exchange feature

Compare exchange rates in the Sydney CBD

Get the best deals and bonuses when exchanging currency for your next holiday.

From flights and transfers to new luggage and reliable shoes, travel never comes cheap. When sorting out your currency for a trip, it’s easy to be flippant and simply choose the most familiar local currency exchange. However, you should shop around before changing your hard-earned dollars as rates can vary more than you might imagine.

When checking exchange rates, there is more to consider than the figures given on morning television. You need to take into account additional fees and commissions at the counter, and the fact that rates are constantly fluctuating. A basic understanding of what to look out for before you start shopping could save you precious dollars.

Your Sydney CBD money transfer options below

Rates last updated July 23rd, 2017
Name Product Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received Description
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Agent
TorFX guarantee to beat any competitor's exchange rate for a transaction
Conditions apply
Exclusive: World First International Money Transfers
AUD 2,000
1 day
Online, Phone
Exclusive offer: $0 transfer fee and competitive rate
The transfer rate displayed is exclusive to finder.com.au users for their first trade only.
FC Exchange International Money Transfers
GBP 3,000
1 day
Online, Phone, Bank Account to Bank Account
No transfer fee via online, branch or phone when transferring more than £10,000 or equivalent.
Exclusive: OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
Exclusive offer: Special exchange rates and $0 transfer fee
OFX is currently offering finder.com.au exclusive exchange rates and $0 transfer fee on all transfers.
Compass Global Markets International Money Transfers
AUD 1,000
2 days
Online, Phone
Send money in as little as 24-48 hours to a range of countries with Compass Global Markets.
RationalFX International Money Transfers
GBP 100
1 - 2 days
Online, Phone, Bank Account to Bank Account
Transfer currency online 24/7 with a guaranteed exchange rates. No commission or hidden costs.
Currency Solutions International Money Transfers
AUD 3,000
2 days
Online, Phone, Bank Account to Bank Account
Send money overseas for a range of reasons, including regular payments and buying overseas property. 97% Trustpilot score.

Compare up to 4 providers

Rates last updated July 23rd, 2017
Name Product Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received Description
TorFX International Money Transfers
AUD 200
1 day
Online, Phone, Agent
Forward contracts and order types available
Receive currency analysis by market professionals, free transfers and competitive exchange rates
Exclusive: World First International Money Transfers
AUD 2,000
1 day
Online, Phone
Forward contracts and spot contracts available
View live rates, graphs and economic commentary. eCommerce-tailored solutions.
Exclusive: OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
Exclusive offer: Special exchange rates and $0 transfer fee
OFX is currently offering finder.com.au exclusive exchange rates and $0 transfer fee on all transfers.
Compass Global Markets International Money Transfers
AUD 1,000
2 days
Online, Phone
Hedge your foreign exchange risks by becoming a client.
Currency Solutions International Money Transfers
AUD 3,000
2 days
Online, Phone, Bank Account to Bank Account
You can increase your profit margins and mitigate currency risk with Currency Solutions.
World First Foreign Exchange for Online Sellers
AUD 250
2 days
Online, Phone, Agent
Designed for online sellers
Open receiving accounts around the world is easy, including China and Japan.
FC Exchange International Money Transfers
GBP 3,000
1 day
Online, Phone, Bank Account to Bank Account
No transfer fee via online, branch or phone when transferring more than £10,000 or equivalent.
HiFX International Money Transfers
AUD 50
2 days
Online, Phone, Agent
HiFX business services are designed to save you time and money.

Compare up to 4 providers

Rates last updated July 23rd, 2017
Name Product Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received Description
World First Foreign Exchange for Online Sellers
AUD 250
2 days
Online, Phone, Agent
Open bank accounts in the UK, US, Canada and Eurozone and sell on more marketplaces while reducing the cost of repatriating earnings. Buy goods from China and sell them in the USA.
Exclusive: OFX (Ozforex) International Money Transfers
AUD 250
1 day
Online, Phone, Agent
Exclusive offer: Special exchange rates and $0 transfer fee
OFX is currently offering finder.com.au exclusive exchange rates and $0 transfer fee on all transfers.

