The greenest cars for sale in 2019

Posted: 28 March 2019 3:51 pm

A car drives past a windmill. Image: Getty Images

If you want to do your bit for the environment, here are the top 20 greenest cars for sale in Australia today.

There are many ways you can help reduce the impact you as an individual have on planet earth. Perhaps, you may choose to cut back on the amount of meat you eat or improve the insulation in your home. Another great way to decrease your carbon footprint is to buy an eco-friendly car. In some cases, you might even get a preferential rate on a car loan for buying a greener model.

Here's a list of the top 20 green cars available from Australian car dealers today.

Which vehicles are the greenest?

The cleanest vehicles for sale, with the lowest CO2 emissions, are all-electric cars. These models run on batteries and include the Hyundai Ioniq, Renault ZOE, BMW I3, Renault Kangoo ZE van, Tesla Model S and X and the Jaguar i-PACE. These models produce 0g of CO2 emissions per kilometre at the exhaust tip (they don't even have an exhaust).

The rest of the cars on the list are plug-in hybrid models, where an onboard battery supplements a traditional combustion engine.

To directly compare vehicle emissions, you can use the government's Green Vehicle Guide.

Are electric cars really environmentally friendly?

To get a true sense of CO2 grams per km, you must also factor in manufacturing and electricity generation emissions. Generally speaking, electric cars generate a similar level of CO2 as the production of a standard internal-combustion vehicle. However this can be offset after just a handful of years of use. This does depend on how the electricity in your state is generated. If the main source of energy comes from coal, which produces high levels of carbon, your electric car will have a higher level of lifecycle emissions. Renewable energy resources obviously improve the effective lifecycle emissions of your electric car.

This is often used as an argument against electric cars, falsely claiming they quietly create more pollution than combustion vehicles. But don't forget that in addition to the drilling, refining and transportation of crude oil and converting it into petrol or diesel, this fuel has to be driven by a heavy diesel truck to fuel depots and onwards to filling stations. Combustion vehicles also have hundreds more moving parts than electric vehicles and require additional servicing that creates toxic waste. So, providing the energy used is reasonably clean, an electric car will still have a lower carbon output.

Why the focus on carbon dioxide?

Carbon dioxide (CO2) is the main emitted greenhouse gas. It's thought to be responsible for 80% of the warming effect occurring. These gases trap radiation and energy within the earth's atmosphere, causing a rise in temperature.

Your car, whether it's a diesel or petrol model is one of the largest greenhouse gas sources for your family. Vehicles emit CO2 from their exhausts as a waste gas from the combustion process. Globally, the World Health Organization states the transportation sector produces 23% of cumulative CO2 discharge.

While vehicles also pump out other pollutants, scientists say CO2 is the driving force behind climate change and it's this gas that international government policies aim to cut down on.

Ways to reduce your impact on the environment

There are other ways to lower your environmental impact. They'll also help you reduce your fuel bill and improve fuel efficiency.

First, the most effective way is to try and reduce the distance and amount you travel. Could you perhaps walk or cycle to work? Could you switch to nearby local shops for your groceries? Is it possible to move your regular journeys to times that are less congested? Even ditching unnecessary luggage. All these actions help to improve your fuel efficiency and lower the amount of CO2 you generate.

Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Credit Concierge Car Loan
From 2.99% (fixed)
1 to 7 years
You'll receive a fixed rate of 2.99% p.a. with a comparison rate of 4.07% p.a.
Get access to over 20 providers to fund a new or used car.
IMB New Car Loan
4.88% (fixed)
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPSR fee)
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Plenti Car Loan
From 4.89% (fixed)
3 to 7 years
from $249 to $799
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees. - New and Dealer Used Car Loan
From 4.67% (fixed)
3 to 5 years
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Stratton Finance New Car Loan
From 3.85% (fixed)
3 to 7 years
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
NRMA New Car Loan
From 4.99% (fixed)
1 to 7 years
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
MoneyForJam Car Loan
From 2.85% (fixed)
1 to 7 years
From $1 to $990
You'll receive a fixed rate from 2.85% p.a. based on your risk profile
Borrow between $4,500 and $120,000 with loan terms up to 7 years to finance a new or used car. Get access to more than 40 providers.
NAB Personal Loan Unsecured Fixed
From 6.99% (fixed)
1 to 7 years
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Symple Loans Personal Loan
From 5.75% (variable)
1 to 7 years
from 0% to 5% of the loan amount
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
Great Southern Bank Fixed Rate Car Loan
6.79% (fixed)
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
SocietyOne Car Loan
From 5.95% (fixed)
2 to 5 years
from $0 to $595
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
Wisr Secured Car Loan
From 4.74% (fixed)
3 to 7 years
$195 for refinance and dealer sale ($245 for private sale)
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
OurMoneyMarket Car Loan
From 5.35% (fixed)
1 to 7 years
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
Latitude Personal Loan (Secured)
From 5.99% (fixed)
1 to 7 years
Loans under $5000 - $140
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
NRMA Used Car Loan
From 6.24% (fixed)
1 to 7 years
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Beyond Bank Low Rate Car Loan
4.69% (fixed)
1 to 7 years
You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Compare up to 4 providers

Image source: Getty Images

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