healthy

Tips for a Healthy Lifestyle

Information verified correct on March 25th, 2017

There are many things in life that become easier to handle simply by setting goals.

Setting goals can help to add structure to your life, which makes it easier to identify and achieve goals. This is true of many different areas in your life, from your business goals to your lifestyle goals. When it comes to your lifestyle there are many different areas that need to be considered. Your healthy lifestyle encompasses everything from your diet and fitness to where you live, what you do to relax, your finances, travel and much more.

There are many people who simply flounder through life, with no specific goals or path that they want to follow. Some people manage perfectly well by doing this as it is their choice to live their lives in this way. However, many others find that by having no structure in their lives they are unable to achieve their goals and end up living their lives very differently to the way that they really want to.

You may find that as you progress through life, your lifestyle and therefore your lifestyle goals will change, but making sure that you keep your goals in sight will help to ensure that you enjoy the lifestyle and achievements that you desire rather than just plodding through life and hoping for the best. Setting and aiming to achieve lifestyle goals can make a huge difference to your quality of life and is something that should be considered from an earlier age, such as when you are at college or university.

Up to 60% off sale

Get up to 60% off sale items at Wiggle.

Free Returns on all orders within Australia

Get free returns on all orders within Australia at Nike

Free Shipping on orders over $100

Get free shipping on orders over $100 within Australia at Nike

Rebel Sport - Funtek USA 10ft Trampoline now $209.99

Buy Funtek USA 10ft Trampoline now $209.99 only at Rebel Sport

Rebel Sport - Massive Range of KIDS Bikes from only $79 each

Buy massive range of kids bikes from only $79 each only at Rebel Sport

Free Express Delivery to order over $50

Get free express delivery for orders over $50 at Surfstitch. Within Australia only.

Free 100 Day Returns

Free 100 Day Returns at Surfstitch. If it's just not right, send it back for free.

Up to 60% off sale

Get up to 60% off sale items at Wiggle.

Get $25 in Smogi Bucks on sign-up

Sign up to Yogasmoga for free credit towards a shop.

Free Overnight Shipping over AUD $50

Get free shipping when you spend over $50 at The Iconic.

Up to 45% Off in the mid season sale

Get up to 45% off at Lorna Jane.

Free shipping over $100 to US, CA and AU

Receive free shipping on orders over $100 at Free People.

Receive Free shipping

Get free shipping on orders over $50 at Onsport

Free gift with your purchase

Get a free gift with your purchase at City Beach.

Free shipping on orders over $75

Receive free shipping on orders over $75 at Eastbay

Show code & visit siteIP****

After the store tab opens, come back to copy the code

500+ new styles added - up to 50% off

Get 500+ new styles added and up to 50% off at The Iconic

Save up to 45% on RRP BioBalance stress & sleep support

Save up to 45% on RRP BioBalance stress & sleep support at HealthPost.

50% off Group Coaching 3-month plan

Get 30% off a 3-month plan group coaching sessions at Weight Watchers. T&Cs apply.

50% off Fitjoy pumpkin pie flavor (12 count)

Take 50% off Fitjoy pumpkin pie flavor (12 count) at Bodybuilding.com. T&Cs apply.

Show code & visit sitePU****

After the store tab opens, come back to copy the code

Free CSIRO Low-Carb Book When you Join the CSIRO Total Wellbeing Diet

Get free CSIRO Low-Carb Book When you Join the CSIRO Total Wellbeing Diet. Conditions Apply

Up to 80% off fragrances, vitamins, beauty products and more

Get up to 80% off fragrances, vitamins, beauty products and more at Chemist Warehouse.

10% Price Beat anywhere in the world

Save big with Amino Z's Price Beat offer. They'll beat any other price by 10% of the difference instantly. They'll beat the price from any other business online or offline. Even the sale prices of other stores. Visit their website for more information.

Free shipping

Spend more than $99 at Coconut Magic and get your order shipped free

Save 15% on your order

Get 15% off a purchase from the Skinny Tea website

Show code & visit siteBE****

After the store tab opens, come back to copy the code

$15 off any order of $250 or more

Buy more than $250 worth of products form Bodybuilding.com and get $15 off your order.

Show code & visit site15****

After the store tab opens, come back to copy the code

Save 33% on your membership

Sign up for a three-month membership and save.

Save on natural products

Shop Natural Earth Health Products' sale section

50% off Group Coaching 3-month plan

Get 30% off a 3-month plan group coaching sessions at Weight Watchers. T&Cs apply.