Compare up to 4 providers

Speak to a FX expert

Enter your details to speak to a foreign exchange expert

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TorFX Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options. Our foreign exchange experts offer a best rate guarantee, are ASIC authorised and never charge transfer fees.

They can help you with all your needs including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

Where can I change money in Sydney?

In addition to the banks and Australia Post, there are numerous specialist international money transfer services located within the Sydney CBD. Although most of these also provide online services, actually visiting the shopfront allows you to directly ask questions and get specific information, especially if you’re not quite up to speed on how it all works.

Haymarket/City South

  • Travelex
  • Travelmate Money Exchange
  • Currency Exchange International
  • Anying Foreign Exchange
  • UAE Exchange

Hyde Park/City Central

Wynyard/City North

  • Lotus Foreign Exchange
  • OFX 
  • Travel Money Oz

What do they offer?

Buy back/sell foreign currency

If you over-budgeted for your trip and return home with some leftover cash, Currency Exchange International will buy your currency at a competitive rate.

Travel cards

Most banks now offer prepaid or debit travel cards that you can link to an existing account or service. Many currency exchange specialists and international money transfer institutions are also jumping on board, such as UAE Exchange which offers ‘Cash Passport’, a multi-currency travel card.

Tip
Convenience does not always deliver the best deal. It can pay to visit a storefront currency exchange and ask if they will cut fees or commission, especially for larger sums. You’d be surprised how often you can get a better rate.

Loyalty programs

If you’re a frequent traveller, returning to the same exchange specialist can often reap rewards. Travel Money Oz offers customers a MoneyGram rewards card which customers can use to enjoy 50% off fees if they return a third time, and zero fees for their sixth visit.

Scheduled ordering

KVB Kunlun enables customers to request a currency exchange within a particular timeframe or specified exchange rate range. If you are someone who keeps one finger on the financial pulse, and predict a shift in exchange rates that will favour your transfer, you can submit a pre-order. Once the exchange rate falls within your desired range, a transfer will automatically be made on your behalf.

Door-to-door delivery

If you forget to grab some cash for when you first arrive at your destination, Anying Foreign Exchange offers free door-to-door delivery for currency exchange. Order it online and it’ll be with you before you leave.

Additional travel products

Being in the business of leisure, currency exchange specialists such as Change Group have capitalised on the needs of their customer base, and offer pay-as-you-go sim cards and prepaid phone cards.

Why shop around?

On any given day, the exchange rate between different financial institutions might differ up to 3-4 cents per dollar. Whilst this might not seem remarkable for smaller sums, when longer trips call for significant expenses, you will start to see the benefits of currency shopping. The list of considerations for a currency exchange outlet should include:

  • Do they charge fees?
  • Do they take a commission?
  • What is the processing time?
  • What is the currency availability (both in cash and card)?
  • Cash Vs. plastic – what best suits your needs?
  • Do they buy back unused currency?

Your guide to foreign exchange rates.

Clarizza Fernandez

Clarizza is finder.com.au's assistant publisher for banking and investments. She works to empower consumers in making informed decisions on all things banking and investments. In her spare time, she Googles: 'Sydney's best dog parks' and 'Best pasta Sydney.'

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International Money Transfer Offers

Learn about our information service
TorFX International Money Transfers

TorFX guarantee to beat any competitor's exchange rate for a transaction
Conditions apply

Exclusive: World First International Money Transfers

Exclusive offer: $0 transfer fee and competitive rate
The transfer rate displayed is exclusive to finder.com.au users for their first trade only.

Exclusive: OFX (Ozforex) International Money Transfers

Exclusive offer: Special exchange rates and $0 transfer fee
OFX is currently offering finder.com.au exclusive exchange rates and $0 transfer fee on all transfers.

FC Exchange International Money Transfers

No transfer fee via online, branch or phone when transferring more than £10,000 or equivalent.

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