exchange feature

Compare exchange rates in the Sydney CBD

Get the best deals and bonuses when exchanging currency for your next holiday.

From flights and transfers to new luggage and reliable shoes, travel never comes cheap. When sorting out your currency for a trip, it’s easy to be flippant and simply choose the most familiar local currency exchange. However, you should shop around before changing your hard-earned dollars as rates can vary more than you might imagine.

When checking exchange rates, there is more to consider than the figures given on morning television. You need to take into account additional fees and commissions at the counter, and the fact that rates are constantly fluctuating. A basic understanding of what to look out for before you start shopping could save you precious dollars.

Your Sydney CBD money transfer options below

Rates last updated July 20th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Agent
TorFX guarantee to match any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.

WorldFirst International Money Transfers
AUD 2,000
1 day
Online, Phone
Access live rates, currency converter and market updates via the WorldFirst Money Transfer mobile app. No transfer fees for personal or business customers.
FC Exchange International Money Transfers
AUD 3,000
1 day
Online, Phone, Bank Account to Bank Account
FC Exchange will match any competitor's exchange rates. Conditions apply.

No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
$0 transfer fees for Finder customers.
Transfer any amount from $250 upwards. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.
ANZ Access Advantage Account
AUD 0
2 days
Online, Phone, Agent, Bank Account to Bank Account
Send money safely to over 60 countries in as little as two days. Available to those with an ANZ bank or credit card account.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Rates last updated July 20th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Agent
Forward contracts and order types available

Receive currency analysis by market professionals, free transfers and competitive exchange rates
OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
$0 transfer fees for Finder customers.
Transfer any amount from $250 upwards. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.
WorldFirst International Money Transfers
AUD 2,000
1 day
Online, Phone
Forward contracts and spot contracts available

View live rates, graphs and economic commentary. eCommerce-tailored solutions.
FC Exchange International Money Transfers
AUD 3,000
1 day
Online, Phone, Bank Account to Bank Account
FC Exchange will match any competitor's exchange rates. Conditions apply.

No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
XE International Money Transfers
AUD 0
1 day
Online, Phone, Bank Account to Bank Account
With global payments provider XE, enjoy fast and secure transfers and a range of foreign currency tools and calculators, while benefiting from $0 transfer fees.
ANZ International Money Transfer
AUD 0
1 - 2 days
Online, Phone, Bank Account to Bank Account
Transfer to over 99 countries via online banking, phone banking or through an ANZ Bank branch. Rate last updated on 25/06/2018 at 1:20 pm. Find out how we calculate this exchange rate.
HiFX International Money Transfers
AUD 50
2 days
Online, Phone, Agent
HiFX business services are designed to save you time and money.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Rates last updated July 20th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
WorldFirst Money Transfers for Online Sellers
1 day
Online, Phone, Agent
Open bank accounts in Australia, the UK, US, Canada, Japan and Europe. Send and receive funds with zero fees, including same-currency supplier payments.
OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
$0 transfer fees for Finder customers.
Transfer any amount from $250 upwards. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Speak to a FX expert

Enter your details to speak to a foreign exchange expert

By submitting this form, you agree to finder.com.au privacy policy
TorFX Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.

They can help you with all your needs including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

Where can I change money in Sydney?

In addition to the banks and Australia Post, there are numerous specialist international money transfer services located within the Sydney CBD. Although most of these also provide online services, actually visiting the shopfront allows you to directly ask questions and get specific information, especially if you’re not quite up to speed on how it all works.

Haymarket/City South

  • Travelex
  • Travelmate Money Exchange
  • Currency Exchange International
  • Anying Foreign Exchange
  • UAE Exchange

Hyde Park/City Central

Wynyard/City North

  • Lotus Foreign Exchange
  • OFX
  • Travel Money Oz

What do they offer?

Buy back/sell foreign currency

If you over-budgeted for your trip and return home with some leftover cash, Currency Exchange International will buy your currency at a competitive rate.

Travel cards

Most banks now offer prepaid or debit travel cards that you can link to an existing account or service. Many currency exchange specialists and international money transfer institutions are also jumping on board, such as UAE Exchange which offers ‘Cash Passport’, a multi-currency travel card.

Tip

Convenience does not always deliver the best deal. It can pay to visit a storefront currency exchange and ask if they will cut fees or commission, especially for larger sums. You’d be surprised how often you can get a better rate.

Loyalty programs

If you’re a frequent traveller, returning to the same exchange specialist can often reap rewards. Travel Money Oz offers customers a MoneyGram rewards card which customers can use to enjoy 50% off fees if they return a third time, and zero fees for their sixth visit.

Scheduled ordering

KVB Kunlun enables customers to request a currency exchange within a particular timeframe or specified exchange rate range. If you are someone who keeps one finger on the financial pulse, and predict a shift in exchange rates that will favour your transfer, you can submit a pre-order. Once the exchange rate falls within your desired range, a transfer will automatically be made on your behalf.

Door-to-door delivery

If you forget to grab some cash for when you first arrive at your destination, Anying Foreign Exchange offers free door-to-door delivery for currency exchange. Order it online and it’ll be with you before you leave.

Additional travel products

Being in the business of leisure, currency exchange specialists such as Change Group have capitalised on the needs of their customer base, and offer pay-as-you-go sim cards and prepaid phone cards.

Why shop around?

On any given day, the exchange rate between different financial institutions might differ up to 3-4 cents per dollar. Whilst this might not seem remarkable for smaller sums, when longer trips call for significant expenses, you will start to see the benefits of currency shopping. The list of considerations for a currency exchange outlet should include:

  • Do they charge fees?
  • Do they take a commission?
  • What is the processing time?
  • What is the currency availability (both in cash and card)?
  • Cash Vs. plastic – what best suits your needs?
  • Do they buy back unused currency?

Your guide to foreign exchange rates.

Clarizza Fernandez

Clarizza is finder.com.au's assistant publisher for banking and investments. She works to empower consumers in making informed decisions on all things banking and investments. In her spare time, she Googles: 'Sydney's best dog parks' and 'Best pasta Sydney.'

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International Money Transfer Offers

Important Information*
TorFX International Money Transfers

TorFX guarantee to match any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers. Transfer any amount from $250 upwards. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.

WorldFirst International Money Transfers

Access live rates, currency converter and market updates via the WorldFirst Money Transfer mobile app. No transfer fees for personal or business customers.

FC Exchange International Money Transfers

FC Exchange will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

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