The Qantas American Express Business Credit Card

Manage your business expenses and earn Qantas Points as you spend.

The Qantas American Express Business credit card is designed to help businesses earn frequent flyer points on corporate expenses. Plus, you can maximise your points and monitor your employee spending by requesting additional cards to link to the one account.

20.49% p.a.

Purchase rate


Reward point

Per $ spent

$160 p.a.

Annual fee

55 days

Interest free period

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Product NameQantas American Express Business Credit Card
Rewards programQantas Frequent Flyer
Purchase rate20.49% p.a.
Annual fee$160
Interest-free periodUp to 55 days on purchases
Card typeAmerican Express
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • Uncapped earn rate of 1 Qantas Point per $1 spent
  • Competitive $160 annual fee with $0 fees for additional cards
  • Up to 55 days interest-free on purchases


  • Does not include overseas medical insurance or lounge passes
  • A 3% foreign currency conversion fee applies
Rewards programQantas Frequent Flyer
Bonus pointsN/A
Rewards points per $ spent1
Annual fee$160
Late payment fee$30
Foreign currency conversion fee3%
Additional cardholder fee$0
Number of additional cardholders99

Review by

Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

Suited to small business owners looking to be rewarded for their spending, the Qantas Amex Business credit card offers uncapped Qantas Points per $1 spent, interest-free days and the service you expect from American Express.

How to apply

If you've compared your options and decided the Qantas American Express Business credit card is right for you, make sure that you've met the eligibility requirements and organised the following information before you apply.

Eligibility criteria

  • Business requirements. Your business must have a valid ABN registered for GST with an annual revenue of at least $75,000.
  • Residency. You must be a citizen or permanent Australian resident.

Card benefits

  • Qantas Points. You will earn 1 Qantas Point per $1 spent on most eligible purchases, 2 points per $1 spent on select Qantas products and services, as well as 0.5 points per $1 spent with government bodies in Australia. Points earning potential is uncapped and Qantas Points will be credited to your Qantas Frequent Flyer account.
  • Expense monitoring. Take advantage of software accounting systems such as Quicken, MYOB and Microsoft Excel to download your statements and transaction details to keep track of your business expenses easily.

Rates & fees

  • Annual fee. The Qantas American Express Business Credit Card charges an annual fee of $160.
  • Interest rate. If you do not pay your balance in full each statement period, purchases collect interest at the 20.49% p.a. purchase interest rate.

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    Default Gravatar
    July 14, 2016

    I would like to know if I get automatic Travel Insurance. I purchased my International flight using my earth platinum American Express card. I was 80 when I purchased the ticket but turned 81 on 10/7/16.
    Please let me know what I am covered for.

      Avatarfinder Customer Care
      July 14, 2016

      Hi Helen,

      Thanks for your question.

      One of the eligibility criteria to receive the Westpac Earth Platinum credit card complimentary insurance cover is that “you are not over 80 years of age when you first become eligible for the cover by meeting the other conditions listed on the PDF file I sent you. You can directly contact QBE to verify if you are still covered, given your situation.

      Ive also sent to you the contact information for QBE.


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