-speaker sound system also packs a punch, said one tester.

Pricing wise, the panel of journalists felt that the Camry stacks up very favourably with its sedan rivals.

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Toyota Camry Ascent specification highlights

The standard specification for the Ascent trim is reasonable. You receive a full-size spare on non-hybrids, which is the equivalent of finding a live dodo in your boot nowadays. These models have 17-inch alloy wheels, a reversing camera, Apple CarPlay and Android Auto, an electronic parking brake, A/C (the hybrid Ascent has dual-zone automatic climate control), a 4.2-inch Multi-Information Display for the driver, power-adjustable wing mirrors with integrated indicators, LED Daytime Running Lamps, front and rear power windows, power-adjusting lumbar support (with 6-way manual adjustment for the driver), a decent 7.3-litre centre console, a 7-inch infotainment touchscreen, digital DAB radio, a CD player, Bluetooth® connectivity, voice recognition, steering wheel controls for the audio and other nice touches like auto-levelling headlamps.

Hybrids also have an electronically controlled brake system.

All-in-all, it's a pretty reasonable spec list.

In terms of safety, you'll have:

  • Toyota Safety Sense
    • Lane Departure Alert
    • Pre-Collision Safety System
    • Pedestrian detection
    • Automatic High Beam
    • All-speed Active Cruise Control
  • Anti-lock Braking Systems (ABS)
  • Electronic Brakeforce Distribution and Brake Assist
  • Vehicle Stability and Traction Control
  • Hill-start Assist Control and Brake Hold
  • Reversing camera with moving guidelines
  • 7 airbags
    • Dual front
    • Front side
    • Full-length curtains
    • Driver's knee
  • 5-star ANCAP rating (2017)
  • Rear child locks
  • Immobiliser and alarm
  • Speed-sensing auto-door lock
  • Remote control locking including boot release on remote

Toyota Camry Ascent Sport specification highlights

When you move to Ascent Sport, you'll get a dual exhaust with a diffuser, a matte sports front grille, a premium steering wheel, stainless steel scuff plates, an 8-way power-adjustable driver's seat, a 7-inch Multi-Information Display for the driver, dual-zone climate control, a larger 8-inch colour touchscreen, satellite navigation with live traffic by SUNA, as well as front and rear clearance sensors.

You do lose your full-size spare; in its place is a temporary space-saver, which becomes standard on this trim grade and up.

Toyota Camry SX highlights

Next in the line-up, is the SX model. The SX adds large 19-inch alloy wheels, sports paddle shifters, sports suspension, a high gloss sports front grille, a rear boot lid spoiler, sports leather accented seats, USB charging points in the rear and wireless phone charging.

Toyota Camry SL key features

Finally, the SL receives power-tilting and reach adjustment steering wheel, 18-inch alloy wheels, a panoramic glass sunroof (the hybrid gets a moonroof), rain-sensing wipers, seat ventilation for front occupants, leather-trimmed seats, intelligent interior illumination for console and footwell, an 8-way adjustable front passenger seat, driver's seat memory settings, an auto-dimming rearview mirror, plus Blind Spot Monitoring with Rear Cross-Traffic Alert.

Toyota Camry safety, security and driver assists

2.5-litre petrolV6 petrolHybrid
AscentAscent SportSXSLSXSLAscentAscent SportSL
5-star ANCAP
Airbags:
  • 2 front
  • Front side
  • Full-length curtain
  • Driver's knee
Toyota Safety Sense:
  • Lane Departure Alert
  • Pre-Collision Safety System (with pedestrian detection)
  • Automatic High Beam
  • All-Speed Active Cruise Control
Blind Spot Monitor with Rear Cross-Traffic Alert✖️✖️✖️✖️✖️✖️
Anti-lock Braking System with Electronic Brakeforce Distribution and Brake Assist
Vehicle Stability Control and Traction Control
Hill-start Assist Control and Brake Hold
Electronically Controlled Brake system✖️✖️✖️✖️✖️✖️
Reversing camera with moving guidelines
Front and rear clearance sensors✖️✖️
Rear childproof locks
Alarm and immobiliser
Speed-sensing automatic door lock
Remote central locking
Remote boot release
Auto-dimming rearview mirror✖️✖️✖️✖️✖️✖️
LED Daytime Running Lamps
Rain-sensing wiper✖️✖️✖️✖️✖️✖️
Spare wheelFull-sizeTemporary
Auto-levelling headlamps

