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Tips for a healthy lifestyle

There are many things in life that become easier to handle simply by setting goals.

Setting goals can help to add structure to your life, which makes it easier to identify and achieve goals. This is true of many different areas in your life, from your business goals to your lifestyle goals. When it comes to your lifestyle there are many different areas that need to be considered. Your healthy lifestyle encompasses everything from your diet and fitness to where you live, what you do to relax, your finances, travel and much more.

There are many people who simply flounder through life, with no specific goals or path that they want to follow. Some people manage perfectly well by doing this as it is their choice to live their lives in this way. However, many others find that by having no structure in their lives they are unable to achieve their goals and end up living their lives very differently to the way that they really want to.

You may find that as you progress through life, your lifestyle and therefore your lifestyle goals will change, but making sure that you keep your goals in sight will help to ensure that you enjoy the lifestyle and achievements that you desire rather than just plodding through life and hoping for the best. Setting and aiming to achieve lifestyle goals can make a huge difference to your quality of life and is something that should be considered from an earlier age, such as when you are at college or university.

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Some of the lifestyle goals that you may want to consider

There are many different areas that you may want to look at when you are considering your lifestyle goals and thinking about what you want to achieve from life. Below are some of the more commonly considered areas amongst people who are keen to set lifestyle related goals:

  • Career and income: This is an aspect of lifestyle that many people begin to think about whilst at school or university. You should think about where you want your career to go and what sort of income you want to aim for so that you can set goals accordingly. Having some structure in your life when it comes to your career goals will keep you grounded about where you want to go and what steps you need to take to accomplish your goals
  • Living arrangements: Again, many people start to think about this whilst at university or when they first start working. You should think about what sorts of living arrangements you want to aim for – for example, are you keen to get out there are get your own house as quickly as possible? Do you want to get onto the property ladder by starting small and working your way up to larger properties?
  • Family life: Many people fall into family life and suddenly find themselves married with kids without having ever planned any of it. Although this works out fine in the end for many people, planning ahead and setting goals means that you can be prepared in terms of where you live, your finances, work and all of the other things that can have a profound impact on family life
  • Financing and budgeting: Finances will affect many different areas of your life, from where you are able to afford to live to what you will be able to do in your free time. You therefore need to try and set goals with regards to finances as early on as possible – and start working towards them as soon as you can. Your finances are not just those related to the income that you earn but also matters such as setting up savings accounts, having investments, budgeting effectively to ensure you do not over commit yourself financially, etc.
  • Health: The lifestyle choices that you make can have a profound impact on your health in many ways. For example, if you choose to smoke and drink alcohol your health will most likely take a battering whereas if you choose to eat healthily and exercise regularly you will be able to maintain good health. You should therefore consider the choices that you make when it comes to your overall lifestyle, which also includes the number of working hours you put in, which can impact on your time, family life and your stress levels

The above are just some of the common areas of lifestyle that most people need to look at, set goals with and make important choices about as they go through their lives. Of course, having the luxury of being able to change lifestyle goals and make changes to the choices and decisions that we make can make it easier to stay on track when it comes to our lifestyles.

