healthy

Tips for a Healthy Lifestyle

There are many things in life that become easier to handle simply by setting goals.

Setting goals can help to add structure to your life, which makes it easier to identify and achieve goals. This is true of many different areas in your life, from your business goals to your lifestyle goals. When it comes to your lifestyle there are many different areas that need to be considered. Your healthy lifestyle encompasses everything from your diet and fitness to where you live, what you do to relax, your finances, travel and much more.

There are many people who simply flounder through life, with no specific goals or path that they want to follow. Some people manage perfectly well by doing this as it is their choice to live their lives in this way. However, many others find that by having no structure in their lives they are unable to achieve their goals and end up living their lives very differently to the way that they really want to.

You may find that as you progress through life, your lifestyle and therefore your lifestyle goals will change, but making sure that you keep your goals in sight will help to ensure that you enjoy the lifestyle and achievements that you desire rather than just plodding through life and hoping for the best. Setting and aiming to achieve lifestyle goals can make a huge difference to your quality of life and is something that should be considered from an earlier age, such as when you are at college or university.

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Some of the lifestyle goals that you may want to consider

There are many different areas that you may want to look at when you are considering your lifestyle goals and thinking about what you want to achieve from life. Below are some of the more commonly considered areas amongst people who are keen to set lifestyle related goals:

  • Career and income: This is an aspect of lifestyle that many people begin to think about whilst at school or university. You should think about where you want your career to go and what sort of income you want to aim for so that you can set goals accordingly. Having some structure in your life when it comes to your career goals will keep you grounded about where you want to go and what steps you need to take to accomplish your goals
  • Living arrangements: Again, many people start to think about this whilst at university or when they first start working. You should think about what sorts of living arrangements you want to aim for – for example, are you keen to get out there are get your own house as quickly as possible? Do you want to get onto the property ladder by starting small and working your way up to larger properties?
  • Family life: Many people fall into family life and suddenly find themselves married with kids without having ever planned any of it. Although this works out fine in the end for many people, planning ahead and setting goals means that you can be prepared in terms of where you live, your finances, work and all of the other things that can have a profound impact on family life
  • Financing and budgeting: Finances will affect many different areas of your life, from where you are able to afford to live to what you will be able to do in your free time. You therefore need to try and set goals with regards to finances as early on as possible – and start working towards them as soon as you can. Your finances are not just those related to the income that you earn but also matters such as setting up savings accounts, having investments, budgeting effectively to ensure you do not over commit yourself financially, etc.
  • Health: The lifestyle choices that you make can have a profound impact on your health in many ways. For example, if you choose to smoke and drink alcohol your health will most likely take a battering whereas if you choose to eat healthily and exercise regularly you will be able to maintain good health. You should therefore consider the choices that you make when it comes to your overall lifestyle, which also includes the number of working hours you put in, which can impact on your time, family life and your stress levels

The above are just some of the common areas of lifestyle that most people need to look at, set goals with and make important choices about as they go through their lives. Of course, having the luxury of being able to change lifestyle goals and make changes to the choices and decisions that we make can make it easier to stay on track when it comes to our lifestyles.