Weight Watchers - Online Coaching 3 month savings plan

Save $37 on Online Coaching 3 month savings plan at Weight Watchers.

Weight Watchers - Online Coaching 6 month plan +1 month free

Join for $1 + 1 month free on Online Coaching 6 month plan at Weight Watchers.

7 FREE days of the Bikini Body Guide

Get a FREE 7 day trial of Kayla's Bikini Body Guide

Save 33% on your membership

Sign up for a three-month membership and save.

Save 15% on your order

Get 15% off a purchase from the Skinny Tea website

Show code & visit siteBE****

After the store tab opens, come back to copy the code

Kaylas Bikini Body Guide

Start Kaylas 12 week program

Some of the lifestyle goals that you may want to consider

There are many different areas that you may want to look at when you are considering your lifestyle goals and thinking about what you want to achieve from life. Below are some of the more commonly considered areas amongst people who are keen to set lifestyle related goals:

  • Career and income: This is an aspect of lifestyle that many people begin to think about whilst at school or university. You should think about where you want your career to go and what sort of income you want to aim for so that you can set goals accordingly. Having some structure in your life when it comes to your career goals will keep you grounded about where you want to go and what steps you need to take to accomplish your goals
  • Living arrangements: Again, many people start to think about this whilst at university or when they first start working. You should think about what sorts of living arrangements you want to aim for – for example, are you keen to get out there are get your own house as quickly as possible? Do you want to get onto the property ladder by starting small and working your way up to larger properties?
  • Family life: Many people fall into family life and suddenly find themselves married with kids without having ever planned any of it. Although this works out fine in the end for many people, planning ahead and setting goals means that you can be prepared in terms of where you live, your finances, work and all of the other things that can have a profound impact on family life
  • Financing and budgeting: Finances will affect many different areas of your life, from where you are able to afford to live to what you will be able to do in your free time. You therefore need to try and set goals with regards to finances as early on as possible – and start working towards them as soon as you can. Your finances are not just those related to the income that you earn but also matters such as setting up savings accounts, having investments, budgeting effectively to ensure you do not over commit yourself financially, etc.
  • Health: The lifestyle choices that you make can have a profound impact on your health in many ways. For example, if you choose to smoke and drink alcohol your health will most likely take a battering whereas if you choose to eat healthily and exercise regularly you will be able to maintain good health. You should therefore consider the choices that you make when it comes to your overall lifestyle, which also includes the number of working hours you put in, which can impact on your time, family life and your stress levels

The above are just some of the common areas of lifestyle that most people need to look at, set goals with and make important choices about as they go through their lives. Of course, having the luxury of being able to change lifestyle goals and make changes to the choices and decisions that we make can make it easier to stay on track when it comes to our lifestyles.

