The American Express Business Card
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The American Express Business Card offers premium business benefits including a rewards program and no pre-determined spending limit.
The American Express Business charge card offers a worthwhile rewards program along with competitive fees and additional options. While you can enjoy the financial freedom that the classic charge card offers, you can also benefit from travel protection benefits and the convenient 24/7 customer service from American Express.
1.5
Reward points
Per $ spent (American Express)
$109 p.a.
Annual fee
51 days
Interest free period
Details
| Product Name | American Express Business Card |
|---|---|
| Rewards Program | Membership Rewards Ascent |
| Purchase Rate | N/A |
| Annual Fee | $109 |
| Interest Free Period | 51 days |
| Card Type | American Express |
| Foreign Currency Conversion Fee (American Express) | 3% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- Offers a generous optional rewards program.
- Ability to add up to 99 Employee Cards.
- The card provides complimentary travel-related policies.
Cons
- Charges an additional $80 per year to enrol in the rewards program.
| Rewards Program | Membership Rewards Ascent |
|---|---|
| Rewards Points per $ spent (American Express) | 1.5 |
| Rewards Points per $ Cap (American Express) | Uncapped |
| Annual Fee | $109 |
|---|---|
| Minimum Monthly Repayment | 100% of the closing balance outstanding |
| Foreign Currency Conversion Fee (American Express) | 3% of transaction value |
| Additional Cardholder Fee | $79 |
| Number of Additional Cardholders | 99 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
