save money online

12 things you can get way cheaper online

Information verified correct on October 21st, 2016

Time isn’t the only thing you save when you buy online

We spend an increasing amount of our time online. While there’s a lot to be said about wasting your time online, there’s also a lot of ground to cover in the form of online deals and savings. Putting your online time to good use can see you reaping the benefits of these savings, whether it’s in the form of an online home loan lender or a coupon code for your next shopping order.

We’ve scoured to bring you the latest offers available exclusively online. So take a look at the deals, compare them to what you’re currently spending and see how much you can save. Click through to read more about the product and apply directly from there. Talk about time-saving.

What can you get cheaper online? You can find...

...a better home loan deal with the Dream Home Loan

  • This loan offers a better rate than the big four and is packed with features. Enjoy a 100% offset account, no monthly, annual or application fees, up to five free splits and unlimited free redraws. For those unsure about applying with an online lender, is backed by Firstmac, an Australian mortgage company with over 30 years experience and $6 billion in mortgages.

...cheaper beauty products with StrawberryNET

  • There’s a lot to be said about discounts on beauty products. Despite them being a necessity in many of our lives, prices for some of these products can still put budgets under a bit of strain. StrawberryNET sources products from around the world and sells them at a heavily discounted price, meaning the savings are straight in your pocket. Joining the Loyalty Program will get you further discount with each purchase.

...discounted books with Book Depository

  • There’s a lot to be said about someone with a full bookshelf. There’s also a lot to be said about someone with a full wallet. Book Depository lets you have both. With free shipping worldwide and competitive prices, you can usually find any title you want cheaper on Book Depository. Choose from over 9,000,000 book titles and have your delivery dispatched within two days.

...a better rate on your savings with ING DIRECT Savings Maximiser

  • Saving money is one of the best things you can do for your financial future, so why not get the best deal possible? This account from ING DIRECT is fee-free with no minimum balance required. You’ll also receive a competitive rate on balances up to $100,000 when you open an Orange Everyday Account (ING DIRECT’s fee-free transaction account) and make a minimum monthly deposit of at least $1,000 from an external bank account.

...cheaper wine with Naked Wines

  • All we really have to say here is that you get wine delivered to you that’s been discounted from already cheap prices, right? But we’ll tell you a bit more about it. Naked Wines operates online and doesn’t spend money on sales and advertising, cutting down their costs and helping you to save more. Use a coupon code from for even more discounts and have a case of delicious boutique delivered straight to your home. You can also sign up as a Naked Angel and deposit $40 a month to spend on wine how and when you choose to receive between 25-50% further discount on wine.

...discounted overseas money transfers with TransferWise

  • Transferring money overseas isn’t the cheapest of endeavours, but it’s one a lot of us will have to deal with. TransferWise offers international money transfers with fees as little as 0.5%, compared to fees of up to 5% when you transfer with a regular bank. You can transfer a large range of currencies and know you’re working with an award-winning company. TransferWise has also received a five star Trustpilot rating from over 9,000 independent users.

...a better credit card deal with Westpac

  • If you walk into a Westpac branch to apply for this card, you’ll still receive a competitive low rate, but you won’t receive this deal. Online applicants can take advantage of a discounted purchase rate of 12.49% p.a., plus a balance transfer rate of 0% p.a for 14 months.

...lower rates on your personal loan with SocietyOne

  • SocietyOne is an innovative online peer-to-peer lending network. By connecting investors and borrowers, SocietyOne has less overhead costs and is therefore able to offer a lower cost borrowing platform. Borrowers enjoy no establishment fee, flexible loan terms and competitive rates when they apply online.

...a discount on your travel insurance with InsureandGo

  • Travel insurance is definitely one of the modern necessities of travelling, but it doesn’t mean you have to sleep in budget accommodation just to make sure you’re covered. InsureandGo is offering a 10% premium discount when you purchase cover with an exclusive code, compared to standard rates you’d receive applying for the same cover over the phone.

...discounts on repeat loans with Loan Ranger

  • Online lenders are able to offer discounts by having fewer overhead costs, and the same is true of Loan Ranger. This online payday lender offers the Loan Ranger’s Club, where you can take advantage of a 5% discount on your next loan’s monthly fee each time you successfully repay a loan.

...savings on technology and electronics with Kogan

  • When it comes to making electronics purchases, more often than not you want to get the highest quality product for the lowest price. And more often than not, the best way to do this is by shopping online. Kogan offers products straight from the manufacturer, meaning more savings on your favourite brands.

...cheaper prices on all your favourite brands with coupon codes

  • The trick is to look out for the monster coupon codes you’ll never find in-store. You never know when we’ll publish a coupon for 20% off stores like ASOS or General Pants (get 15% off The Iconic till the end of October) – but you do know we’ll have the best deals around.

Got any tips for things you can buy cheaper online? Leave your hacks in the comments!

Elizabeth Barry

Elizabeth is a senior writer for specialising in personal finance. She enjoys reading PDSs so you don’t have to.

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