Teachers Health fund

Teachers Health offers

Being eligible to join Teachers Health gives you more than reduced premiums, it also offers a range of deals and bonuses for signing up.

Teachers Health provides health insurance cover to more than 290,000 individuals in the Australian education community, and as a not-for-profit Members Own fund is able to offer it's members competitive premium rates and access to a range of additional services, all of which are outlined below.

Who can join?Eligibility requirements
Teachers and academicsCurrent or former members of these education unions:

  • NSW Teachers Federation
  • Australian Education Union (AEU) and affiliated unions
  • Independent Education Union (IEU) and affiliated unions
  • National Tertiary Education Union (NTEU)
  • State School Teachers Union of Western Australia (SSTUWA)
  • Institute of Senior Education Administrators NSW (SEANSW)
  • Other appropriate education workplace unions
Education administration staffCurrent and former employees of the following organisations who are, or where, also members of an appropriate union:

  • NSW Department of Education and Communities
  • The Office of the NSW Board of Studies
  • Institute of Teachers in the TAFE Commission
  • NSW Teachers Federation
  • Teachers Mutual Bank (formerly Teachers Credit Union)
  • Public Service Association of NSW (PSA)
Family membersThe following family members of eligible members:

  • Current or former spouse/partner
  • Dependant(s) children
  • Adult children (including their partner or dependant child)
  • Siblings (including their partner or dependant child)
  • Parents
  • Grandchildren

What extra benefits do I get from being a Teachers Health member?

  • Member Wellbeing Network. The Teachers Health Member Wellbeing Network offers access to high-quality care, personalised service and sizeable discounts at a range of partner retailers. The discounts available vary depending on your state or territory, so search for your nearest Member Wellbeing Network provider via the Teachers Health Fund website.
  • No-gap preventative dental. Teachers Health members can access a wide range of no gap preventative dental services at Teachers Health Centres. These include comprehensive oral examinations, panoramic and intraoral digital x-rays, scaling, cleaning, polishing and fluoride.
  • Optical discounts. Fund members who visit their nearest Teachers Health Centre can access a wide range of optical discounts, such as no gap frame and lens packages and 50% off optical frames. Other benefits include 25% off sunglasses and contact lenses plus free retinal photo and OCT scans.
  • Health and fitness discounts. If you’re a Teachers Health member, you can access discounts and special offers at an extensive range of partner health and fitness retailers. Partners include AOK, Jenny Craig and Step Into Life.
  • General insurance discounts. Through its partnership with QBE, Teachers Health offers a wide range of insurance products to its members, including motor vehicle, home and contents, and landlord insurance. Multi-policy discounts are available if you take out more than one type of cover.
  • 10% off travel insurance. By partnering with Allianz Global Assistance, Teachers Health provides domestic and international travel insurance to its members. Not only do these policies provide much-needed peace of mind, but Teachers Health members can also enjoy a 10% premium discount.

Compare the policy options available from Teachers Health

Details Features
Top Hospital
Top Hospital
This comprehensive policy is designed to offer complete peace of mind. Restricted fund: Only current and former members of an education union and their families can join.
  • Accomodation in a private hospital
  • Theatre and labour ward fees covered
  • Pregnancy and infertility treatment
  • Excess options of $0, $300 or $500
Get Quote
Mid Hospital
Mid Hospital
This intermediate hospital cover provides access to a private hospital over for a wide range of services, with a small range of services only covered in a public hospital. Restricted fund: Only current and former members of an education union and their families can join.
  • Your choice of doctor
  • Cover for theatre and intensive care fees
  • Cover for tonsil and adenoid removal
  • Access Gap Cover
Get Quote
Basic Hospital
Basic Hospital
An affordable entry level policy that is perfect for the young and healthy. It provides cover for essential services while keeping premiums low. Restricted fund: Only current and former members of an education union and their families can join.
  • Your choice of doctor
  • Cover for knee and shoulder reconstructions
  • Access Gap Cover
  • Medicare Levy Surcharge exemption
Get Quote
StarterPak
StarterPak
Combined cover designed to suit young people who want value money health insurance, but don’t want to pay for services that they may not use. Restricted fund: Only current and former members of an education union and their families can join.
  • Cover for 5 key services in a private hospital
  • Access Gap Cover
  • $500 general dental annual limit
  • $150 Healthy Lifestyle annual limit
Get Quote
Top Extras
Top Extras
Provides generous benefits with overall limits for a comprehensive range of services including major dental, optical and psychology services. Restricted fund: Only current and former members of an education union and their families can join.
  • Unlimited general and preventative dental
  • $260 optical annual limit
  • $800 physiotherapy annual limit
  • $600 complimentary therapy annual limit
Get Quote
Essential Extras
Essential Extras
An affordable level of cover for everyday services including preventative and general dental, optical, physiotherapy and massage therapies that Medicare generally doesn’t pay towards. Restricted fund: Only current and former members of an education union and their families can join.
  • $500 general and preventative dental annual limit
  • $165 optical annual limit
  • $250 chiro and osteo annual limit
  • $400 complimentary therapy annual limit
Get Quote


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Sam Stewart

Sam is an assistant publisher at finder.com.au specialising in health insurance. His number one goal is to give Australians a clearer picture of how health insurance works by diagnosing their problems and providing straightforward explanations.

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