Compare accounts below

Rates accurate as at: March 25th, 2017 Learn about our information service
$
$
months
Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned
Bankwest Hero Saver
Ongoing, variable 2.65% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
2.65% 0.01% 2.64% $0 $0 / $0 Go to site More
ING DIRECT Savings Maximiser
Ongoing, variable 3.00% p.a. when you link to an ING Orange Everyday bank account and deposit $1,000+ each month. Available on balances up to $100,000.
3.00% 1.60% 1.40% $0 $0 / $0 Go to site More
Bank Australia Bonus Saver Account
Ongoing, variable 2.60% p.a. when you deposit at least $100 and make no withdrawals. Available on the entire balance.
2.60% 0.15% 2.45% $0 $0 / $1 Go to site More
CUA eSaver Boost Account
Ongoing, variable 2.95% p.a. when you make a total deposit of at least $250 and no withdrawals in a calendar month. Available on balances up to $500,000.
2.95% 0.50% 2.45% $0 $0 / $0 Go to site More
ME Online Savings Account
Ongoing, variable 3.05% p.a. rate when you link to a ME Everyday Transaction account and make a weekly purchase with your Debit MasterCard using tap & go. Available on balances up to $250,000.
3.05% 1.30% 1.75% $0 $0 / $0 Go to site More
Bank Australia mySaver Account
Ongoing, variable 2.60% p.a. when you deposit $10+ each month. Available on the entire balance and to customers under the age of 25.
2.60% 0.15% 2.45% $0 $0 / $10 Go to site More
HSBC Serious Saver
Introductory rate of 2.25% p.a. for 4 months, reverting to a rate of 1.60% p.a. Available on balances below $1,000,000.
2.25% 1.60% 0.65% $0 $0 / $0 Go to site More
NAB Reward Saver
Ongoing, variable 2.55% p.a. when you link to NAB transaction account and deposit $200+ each month and make no withdrawals in the month . Available on balances up to $5,000,000.
2.55% 0.50% 2.05% $0 $0 / $0 Go to site More
ANZ Progress Saver
Ongoing, variable 1.81% p.a. when you link to any Australian everyday bank account and deposit $10+ each month. Available on the entire balance.
1.81% 0.01% 1.80% $0 $10 / $10 Go to site More
Bank Australia Online Saver Account
Ongoing, variable rate up to 1.65% p.a. when you link to a Bank Australia Everyday Access or Pension Access or a mortgage offset account. Available on balances more than $5,000.
1.65% 1.65% 0.00% $0 $150,000 / $5,000 Go to site More
Westpac eSaver
Introductory rate of 2.51% p.a. for 5 months, reverting to a rate of 1.05% p.a. Available on the entire balance.
2.51% 1.05% 1.46% $0 $0 / $0 Go to site More
ING DIRECT Savings Accelerator
Ongoing, variable 2.35% p.a. applies on balances $150,000 and over.
2.35% 2.35% 0.00% $0 $0 / $0 Go to site More
BankSA Maxi Saver
Introductory rate of 2.75% p.a. for 3 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
2.75% 1.00% 1.75% $0 $1 / $1 Go to site More
ANZ Online Saver
Introductory rate of 2.55% p.a. for 3 months, reverting to 1.15% p.a. Available on the entire balance.
2.55% 1.15% 1.40% $0 $0 / $0 Go to site More
Bank of Melbourne Maxi Saver
Introductory rate of 2.75% p.a. for 3 months, reverting to 1.00% p.a. Available on the entire balance.
2.75% 1.00% 1.75% $0 $1 / $1 Go to site More
BankSA Incentive Saver Account
Ongoing, variable 1.75% p.a. when you make at least one deposit each month and no withdrawals. Available on the entire balance.
1.75% 0.01% 1.74% $0 $0 / $0 Go to site More
Bank of Melbourne Incentive Saver
Ongoing, variable 1.75% p.a. when you make at least one deposit and no withdrawals each month. Available on the entire balance.
1.75% 0.01% 1.74% $0 $1 / $1 Go to site More
Westpac Reward Saver
Ongoing, variable 1.75% p.a. when you deposit at least $50 and make no withdrawals each month. Available on the entire balance.
1.75% 0.01% 1.74% $0 $0 / $0 Go to site More
RaboDirect PremiumSaver
Ongoing, variable 2.55% p.a. when you link to an RaboDirect High Interest Savings Account and increase your balance by $200+ each month. Available on balances up to $250,000.
2.55% 0.90% 1.65% $0 0 / 0 Go to site More
NAB iSaver
Introductory rate of 1.90% p.a. for 4 months, reverting to a rate of 1.20% p.a. Available on balances below $1,000,000.
1.90% 1.20% 0.70% $0 $0 / $0 Go to site More
HSBC Flexi Saver Account
Ongoing, variable 2.00% p.a. when you link to any Australian bank account and deposit $300+ each month (other conditions apply). Available on balances up to $5,000,000.
2.00% 1.50% 0.50% $0 $0 / $0 Go to site More
$
Monthly Account Fee Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Details
St.George Complete Freedom Account
10% Cash back for online gaming purchases.
Waived account keeping fees when minimum deposit is met with no minimum balance.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 fee applies. Unlimited free withdrawals at St.George, Westpac and BankSA ATMs. Go to site More
NAB Classic Banking
$0 monthly account fees.
Tap and pay with your NAB Visa Debit card, NAB Pay for Android or NAB PayTag for iPhone.
