Symple Loans personal loan
Get access to flexible repayment options and next-day funding with a Symple personal loan.
From 5.75% (variable)
Interest Rate (p.a.)
Comparison Rate (p.a.)
Min Loan Amount
|Product Name||Symple Loans Personal Loan|
|Interest Rate (p.a.)||From 5.75% (variable)|
|Comparison Rate (p.a.)||7.6%|
|Interest Rate Type||Variable|
|Min Loan Amount||$5,000|
|Max. Loan Amount||$50,000|
Main points to consider about the Symple personal loan
You can borrow from $5,000 to $50,000 with a loan term of 1 to 7 years. You will receive a personalised interest rate from 5.75% p.a. to 19.99% p.a., with a comparison rate from 7.6% p.a. to 23.68% p.a.
You will need to make monthly repayments, but you'll have the option to make early repayments or pay off your entire loan amount without penalty.
Features of the Symple personal loan
- Personalised interest rate. You will be given a rate based on your credit history and other factors.
- Flexible loan terms. You can repay the loan over 1 to 7 years.
- Quick approval time. You can complete your application within approximately 7 minutes and you may get approval within 60 seconds.
- Fast access to funds. You will generally receive the loan amount within 24 hours of approval.
- Early repayment options. You can make extra repayments or pay your entire loan off early with no additional fees or charges.
Fees to consider
- Establishment fee. You will need to pay an initial fee from 1% to 5% of the loan amount.
- Administration fee. You will also need to pay a $20 monthly fee.
- Late payment fee. You will be charged a fee if you fail to make a repayment on time.
You won't need to pay any additional fees or charges for making additional repayments or paying your loan off early.
Symple Loans personal loan rates & fees
- Interest rate: (from) 5.75% p.a.
- Comparison rate: (from) 7.6% p.a.
- Establishment fee: from 1% to 5% of the loan amount
- Monthly fee: $20
How to apply for the Symple personal loan
If you wish to apply for a Symple personal loan, you can click "Go To Site" above to begin your application. You will need to meet the following criteria to be eligible for a loan:
- Be at least 18 years of age
- Apply as an individual
- Be an Australian citizen or permanent resident
- Earn an income of at least $25,000 per year
- Not be bankrupt
You will need to provide additional financial and personal information as part of your application. If you are self-employed, you will need to have been trading for at least two years and include your tax return and notice of assessment as part of your application.
The Symple personal loan is a quick and flexible finance option for those needing fast access to funds. You should always compare personal loan options when looking for a loan.
Personal Loan OffersImportant Information*
You'll receive a fixed rate between 6.99% p.a. and 28.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.66% p.a. to 19.59% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.34% p.a. comparison rate) or less. See Comparison rate warning in (i) above. Application fee of $150 waived off.
You'll receive a fixed rate between 7.5% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
You'll receive a fixed rate between 7.95% p.a. and 16.95% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.