Compare accounts below

Rates accurate as at: June 25th, 2018 Learn about our information service
$
Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Monthly Account Fee
RaboDirect High Interest Savings Account
Introductory rate of 3.05% p.a. for 4 months, reverting to a rate of 1.80% p.a. Available on balances below $250,000
3.05% 1.80% 1.25% $0 $0 / $1 Go to site More
ING Savings Maximiser
Ongoing, variable 2.80% p.a. when you link to an ING Orange Everyday bank account and deposit $1,000+ each month and make 5+ card purchases a month. Available on balances up to $100,000.
2.80% 1.15% 1.65% $0 $0 / $0 Go to site More
Bankwest Hero Saver
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
2.60% 0.01% 2.59% $0 $0 / $0 Go to site More
Bank of Queensland WebSavings Account
Introductory rate of 2.90% p.a. for 4 months, reverting to the standard rate of 1.30% p.a. Available on balances up to $5,000,000 and subject to approval above this balance.
2.90% 1.30% 1.60% $0 $1 / $1 Go to site More
Bank Australia Bonus Saver Account
Ongoing, variable 2.60% p.a. when you deposit at least $100 and make no withdrawals. Available on the entire balance.
2.60% 0.15% 2.45% $0 $0 / $1 Go to site More
AMP Saver Account
Introductory rate of 2.55% p.a. for 4 months, reverting to a rate of 2.10% p.a. Available on balances below $5,000,000.
2.55% 2.10% 0.45% $0 $0 / $0 Go to site More
HSBC Serious Saver
Introductory rate of 3.00% p.a. for 4 months, reverting to a rate of 1.60% p.a. Available on balances below $1,000,000.
3.00% 1.60% 1.40% $0 $0 / $0 Go to site More
AMP Bett3r Account - Save Account
Earn a competitive, ongoing rate of up to 2.25% p.a. and set personal savings goals. Receive linked Pay and Spend accounts to help manage your money effortlessly.
2.25% 1.50% 0.75% $0 $0 / $0 Go to site More
HSBC Flexi Saver Account
Ongoing, variable 2.50% p.a. when you deposit $300+ each month (other conditions apply). Available on balances up to $5,000,000.
2.50% 1.25% 1.25% $0 $0 / $0 Go to site More
Citibank Online Saver
Introductory rate of 2.85% p.a. for 4 months, reverting to a rate of 1.70% p.a. Available on balances below $500,000.
2.85% 1.70% 1.15% $0 $0 / $0 Go to site More
Westpac Life
Ongoing, variable 2.30% p.a. each month you deposit money, and make sure your balance is higher at the end of the month than it was at the beginning. No monthly account-keeping fee.
2.30% 1.50% 0.80% $0 $0 / $0 Go to site More
$
Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Details Monthly Account Fee
NAB Classic Banking
Impressive digital perks. $0 monthly account fee. Tap and pay with your NAB Visa Debit card, NAB Pay for Android or NAB PayTag for iPhone. Temporarily block your card at the touch of a button if you lose it.
Visa $0 $0 $0 account keeping fees with no deposit conditions. Unlimited free withdrawals at NAB and rediATMs. Go to site More
ING Orange Everyday Account
$75 cash bonus. $0 monthly account fees. Receive a $75 cash bonus if you open a new Orange Everyday account, enter the promotional code and deposit at least $1,000 within a calendar month and make 5+ card purchases (T&Cs apply). Get a competitive ongoing variable rate when linked with an ING Savings Maximiser.
Visa $0 $0 ING charges no ATM withdrawal fees and offers a rebate on any third-party ATM fees and international transaction fees when you deposit $1,000 and make 5+ card purchases a month. Go to site More
HSBC Everyday Global Account
No foreign ATM or transaction fees. $0 monthly account fee. Enjoy no minimum ongoing balance or transaction requirements and the flexibility to hold up to 10 currencies.
Visa $0 $0 Go to site More
NAB Classic Banking with Platinum Visa Debit Card
$10 cashback on contactless purchases, $0 foreign transaction fee and complimentary travel insurance. $10 monthly account fee. Receive $10 cashback when you spend $1000 on contactless purchases. Complimentary travel insurance, transport accident insurance, purchase protection insurance and more when you meet eligibility criteria.
Visa $0 $0 $10 account keeping fees with no deposit conditions. Unlimited free withdrawals at NAB and rediATMs. Go to site More
Bankwest Easy Transaction Account
No ATM fees when using a major bank ATM Australia-wide $0 monthly account fee. Enjoy no minimum ongoing balance or transaction requirements. Upgrade to a Platinum Debit Mastercard when you deposit $4000 per month to enjoy exclusive benefits including 24/7 Platinum concierge service, Worldwide Purchase Security Protection and Extended Warranty.
Mastercard $0 $0 Go to site More
