Affected by the Philippines Taal Volcano? Travel insurance could help.Â
If your trip has been cancelled or disrupted, see how travel insurance can step in.
A volcano south of the Philippines capital Manila has spewed ash up to 15km into the sky, prompting numerous flight cancellations and the evacuation of around 8,000 people.
The Philippines airport authority has suspended flights at Manila's international airport amid warnings of a possible eruption and volcanic tsunami. The suspension will continue into Monday and will have an obvious impact on domestic and international travel.
What to do if you've been impacted
If your travel plans have been affected by the Taal Volcano, get in touch with your travel service provider for details on rescheduling or other options.
If these alternatives aren't suitable, you may be able to put in a travel insurance claim for cancellation cover or reasonable additional expenses. This can cover you for pre-booked expenses, including flights, accommodation, tours and other activities. As long as you bought your policy before the volcano became a "known event" (policies purchased after 12:00am AEST on 13 January 2020), you may be able to get reimbursed for costs incurred as a result of the volcano.
Many insurers are yet to release a statement on the volcano (check the list below), so be sure to check with them if you are unsure whether you are covered for events related to the volcano. If you purchased a policy before 12:00am (AEST) on 13 January 2020, you should be able to make a claim.
| Brand | Alert |
|---|---|
 | No cover for policies purchased after 12:00am (AEST) on 13th January 2020. |
 | No cover for policies purchased after 12:00am (AEST) on 13th January 2020. |
 | No cover for policies purchased after Midnight on 12th January 2020 (AEST). |
 | No cover for policies purchased after 3am AEDT 13 January 2020. |
 | No cover for policies purchased on or after 13th January 2020. |
 | No cover for policies purchased on or after 13th January 2020. |
Picture: GettyImages
