LGIAsuper

LGIAsuper | Performance, features and fees

LGIAsuper offers a default MySuper option, a number of pre-mixed options and two sustainable investment options.

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LGIAsuper investment options

When joining LGIAsuper you'll be placed in the default MySuper fund, which is designed to suit most members. You can switch to another investment option at any time after joining.

1 - 11 of 11
Name Product Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)

LGIAsuper MySuper

LGIAsuper MySuper
+11.91%
+9.77%
+8.33%
+8.93%
$530
LGIA is a medium-sized, member-owned super fund open to all Australians. The LGIA MySuper option is designed to suit most members and aims for high returns over the medium to long term.

LGIAsuper - Socially Responsible Australian Shares

LGIAsuper - Socially Responsible Australian Shares
+26.03%
+8.67%
+9.63%
+9.84%
$418
This is a high-risk investment option that aims to deliver higher returns over the long term.
The LGIAsuper Socially Responsible Australian Shares option invests 100% in Australian shares, taking into account ethical criteria and the social impact of the companies in which it invests. This is a high-risk investment option.

LGIAsuper - Socially Responsible Balanced

LGIAsuper - Socially Responsible Balanced
+16.13%
+12.77%
+9.88%
+12.79%
$763
The LGIAsuper Socially Responsible Balanced option aims to invest in a mix of asset classes with a focus on growth assets, while taking into account the social impact of the companies in which it invests.

LGIAsuper Aggressive

LGIAsuper Aggressive
+14.85%
+12.15%
+10.05%
+10.65%
$525
This is a high-risk investment option that aims to deliver higher returns over the long term.

LGIAsuper Stable

LGIAsuper Stable
+5.26%
+5.47%
+4.97%
+5.58%
$380

LGIAsuper Balanced

LGIAsuper Balanced
+7.6%
+7.42%
+6.65%
+7.27%
$505

LGIAsuper Diversified Growth

LGIAsuper Diversified Growth
+11.92%
+9.97%
+8.46%
+9%
$530

LGIAsuper Int'l Shares

LGIAsuper Int'l Shares
+22.48%
+17.64%
+13.44%
+14.12%
$315
This is a high-risk investment option that aims to deliver higher returns over the long term.

LGIAsuper Divers Fixed Int.

LGIAsuper Divers Fixed Int.
-1.14%
+2.71%
+2.76%
+3.32%
$210

LGIAsuper Property

LGIAsuper Property
+13.01%
+5.35%
+6.79%
+8.4%
$710
This is a high-risk investment option that aims to deliver higher returns over the long term.

LGIAsuper Aust Shares

LGIAsuper Aust Shares
+14.82%
+13.4%
+9.2%
+9.15%
$295
This is a high-risk investment option that aims to deliver higher returns over the long term.
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The information in the table is based on data provided by Chant West Pty Ltd (AFSL 255320) which is itself supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such information. Chant West’s Financial Services Guide is available at https://www.chantwest.com.au/financial-services-guide . Finder offers no guarantees or warranties about the data and we recommend that users make their own enquiries before relying on this information. Performance, fees and insurance data is based on each fund's default MySuper product. Where the performance, fees and insurance data for the MySuper fund vary according to the member's age, results for individuals between 40-49 years of age have been shown. Past performance is not a reliable indicator of future performance.

What are the key features of LGIAsuper?

  • Low-cost, no-frills MySuper investment option available. The Lifecycle investment options (the default MySuper option) are automatically adjusted according to your age, offering a great set-and-forget super option that's completely managed on your behalf.
  • Seven pre-made investment options available. You can choose between seven ready-made investment options according to the level of risk you want to take.
  • Two ethical, socially responsible investment options available. Some super funds don't offer any socially responsible investment options, but LGIAsuper offers two different pre-mixed ethical investment options based on the level of risk you want to take.
  • Default insurance cover included. You'll receive automatic Death and TPD insurance cover, and you can also choose to opt into Income Protection cover if needed.

Investment options offered by LGIAsuper

Members can choose from a range of seven pre-made investment options or single sector options.

Pre-mixed investment options

The pre-mixed options are diversified portfolios that invest in a mix of different asset classes including shares, property, fixed interest and cash.

Pre-mixed investment optionRisk levelAsset allocation
LGIAsuper MySuper

This is a pre-mixed, diversified fund designed to suit most members. It invests in a range of different asset classes, with around 70% allocation towards growth assets like shares. It has a similar risk level to the Diversified Growth option. If you don't select an investment option, you'll be placed in the default MySuper investment option.

Medium to High
  • Growth: 70%
  • Defensive: 30%
Aggressive

This option is the highest-risk and highest-growth option available. It aims to achieve better long term returns than all other options, and has a high allocation towards growth assets. Its designed for members with a longer investment timeframe.

High
  • Growth: 85%
  • Defensive: 15%
Diversified Growth

This option has a similar allocation towards growth and defensive assets as the MySuper option. It invests in a mix of different asset classes.

Medium to High
  • Growth: 70%
  • Defensive: 30%
Balanced

This option is designed to achieve growth over the medium to long term, but it has less exposure to growth assets compared to the Aggressive and Diversified Growth options. It aims to strike a balance between capital growth and protecting your balance from market falls.

Medium
  • Growth: 50%
  • Defensive: 50%
Stable

This option has less exposure to growth assets than the previous options, but more exposure to growth assets than the Defensive option. It's designed to have some level of medium-term growth while protecting your investment balance.

Low to Medium
  • Growth: 37%
  • Defensive: 63%
Defensive

This option has the lowest risk level of all the ready-made options, with around 80% allocation to defensive assets including cash and bonds. It's designed for investors with a shorter investment timeframe (e.g.: if you're close to or in retirement) or those with a low risk tolerance.

Very Low
  • Growth: 18%
  • Defensive: 82%
Socially Responsible Balanced

This option has a similar allocation to growth and defensive assets as the Diversified Growth and MySuper options, but it has a focus on socially responsible/ ethical criteria when investing.

High
  • Growth: 73%
  • Defensive: 27%
Socially Responsible Australian Shares

This option also takes into account socially responsible/ ethical criteria when investing. However unlike the previous option, it only invests in Australian shares. Because it has 100% allocation to shares, this is the highest risk investment option.

Very High
  • Growth: 100%

*Asset allocation between growth and defensive assets correct as of September 2021, and may shift slightly from time to time.

Individual asset class options

If you'd like full control over where your super is invested, you can mix and match between the following single asset classes. You can choose what percentage of your super is invested in each asset class, depending on your investment strategy and appetite for risk.

  • International shares
  • Australian shares
  • Property
  • Diversified fixed interest
  • Cash

What insurance is offered through LGIAsuper?

Members receive the following default insurance with LGIAsuper:

  • Death and terminal illness. If you've got an existing medical condition you may not be eligible for this cover.
  • Total Permanent Disability (TPD). If you've got an existing medical condition you may not be eligible for this cover.
  • Income protection. If you're a permanent employee you may be eligible for this cover.

You can choose to increase your level of cover for the above insurances when opening your account.

How to join LGIAsuper

  • Your personal details, including your name, address, date of birth and contact information
  • Your Tax File Number (you do not have to supply this, but if you don't your fund won't be able to accept certain types of contributions from you, and your benefit payments may be taxed at a higher rate.)
  • Details of your current superannuation fund (if you wish to rollover your balance into your new fund after you've become a member)

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