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We'll go through the different fees that super funds charge in this guide, and you can compare the fees charged by super funds in the table below. The right column shows you the calculated fees on a $50,000 balance. You might have more or less than this in your super, but it's a great way to compare the funds side by side to give you an idea of which charge the lowest fees.
*Past performance data is for the period ending December 2020.
There are a number of different superannuation fees that you may be charged, although not all fees will apply to all funds. Some of the fees that your fund charges might not be charged by other funds and vice versa.
There are additional costs and fees that may apply with your super fund, depending on how your money is invested which could include:
If you're not sure what you're looking for, it can be tough figuring out what fees your super fund is charging you. But now that you know what to look out for using the list above, it should be easier.
Here are a few ways to find out what fees your super fund is charging you.
Here are the annual fees charged by some of the biggest super funds in Australia.
AustralianSuper's Balanced option, which is the default MySuper fund, has annual fees of $411.18 based on a $50,000 balance. This includes annual admin fees of $137.65 and annual investment and indirect fees of 0.5%.
REST Super's Core Strategy, which is the default MySuper option, has annual fees of $467.36 based on a $50,000 balance. This includes annual admin fees of $91.76 plus 0.14% and annual investment and indirect fees of 0.61%.
HostPlus's Balanced option, the default MySuper option, has annual fees of $641.76 based on a $50,000 balance. This includes annual admin fees of $91.76, plus annual investment and indirect costs of 1.1% a year.
Enjoy 10,000 bonus points and 12 months interest-free on balance transfers and purchases. Plus, an ongoing $0 annual fee.
Earn flexible rewards points as you spend and enjoy a big 100,000 bonus points offer with the Citi Rewards Credit Card.
Pay 0% interest on balance transfers and get a $50 Kogan.com Credit with a new Kogan Money Black Card.
Verve Super is an ethical super fund designed by women for women and open to all Australians to join.
Enjoy an introductory 90,000 bonus Citi reward Points, a $100 Coles eGift card, plus a reduced first-year annual fee with this Citi Rewards Card offer.
Learn more about how PayActiv's Earned Wage Access service can help you access up to $500 of your paycheque for a $5 fee charged fortnightly (only if you access your wage before payday).
InstaPay is a pay-on-demand service offered by Employment Hero that allows employees to access salary advances of up to $250 per week for a flat fee starting from just $2.
Find out more about AdvancePay, the Commonwealth Bank's new "pay on demand" platform accessible to creditworthy CommBank customers.
We've compared the fees, investment options and performance for both Sunsuper and HESTA to help you choose between these two popular super funds.
Hostplus and HESTA are two popular industry super funds, but which is right for you? We've compared their fees, investment options and performance side by side to help you choose.