Compare accounts below

Rates accurate as at: October 19th, 2017 Learn about our information service
$
Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Monthly Account Fee
Bankwest Hero Saver
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
2.60% 0.01% 2.59% $0 $0 / $0 Go to site More
HSBC Serious Saver
Introductory rate of 3.00% p.a. for 4 months, reverting to a rate of 1.60% p.a. Available on balances below $1,000,000.
3.00% 1.60% 1.40% $0 $0 / $0 Go to site More
ANZ Progress Saver
Ongoing, variable 1.81% p.a. when you deposit $10+ each month and make no withdrawals. Available on the entire balance.
1.81% 0.01% 1.80% $0 $10 / $10 Go to site More
Westpac Reward Saver
Ongoing, variable 1.50% p.a. when you deposit at least $50 and make no withdrawals each month. Available on the entire balance.
1.50% 0.01% 1.49% $0 $0 / $0 Go to site More
St.George Maxi Saver
Introductory rate of 2.80% p.a. for 3 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
2.80% 1.00% 1.80% $0 $1 / $1 Go to site More
Bank of Melbourne Incentive Saver
Ongoing, variable 1.75% p.a. when you make at least one deposit and no withdrawals each month. Available on the entire balance.
1.75% 0.01% 1.74% $0 $1 / $1 Go to site More
Westpac eSaver
Introductory rate of 2.51% p.a. for 5 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
2.51% 1.00% 1.51% $0 $0 / $0 Go to site More
BankSA Incentive Saver Account
Ongoing, variable 1.75% p.a. when you make at least one deposit each month and no withdrawals. Available on the entire balance.
1.75% 0.01% 1.74% $0 $0 / $0 Go to site More
ANZ Online Saver
Introductory rate of 2.55% p.a. for 3 months, reverting to 1.00% p.a. Available on the entire balance.
2.55% 1.00% 1.55% $0 $0 / $0 Go to site More
BankSA Maxi Saver
Introductory rate of 2.80% p.a. for 3 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
2.80% 1.00% 1.80% $0 $1 / $1 Go to site More
Bank of Melbourne Maxi Saver
Introductory rate of 2.80% p.a. for 3 months, reverting to 1.00% p.a. Available on the entire balance.
2.80% 1.00% 1.80% $0 $0 / $0 Go to site More
HSBC Flexi Saver Account
Ongoing, variable 2.50% p.a. when you deposit $300+ each month (other conditions apply). Available on balances up to $5,000,000.
2.50% 1.25% 1.25% $0 $0 / $0 Go to site More
Bank Australia Bonus Saver Account
Ongoing, variable 2.60% p.a. when you deposit at least $100 and make no withdrawals. Available on the entire balance.
2.60% 0.15% 2.45% $0 $0 / $1 Go to site More
Bank Australia mySaver Account
Ongoing, variable 2.60% p.a. when you deposit $10+ each month and make no withdrawals. Available on balances $10+ and to customers under the age of 25.
2.60% 0.15% 2.45% $0 $0 / $10 Go to site More
Bank Australia Online Saver Account
Ongoing, variable rate up to 1.65% p.a. when you link to a Bank Australia Everyday Access or Pension Access or a mortgage offset account. Available on balances more than $5,000.
1.65% 1.65% 0.00% $0 $150,000 / $5,000 Go to site More
Westpac Life
Earn up to 2.30% p.a. interest. No monthly account-keeping fee. Set savings goals and track your progress.
2.30% 1.50% 0.80% $0 $0 / $0 Go to site More
$
Monthly Account Fee Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Details
NAB Classic Banking
$0 monthly account fees.
Tap and pay with your NAB Visa Debit card, NAB Pay for Android or NAB PayTag for iPhone.
Visa $0 $0 $0 account keeping fees with no deposit conditions. Unlimited free withdrawals at NAB and rediATMs. Go to site More
Bankwest Easy Transaction Account
No monthly account fees when you deposit at least $2,000 per month (e.g. salary). Plus save on ATM fees at major banks such as ANZ, Westpac, NAB, St.George and Commonwealth Bank.
Mastercard $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $6 monthly fee applies. Unlimited free withdrawals at CommBank, NAB, ANZ, Westpac, St.George, Bank of Melbourne and BankSA ATMs. Go to site More
BankSA Complete Freedom Account
Cardless Cash available. Open one in less than 3 minutes.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at BankSA, St.George, Westpac and Bank of Melbourne ATMs. Go to site More
ANZ Access Advantage
Apple Pay, Android Pay & ANZ Mobile Pay.
Take advantage of Apple Pay by linking your ANZ Visa Debit card to an eligible iPhone and seamlessly pay for purchases with your phone.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at ANZ ATMs. Go to site More
Bankwest Qantas Transaction Account
Earn Qantas Points on eligible purchases and on your account balance.
Conditions apply.
Mastercard $0 $2,000 $0 account keeping fees when you deposit at least $2,000 into your account each month. Otherwise, a $6 monthly fee applies. Unlimited Free withdrawals at Bankwest and CommBank ATMs in Australia. Go to site More
St.George Complete Freedom Account
Waived account keeping fees when minimum deposit is met with no minimum balance.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 fee applies. Unlimited free withdrawals at St.George, Westpac and BankSA ATMs. Go to site More
Westpac Choice
$0 ATM withdrawal fee at 50,000+ ATMs globally.
Via Westpac's Global ATM Alliance. Get Cash without your debit card (conditions apply).
Mastercard $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at St.George, Westpac, Bank of Melbourne and BankSA ATMs. Go to site More
Bank of Melbourne Complete Freedom
Get Cardless cash and shop securely with your Visa debit card. Customise SMS and email alerts.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at Bank of Melbourne, St.George, Westpac and BankSA ATMs. Go to site More
HSBC Day to Day Transaction Account
Your Visa debit card unlocks special privileges worldwide with the HSBC home&Away Privilege Program.
Visa $0 $0 $0 account keeping fees. Unlimited free withdrawals at over 3,000 HSBC, Westpac, St.George, Bank of Melbourne and BankSA ATMs. Go to site More
AMP Bett3r Pay account
The Pay account is part of AMP’s Bett3r Account, a unique three-account bundle, with linked individual Pay, Spend and Save accounts. Having the three accounts linked helps you to effectively manage your budget and save for your goals.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at rediATMs in Australia. Go to site More
Rates last updated October 19th, 2017
$
Name Product 3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 12 Mths p.a. 24 Mths p.a. 36 Mths p.a. 48 Mths p.a. 60 Mths p.a. Min Deposit Interest Earned
Citibank Term Deposit $250,000
-
-
3.00%
-
-
-
-
-
$250,000
Citibank Term Deposit $75,000
-
-
2.80%
-
-
-
-
-
$75,000
St.George Term Deposit
2.10%
1.85%
2.20%
2.55%
2.60%
2.60%
2.70%
2.95%
$1,000
Bankwest Online Term Deposit
2.35%
1.50%
2.50%
2.55%
2.60%
2.60%
2.65%
2.65%
$1,000
BankSA Term Deposit
2.10%
1.85%
2.20%
2.55%
2.60%
2.60%
2.70%
2.95%
$1,000
Westpac Term Deposit
2.00%
1.85%
2.05%
2.30%
2.40%
2.50%
2.60%
2.80%
$5,000
Bank of Melbourne Term Deposit
2.10%
1.85%
2.20%
2.55%
2.60%
2.60%
2.70%
2.95%
$1,000

Compare up to 4 providers

Rates are displayed for the terms and minimum deposit sizes listed in the table above. The rate you receive could vary depending on your deposit size and interest payment frequency.

Shirley Liu

Shirley is finder.com.au's publisher for banking and investments. She has completed a Masters in Commerce (Finance) and is the author of hundreds of articles. She is passionate about helping Aussies make an informed decision, save money and find the best deal for their needs.

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Related Posts

Savings Account Offers

Learn about our information service
ANZ Progress Saver

Maximum Variable Rate

1.81

Standard Variable Rate

0.01
Bankwest Hero Saver

Maximum Variable Rate

2.60

Standard Variable Rate

0.01
ANZ Online Saver

Maximum Variable Rate

2.55

Standard Variable Rate

1.00

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