AMP Bett3r Account - Pay Account
Manage your budget effectively with a bundle of accounts. $5 waivable monthly account fee. Monthly account fee waived if you deposit at least $2,000 a month from a source that is not another AMP bank account. Enjoy linked individual Pay, Spend and Save accounts to reach your savings goals.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at rediATMs in Australia. Go to site More
HSBC Day to Day Transaction Account
Open an account and easily switch your regular payments over from your current bank. $0 monthly account fee. Through your linked Visa debit card, you can access exclusive shopping, travel and restaurant deals here and abroad through HSBC's home&Away Privilege Program.
Visa $0 $0 $0 account keeping fees. Unlimited free withdrawals at over 3,000 HSBC, Westpac, St.George, Bank of Melbourne and BankSA ATMs. Go to site More
MyState Everyday Account
A flexible option for day-to-day spending. $6 waivable monthly account fee. Monthly account fee waived if you deposit at least $2,000 a month or are 23 years or under. Apple Pay, Google Pay, Samsung Pay available.
Visa $0 $2,000 Go to site More
Bank of Melbourne Complete Freedom
$50 cash back bonus. $5 waivable monthly account fee. Monthly account fee waived if you deposit at least $2,000 a month, are under 21 or if you meet other eligibility criteria. Open a new account by June 29, deposit $500 in the first 45 days ($250 for students & under 21s) and get $50 cash back. T&C's apply.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at Bank of Melbourne, St.George, Westpac and BankSA ATMs. Go to site More
St.George Complete Freedom Account
$50 cash back. $5 waivable monthly account fee. Monthly account fee waived if you deposit at least $2,000 a month, are under 21 or if you meet other eligibility criteria. New customers get $50 cash back. Open a new account by June 29 & deposit $500 within the first 45 days ($250 for students & under 21s). T&C's apply.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 fee applies. Unlimited free withdrawals at St.George, Westpac and BankSA ATMs. Go to site More
ANZ Access Advantage
Pay with Apple Pay, Google Pay & Samsung Pay. $5 waivable monthly account fee. Monthly account fee waived if you deposit at least $2,000 a month, are under 25 or if you meet other eligibility criteria.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at ANZ ATMs. Go to site More
BankSA Complete Freedom Account
Get $50 cash back. $5 waivable monthly account fee. Monthly account fee waived if you deposit at least $2,000 a month, are under 21 or if you meet other eligibility criteria. Get $50 cash back when you open a new account by June 29 and deposit $450 within the first 45 days ($250 for students and under 21s). T&C's apply.
Visa $0 $2,000 $0 account keeping fees if you deposit at least $2,000 per month. Otherwise, a $5 monthly fee applies. Unlimited free withdrawals at BankSA, St.George, Westpac and Bank of Melbourne ATMs. Go to site More
Rates last updated June 24th, 2018
$
Name Product 3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 12 Mths p.a. 24 Mths p.a. 36 Mths p.a. Min Deposit Interest Earned
Citibank Term Deposit
2.60%
-
2.80%
3.00%
-
-
$100,000
Firstmac Term Deposit
2.55%
-
2.75%
2.65%
2.75%
-
$5,000
UBank Term Deposit Account
2.60%
2.70%
2.75%
2.64%
-
-
$1,000
RaboDirect Term Deposit
2.30%
-
2.50%
2.50%
2.70%
2.90%
$1,000
MyState Bank Online Term Deposit
2.55%
2.35%
2.76%
2.75%
2.80%
-
$5,000
BCU Term Deposit
1.25%
0.71%
1.40%
1.45%
2.55%
1.80%
$1,000
Bankwest Online Term Deposit
2.35%
1.50%
2.60%
2.65%
2.60%
2.60%
$1,000

Compare up to 4 providers

Rates are displayed for the terms and minimum deposit sizes listed in the table above. The rate you receive could vary depending on your deposit size and interest payment frequency.

Shirley Liu

Shirley Liu is a program manager at finder, formerly the publisher for Banking and Investments. She is passionate about helping people make an informed decision, save money and find the best deal for their needs.

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Related Posts

Savings Account Offers

Important Information*
RaboDirect High Interest Savings Account

Maximum Variable Rate

3.05

Standard Variable Rate

1.80
Bankwest Hero Saver

Maximum Variable Rate

2.60

Standard Variable Rate

0.01
Bank Australia Bonus Saver Account

Maximum Variable Rate

2.60

Standard Variable Rate

0.15
Citibank Online Saver

Maximum Variable Rate

2.85

Standard Variable Rate

1.70

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