Suncorp Clear Options Platinum Credit Card – Exclusive Offer
Last updated:
Save money on interest with a 20-month balance transfer offer and a discounted first year annual fee.
Offer ends 30 September 2019
When you apply through Finder by 30 September 2019, you can transfer existing card debt and save on interest costs with 0% p.a. on balance transfers for the first 20 months with no balance transfer fee.
0% p.a.
Balance transfer rate
for 20 months with no balance transfer fee
20.74% p.a.
Purchase rate
1.25
Reward points
Per $ spent (Visa/Mastercard)
$49 p.a.
Annual fee
for the first year ($129 p.a. thereafter)
Details
| Product Name | Suncorp Clear Options Platinum Credit Card - Exclusive Offer |
|---|---|
| Rewards Program | Qantas Frequent Flyer Suncorp Bank Rewards Program |
| Balance transfer rate | 0% p.a. for 20 months |
| Balance Transfer Revert Rate | Cash Advance Rate (21.99% p.a.) |
| Balance Transfer Limit | 80% of available balance |
| Purchase rate (p.a.) | 20.74% p.a. |
| Annual fee | $49 p.a. annual fee for the first year ($129 p.a. thereafter) |
| Interest Free Period | 55 days |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit | $6,000 |
| Max credit limit | $30,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3.4% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Income | $35,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- 0% p.a. on balance transfers for up to 20 months
- Discounted annual fee of $49 for the first year
- Complimentary travel insurance, purchase protection and transit accident insurance
Cons
- $49 fee applies if you opt-in to Qantas Frequent Flyer program
- The interest rates are relatively high, even for a platinum-tier card.
| Rewards Program | Qantas Frequent Flyer Suncorp Bank Rewards Program |
|---|---|
| Rewards Points per $ spent (Visa/Mastercard) | 1.25 |
| Rewards Points per $ Cap (Visa/Mastercard) | Uncapped |
| Annual fee | $49 p.a. annual fee for the first year ($129 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $30, whichever is greater |
| Late Payment Fee | $30 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3.4% of transaction value |
| Cash Advance Fee | 3.5% or $3.50, whichever is greater |
| Overseas Cash Advance Fee | 1.5% |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
