Currency exchange Sydney CBD – Where to get the best rates | Finder

Best places to exchange currency in Sydney

Where to find the best deal when you want to exchange foreign currency in Sydney.

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If you're looking to exchange foreign currency in Sydney, you're spoiled for choice. As Australia's largest city, Sydney has lots of exchange services to choose from – but it's a good idea to shop around to make sure you're getting good value for your money.

Keep reading to find some of the best places to exchange currency in the Sydney CBD.

Compare Sydney currency exchange services

Data updated regularly
Name Product Minimum Order Amount Maximum Order Amount Delivery/Pickup Method Commission Fee
Foreign Xchange Travel Money
$0
$9,999
In Store,Home Delivery
$0
Order multiple currencies in one transaction and have it delivered directly to your door anywhere in Australia. No delivery fee for orders over $1,000. A $10 flat fee applies to orders less than $1,000.
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Compare up to 4 providers

Where to exchange money in Sydney

Travelex logo

1. Travelex

Travelex has several branches in the Sydney CBD, with locations at Town Hall, Martin Place, in the Queen Victoria Building and at Haymarket. It also offers branches at locations like North Sydney and Bondi Junction, as well as currency exchange ATMs at Sydney Airport and a host of other city locations.

Opening hours vary between stores – while the QVB location is open seven days a week, many other stores are only open during business hours. Travelex allows customers to get a better exchange rate by ordering currency online and picking it up instore, and also offers prepaid cards for international travellers.

Read more about Travelex in our review

Travel Money Oz

2. Travel Money Oz

Travel Money Oz has 29 locations in the Sydney area, including several in the heart of the city. CBD locations include two locations on George Street and one on Pitt Street.

You can order currency online or visit your nearest store, with stores open seven days a week. Travel Money Oz also offers a prepaid travel money card that can be loaded with up to 10 currencies.

Read more about Travel Money Oz in our complete review

Unimoni logo

3. Unimoni Australia

If you want to exchange currency in and around the Sydney CBD, Unimoni has locations at Wynyard, Market City Shopping Centre and Westfield Sydney. Several suburban locations are also available, and all Unimoni branches allow you to buy and sell more than 60 currencies.

Unimoni also offers a prepaid travel money Mastercard, which can be loaded with up to 11 currencies, and an online international money transfer platform.

Read more about Unimoni in our review

Lotus Foreign Exchange logo

4. Lotus Foreign Exchange

Lotus Foreign Exchange is a currency exchange service with locations in Australia, New Zealand and Fiji. It has locations in Pitt Street and Darling Harbour, along with suburban branches in places like Parramatta, Liverpool, Hurstville and Blacktown.

All branches are open seven days a week and provide access to more than 35 currencies.

Read more about Lotus Foreign Exchange in our review

WeXchange logo

5. WeXchange

WeXchange allows customers to order foreign currency online and then pick it up instore. You can buy and sell more than 40 currencies, with its Sydney branches found at Haymarket and Town Hall.

The Haymarket branch is open seven days, but the Town Hall location is only open Monday to Friday.

Read more about WeXchange in our review


Tips for getting the best deal when exchanging money

Remember these tips to ensure that you get the best value for money when exchanging currency:

  • Check the mid-market rate. Use Google or a currency conversion site like XE to check the current mid-market exchange rate. You can then use this to work out how much of a markup the service is charging on the currency you want to buy.
  • Watch for hidden fees. Check what fees apply to your transaction. Even if a provider claims to offer "no-fee" exchanges, remember that they will add a hidden margin to the exchange rate.
  • Don't exchange money at the airport. Airport foreign exchange booths have a monopoly on the market, so they tend to charge higher fees and offer lower exchange rates.
  • Don't use an ATM. While using your card to withdraw money from a foreign ATM is a quick and convenient method, it also attracts high fees and poor exchange rates.
  • Avoid paying with a credit or debit card. If you buy a currency using a credit or debit card, your card provider might slug you with a hefty cash advance fee.
  • Shop online. Before heading to an exchange bureau, do some online research to find the providers that are currently offering the best rates.

Read our complete guide to exchanging currency

Compare money transfer services

Looking for an international transfer service rather than a currency exchange service? Enter your transfer amount and currency into the calculator below to see how much your transaction will cost with a range of leading transfer providers.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 0 1 - 2 days AUD 0.00 0.768 USD
7,685
Special offer: $40 off when you transfer more than $250+ with code AUFIND40, conditions apply.
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
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AUD 250 1 - 2 days AUD 0.00 0.771 USD
7,706
$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
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AUD 2,000 1 day AUD 0.00 0.772 USD
7,716
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.771 USD
7,706
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
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AUD 2,000 1 day AUD 0.00 0.771 USD
7,708
Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.
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AUD 1 1 day AUD 52.00 0.77 USD
7,660
Pay no fees on your first two transfers, up to $3,000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
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AUD 10 Within an hour AUD 2.99 0.765 USD
7,652
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
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AUD 1 Same day AUD 0.00 0.77 USD
7,700
XE has fast transfers with no fees and a range of foreign currency tools. Go to site Show details
AUD 200 1 - 2 days AUD 50.00 0.773 USD
7,686
Exclusive: Use code FINDER10 to receive US$10 off your first transaction.
InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.
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AUD 5 1 - 2 days EUR 3.00 0.766 USD
7,660
Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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AUD 1 Same day AUD 3.99 0.765 USD
7,643
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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AUD 1 1 - 2 days AUD 45.00 0.774 USD
7,704
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies. Go to site Show details

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The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

More guides on Finder

International Money Transfer Offers

Important Information*
Logo for Azimo International Money Transfers
Azimo International Money Transfers

Special offer: $40 off when you transfer more than $250+ with code AUFIND40, conditions apply.
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

Logo for Send International Money Transfers
Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

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