Visa $0 $0 $0 account keeping fees with no deposit conditions. Unlimited free withdrawals at NAB and rediATMs. Go to site More
ING DIRECT Orange Everyday Account
$75 cash bonus + Apple Pay available.
Get a competitive ongoing variable rate when linked with a Savings Maximiser.
Visa $0 $1,000 $0 monthly account keeping fees. Unlimited free withdrawals at any ATM in Australia if you deposit $1,000 each month. Go to site More
Bankwest Easy Transaction Account
Pay no ATM fees at over 10,000 ATMs in Australia (conditions apply).
Mastercard $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $6 monthly fee applies. Unlimited free withdrawals at CommBank, NAB, ANZ, Westpac, St.George, Bank of Melbourne and BankSA ATMs. Go to site More
Bankwest Qantas Transaction Account
Earn Qantas Points on eligible purchases and on your account balance.
Conditions apply.
Mastercard $0 $2,000 $0 account keeping fees when you deposit at least $2,000 into your account each month. Otherwise, a $6 monthly fee applies. Unlimited Free withdrawals at Bankwest and CommBank ATMs in Australia. Go to site More
HSBC Day to Day Transaction Account
Your Visa debit card unlocks special privileges worldwide with the HSBC home&Away Privilege Program.
Visa $0 $0 $0 account keeping fees. Unlimited free withdrawals at over 3,000 HSBC, Westpac, St.George, Bank of Melbourne and BankSA ATMs. Go to site More
ANZ Access Advantage
$100 voucher for new customers (conditions apply).
Your new Visa debit card must be used three times before 4 June 2017 and opened before 30 April 2017.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at ANZ ATMs. Go to site More
Westpac Choice
$0 ATM withdrawal fee at 50,000+ ATMs globally.
Via Westpac's Global ATM Alliance. Get Cash without your debit card (conditions apply).
Mastercard $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at St.George, Westpac, Bank of Melbourne and BankSA ATMs. Go to site More
BankSA Complete Freedom Account
Open one in less than 5 minutes with Cardless Cash available.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at BankSA, St.George, Westpac and Bank of Melbourne ATMs. Go to site More
BankSA Express Freedom Account
Get Cardless Cash, free SMS and email alerts.
Visa $0 $1,000 $0 account keeping fees when you deposit at least $1,000 into your account each month. Otherwise, a $3 monthly fee applies. Unlimited Free withdrawals at BankSA, St.George, Bank of Melbourne and Westpac ATMs. Go to site More
Bank of Melbourne Complete Freedom
Get Cardless cash and shop securely with your Visa debit card. Customise SMS and email alerts.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at Melbourne, St.George, Westpac and BankSA ATMs. Go to site More
Bank of Melbourne Express Freedom
Get Cardless Cash and PAYG branch and cheque services.
Visa $0 $1,000 $0 account keeping fees if you deposit at least $1,000 per month. Otherwise, a $3 monthly fee applies. Unlimited free withdrawals at BankSA, St.George, Westpac and Bank of Melbourne ATMs. Go to site More
$
3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 12 Mths p.a. 24 Mths p.a. 36 Mths p.a. 48 Mths p.a. 60 Mths p.a. Min Deposit Interest Earned
Citibank Term Deposit ($75,000)
Citibank Term Deposit ($75,000)
2.50% 2.50% 2.80% 2.35% 2.35% 2.35% 2.35% 2.35% $75,000 Go to site More
St.George Term Deposit
St.George Term Deposit
2.10% 2.00% 2.20% 2.55% 2.60% 3.20% 2.80% 2.95% $1,000 Go to site More
BankSA Term Deposit
BankSA Term Deposit
2.10% 2.00% 2.20% 2.55% 2.60% 3.20% 2.80% 2.95% $1,000 Go to site More
ME Term Deposit
ME Term Deposit
2.50% 2.50% 2.75% 2.90% 3.00% 3.00% 3.00% 3.00% $1,000 Go to site More
Bank of Melbourne Term Deposit
Bank of Melbourne Term Deposit
2.10% 2.00% 2.20% 2.55% 2.60% 3.20% 2.80% 2.95% $1,000 Go to site More
Firstmac Term Deposit
Firstmac Term Deposit
2.75% - 2.75% 2.85% 2.75% - - - $5,000 Go to site More
Rates are displayed for the terms and minimum deposit sizes listed in the table above. The rate you receive could vary depending on your deposit size and interest payment frequency.

Shirley Liu

Shirley is finder.com.au's publisher for banking and investments. She has completed a Masters in Commerce (Finance) and is the author of hundreds of articles. She is passionate about helping Aussies make an informed decision, save money and find the best deal for their needs.

Was this content helpful to you? No  Yes

Related Posts

Savings Account Offers

Learn about our information service
ING DIRECT Savings Maximiser

Maximum Variable Rate

3.00

Standard Variable Rate

1.60
ME Online Savings Account

Maximum Variable Rate

3.05

Standard Variable Rate

1.30
Bankwest Hero Saver

Maximum Variable Rate

2.65

Standard Variable Rate

0.01
ANZ Progress Saver

Maximum Variable Rate

1.81

Standard Variable Rate

0.01

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback