Symple Personal Loan

Get access to flexible repayment options and next-day funding with a Symple personal loan.

Symple is a peer-to-peer lender that offers unsecured personal loans. If you need quick access to funds to cover a personal expense or purchase, the Symple personal loan lets you apply in minutes and have the money within 24 hours of being approved.

See if it's right for you in our review below.

Product NameSymple Loans Personal Loan
Interest Rate (p.a.)From 5.99% (variable)
Comparison Rate (p.a.)7.55%
Interest Rate TypeVariable
Min Loan Amount$5,000
Max. Loan Amount$50,000

Main points to consider about the Symple personal loan

You can borrow from $5,000 to $50,000 with a loan term of 1 to 7 year(s). You will receive a personalised interest rate from 5.99 to 25.99% p.a., with a comparison rate from 7.55% p.a. to 29.2% p.a.

You will need to make monthly repayments, but you'll have the option to make early repayments or pay off your entire loan amount without penalty.

Features of the Symple personal loan

  • Personalised interest rate. You will be given a rate based on your credit history and other factors.
  • Flexible loan terms. You can repay the loan over 1 to 7 year(s).
  • Quick approval time. You can complete your application within approximately 7 minutes and you may get approval within 60 seconds.
  • Fast access to funds. You will generally receive the loan amount within 24 hours of approval.
  • Early repayment options. You can make extra repayments or pay your entire loan off early with no additional fees or charges.

Fees to consider

  • Establishment fee. You will need to pay an initial fee from 2% to 5% of the loan amount.
  • Administration fee. You will also need to pay a $10 monthly fee.
  • Late payment fee. You will be charged a fee if you fail to make a repayment on time.

You won't need to pay any additional fees or charges for making additional repayments or paying your loan off early.

How to apply for the Symple personal loan

If you wish to apply for a Symple personal loan, you can click "Go To Site" above to begin your application. You will need to meet the following criteria to be eligible for a loan:

  • Be at least 18 years of age
  • Apply as an individual
  • Be an Australian citizen or permanent resident
  • Earn an income of at least $25,000 per year
  • Not be bankrupt

You will need to provide additional financial and personal information as part of your application. If you are self-employed, you will need to have been trading for at least two years and include your tax return and notice of assessment as part of your application.

The Symple personal loan is a quick and flexible finance option for those needing fast access to funds. You should always compare all your options when looking for a personal loan.

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One Response

  1. Default Gravatar
    gypsMarch 7, 2019

    Just signed a new contract for fulltime permanent job. Needing a car and other essentials to be payed for to cut back on stress and help my daily needs. is it possible to get a loan between 10,000 – 25,000 right now to help with my situation being able to have an reliable repayment funds?

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