Toyota Camry interior and comfort features

2.5-litre petrolV6 petrolHybrid
AscentAscent SportSXSLSXSLAscentAscent SportSL
7-inch colour touchscreen display✖️✖️✖️✖️✖️✖️✖️
8-inch colour touchscreen✖️✖️
DAB digital radio
Single CD player, AUX and USB input
Bluetooth® connectivity
Mobile assistant with Siri® Eyes Free and Google Now
Voice recognition, MiraCast and myToyota
Satellite navigation with SUNA live traffic✖️✖️
Wireless phone charger✖️✖️✖️✖️
Steering wheel audio controls
4.2-inch Multi-Information Display✖️✖️✖️✖️✖️✖️✖️
7-inch Multi-Information Display✖️✖️
Apple CarPlay and Android Auto
12V power accessory socket
Smart entry and start system✖️
Manual A/C✖️✖️✖️✖️✖️✖️✖️✖️
Dual-zone automatic climate control✖️
USB charging points, two in rear, one in front✖️✖️✖️✖️
Premium steering wheel✖️✖️
Seat ventilation for driver and front passenger✖️✖️✖️✖️✖️✖️
Leather accented seats✖️✖️Sports seats with leather accentingSports seats with leather accenting✖️✖️
Stainless steel scuff plates✖️✖️
Intelligent ambient illumination in footwell and console✖️✖️✖️✖️✖️✖️
Driver's seat power-adjustable lumbar support
6-way manual driver's seat adjustment✖️✖️✖️✖️✖️✖️✖️
8-way power-adjustable driver's seat✖️Front driver and passenger seatFront driver and passenger seat✖️Front driver and passenger seat
Driver's seat memory function✖️✖️✖️✖️✖️✖️
60/40 split-folding rear seats
Folding rear seat centre armrest
Lockable glove box
Centre console with sliding lid
Sunglasses holder in front overhead console✖️✖️✖️
8 cup holders

Toyota Camry exterior highlights

2.5-litre petrolV6 petrolHybrid
AscentAscent SportSXSLSXSLAscentAscent SportSL
Wheels17-inch alloys17-inch alloys19-inch alloy wheels18-inch alloy wheels19-inch alloy wheels18-inch alloy wheels17-inch alloys17-inch alloys18-inch alloy wheels
Rear luggage spoiler✖️✖️✖️✖️
Panoramic full glass roof✖️✖️✖️✖️✖️✖️✖️
Sports front grille✖️MatteHigh glossHigh glossHigh glossHigh gloss✖️MatteHigh gloss
Electric tilt and slide moonroof✖️✖️✖️✖️✖️✖️✖️✖️
All-round electric windows
Power-adjustable rearview mirrors, with integrated side indicators
Dual exhaust with diffuser✖️✖️✖️✖️
Sports suspension✖️✖️✖️✖️✖️✖️✖️
Regenerative braking system✖️✖️✖️✖️✖️✖️
Sports paddle shifter✖️✖️✖️✖️
Transmission6-speed automatic transmission8-speed automaticAuto CVT

Verdict

This version of the Camry represents a culmination of Toyota's colossal, decades-spanning experience in building sensible, practical and well-made vehicles. Most journalists said that it may not be the most exciting car ever, but it is definitely the best ever Camry and indicated there was very little wrong with the sedan. It may not be built in Australia any longer, but the TNGA platform, on which the Camry is based, is a solid and excellent foundation for any car.

If you're after a 5-seater sedan, then the Camry should certainly be on your shortlist and the gauge by which you measure other vehicles. If you're on the hunt for a hybrid sedan, then this thing should be very high on your list.

By taking just a few moments to compare car loans below, you could save hundreds of dollars on a new Toyota Camry.

Don't forget to take a few minutes to compare car insurance for a Toyota Camry, to save even more!

