Whether your off to Cairns to bask in the sun or heading for a winter adventure in Thredbo, SureSave Domestic Travel Insurance has you covered
Australians have always like to travel. In fact, more Australians are heading off overseas now, than ever before. But not all Aussie’s want head abroad for their adventures and prefer to explore in this great sunburnt land of ours. No matter which side of the coin you fall on when it comes to where you prefer to travel, there is one constant — you’re going to need travel insurance.
While travel insurance is commonly taken out by those heading overseas, it is something that is often neglected by those who are travelling around Australia. There is a common misconception that travel insurance only applies to overseas travel. Even though you don’t need the medical benefits covered by comprehensive overseas policies, there is more to travel insurance than medical cover.
Domestic travel insurance policies protect policyholders against financial losses stemming from situations such as cancellation costs, medical evacuation, accidental death and personal liability. The SureSave Domestic plan is designed to make sure that you and your family a protected financially should something go wrong while you’re travelling around Australia.
What is the SureSave Domestic Plan?
If you are planning an Australian holiday and want to take out the SureSave Domestic Travel Insurance plan, there are a couple of policy options available to you. The first option is the single plan, which is for a single adult with or without dependents. The second option is the family plan, which is designed for couples with or without dependents.
IMPORTANT. Before departing on your holiday, make sure that any member of your travelling party that you want covered is named on the certificate of insurance. If their name is not on the certificate they will not be covered. Also of note, those who will be aged 81 or over on the date the insurance certificate is issued will need to go through an assessment to determine the viability of coverage.
What Does the SureSave Domestic Policy Cover?
The SureSave Domestic Travel Insurance plan protects policyholders against a variety of travel dangers. There are various benefits and features available to SureSave Domestic policyholders, including:
- Cancellation costs. If your trip is cancelled due to unexpected circumstances, SureSave Domestic Travel Insurance will provide you with financial compensation of up to $10,000.
- Additional expenses. The SureSave Domestic Travel Insurance plan also provides cover for additional expenses, with a maximum of $10,000 cover. Additional expenses covers the policyholder for necessary and reasonable expenses such as accommodation, meals and travel that have occurred (with consent of SureSave) as a direct result of:
- if you or a member of your travelling party is unfit to continue travelling and proof of this malady is substantiated by a physician
- a close relative becomes seriously ill or injured and requires to be confined or hospitalised, as confirmed by the treating physician.
- Luggage and personal effects. Lost luggage and personal effects is a problem for travellers everywhere. If your luggage or personal effects are lost, SureSave Domestic Travel Insurance will cover you for up to $4,000.
- Rental vehicle insurance excess. If you are planning on renting a vehicle while you’re travelling, and are unlucky enough to be involved in an accident, SureSave Domestic Travel Insurance will cover you for rental vehicle insurance excess with a ceiling limit of $4,000.
- Return of rental vehicle. Under the SureSave Domestic Travel Insurance plan you are also covered for the return of your rental vehicle up to the value of $500.
- Skiing – Prepaid costs, piste closure and equipment. SureSave Domestic Travel Insurance also covers prepaid skiing costs up to the value of $200, piste closure up to the value of $500 and replacement ski equipment up to the value of $200.
- Accidental death. Another valuable benefit offered by the SureSave Domestic Travel Insurance plan is the death benefit, which pays out up to $10,000 in the event that you die while you are on your domestic trip.
- Personal liability. If something happens that results in you being held legally liable for damages and costs, you could be facing serious financial issues. However, the SureSave Domestic Travel Insurance plan provides coverage of up to $1 million to provide cover for personal liability.
Taking out a SureSave Domestic Policy
If you are considering the SureSave Domestic Travel Insurance plan, there are various other factors to take into account. First, be sure to read the fine print in the PDS so that you know exactly what is and is not covered. By thoroughly reading the PDS, you can determine the suitability of the travel insurance plan for your needs. Second, if you require cover for something that is not listed in the PDS, contact SureSave to see if they can provide you with cover for an additional premium.