Compare some options to finance a 2020 Toyota Camry

1 - 16 of 16
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
IMB New Car Loan
4.88%
(fixed)
5.23%
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Wisr Secured Car Loan
From
5.59%
(fixed)
6.42%
You'll receive a personalised interest rate from 5.59% p.a. to 13.24% p.a. based on your risk profile
A flexible car loan from $5,000 - $79,000 with personalised rates and rewards for strong credit customers.
You'll receive a personalised interest rate from 5.59% p.a. to 13.24% p.a. based on your risk profile
A flexible car loan from $5,000 - $79,000 with personalised rates and rewards for strong credit customers.
loans.com.au - New - Prime Special (Variable)
3.74%
(variable)
4.28%
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Credit Concierge Car Loan - Prime (Credit Score 800+)
From
3.99%
(fixed)
4.93%
You'll receive a fixed rate of 3.99% p.a. with a comparison rate of 4.93% p.a.
Must have a high credit score and excellent previous repayment history to qualify. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
You'll receive a fixed rate of 3.99% p.a. with a comparison rate of 4.93% p.a.
Must have a high credit score and excellent previous repayment history to qualify. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
RACV New Car Loans
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
NRMA New Car Loan
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance New Car Loan
From
4.44%
(fixed)
5.76%
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
loans.com.au - New - Prime Special (Fixed)
5.09%
(fixed)
5.64%
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

OurMoneyMarket Car Loan
From
5.85%
(fixed)
6.47%
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
Great Southern Bank Fixed Rate Car Loan
6.79%
(fixed)
7.16%
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
loans.com.au - Used Car Loan (6+ years)
5.04%
(variable)
5.59%
You'll get a variable rate of 5.04% p.a.
Borrow up to $100,000 for a used car for 6+ years, with no monthly fee.

You'll get a variable rate of 5.04% p.a.
Borrow up to $100,000 for a used car for 6+ years, with no monthly fee.

NRMA Used Car Loan
From
6.99%
(fixed)
7.68%
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
loans.com.au - Used Car Loan (8+ years)
8.94%
(variable)
9.51%
You'll get a variable rate of 8.94% p.a.
Borrow up to $50,000 for a used car for 8+ years, with no monthly fee.

You'll get a variable rate of 8.94% p.a.
Borrow up to $50,000 for a used car for 8+ years, with no monthly fee.

Credit Concierge Car Loan - Mid Prime (Credit Score 500-800)
From
5.89%
(fixed)
6.99%
You'll receive a fixed rate of 5.89% p.a. with a comparison rate of 6.99% p.a.
Must have an above average credit score and no defaults or late payments in the last 6 months. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
You'll receive a fixed rate of 5.89% p.a. with a comparison rate of 6.99% p.a.
Must have an above average credit score and no defaults or late payments in the last 6 months. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
Stratton Finance Used Car Loan
From
4.99%
(fixed)
6.41%
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
Credit Concierge Car Loan - Sub Prime (Credit Score Below 500)
From
14.99%
(fixed)
17.99%
You'll receive a fixed rate of 14.99% p.a. with a comparison rate of 17.99% p.a.
Must have stable employment longer than 3 months with no recent missed payments or overdrawn bank accounts. Defaults are assessed on individual circumstances and amounts on credit file must be paid or under arrangement. Good savings history may assist overcoming a low credit score and any unpaid defaults in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
You'll receive a fixed rate of 14.99% p.a. with a comparison rate of 17.99% p.a.
Must have stable employment longer than 3 months with no recent missed payments or overdrawn bank accounts. Defaults are assessed on individual circumstances and amounts on credit file must be paid or under arrangement. Good savings history may assist overcoming a low credit score and any unpaid defaults in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
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Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Youi Comprehensive Car Insurance
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Bendigo Bank Comprehensive
Agreed or Market
Finder's summary: Bendigo Bank’s comprehensive policy offers up to $30 million in liability insurance, cover for your personal items and the option of a replacement car if your vehicle is being repaired after an accident.

Who it might be good for: Those who seek the peace of mind that comes with high legal liability and a range of cover benefits.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: ahm and Medibank health members get up to 15% off when they purchase a new car insurance policy. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
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Pictures: Toyota

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