Suncorp Clear Options Platinum Credit Card

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Score 100,000 bonus Suncorp Rewards Points and earn 1.25 points per $1 spent.

Apply for the Suncorp Clear Options Platinum by 28 February 2021 and you can take advantage of 100,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on eligible transactions within the first 90 days.


Bonus points

20.74% p.a.

Purchase rate


Reward points

Per $ spent

$129 p.a.

Annual fee

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Product NameSuncorp Clear Options Platinum Credit Card
Rewards programSuncorp Bank Rewards Program
Purchase rate20.74% p.a.
Annual fee$129
Interest-free period55 days
Cash advance rate21.99% p.a.
Min credit limit$6,000
Max credit limit$30,000
Card typeVisa
Foreign currency conversion fee3.4%
Minimum income$35,000
Available to temporary residentsNo
Joint applicationNo


  • 100,000 bonus points offer
  • 1.25 points per $1 spent if you opt for Suncorp Rewards
  • 0.5 Qantas Points per $1 (up to $8,000 per statement period) when you select Qantas rewards
  • Complimentary insurance covers including travel insurance, purchase protection and transit accident insurance


  • The purchase interest rate and cash advance rate are relatively high
  • Opting into Qantas Rewards is subject to a $49 fee
  • A 3.4% international transaction fee applies for spending in a foreign currency
Rewards programSuncorp Bank Rewards Program
Bonus points 100,000
Rewards points per $ spent1.25
Annual fee$129
Minimum monthly repayment2.5% of the closing balance or $30 , whichever is greater
Late payment fee$30
Foreign currency conversion fee3.4%
Cash advance fee3.5% or $3.50 , whichever is greater
Overseas cash advance fee1.5% of the transaction amount (after conversion to Australian dollars)
Additional cardholder fee$0
Number of additional cardholders4

Expert review

Amy Bradney-George

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Suncorp Clear Options Platinum currently boasts 100,000 bonus Suncorp Credit Card Rewards Points when you meet the spend requirement. To give you an idea, that's enough for two $200 (83,400 points) and one $50 Coles supermarkets digital vouchers (10,500 points). Any eligible purchases you make with this card will also earn rewards points through your choice of the Suncorp Rewards Program or Qantas Frequent Flyer.

How to apply

You can apply for the Suncorp Bank Clear Options Platinum online in around 10 minutes. Before you get started, make sure you meet the eligibility criteria and have all the relevant documents and details on hand.

Eligibility criteria

  • Minimum income. You need to earn at least $35,000 per year to apply for this card.
  • Residency. You must be an Australian citizen or permanent resident.

Card benefits

  • Bonus points offer. Until 28 February 2021, collect 100,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on eligible purchases within the first 90 days from card approval.
  • Suncorp Rewards or Qantas Points per $1 spent. Earn 1.25 Suncorp Rewards Points per $1 spent, uncapped. If you're a Qantas Frequent Flyer member, you can pay a $49 p.a. fee to enrol in Suncorp's Qantas Frequent Flyer Rewards Program, which offers 0.5 Qantas Points per $1 spent, up to 4,000 points per statement period. With this card, eligible purchases cover most everyday transactions – including dining, travel, grocery and petrol spending. Transactions that don't earn points include BPAY payments, cash advances, balance transfers and government charges.

Rates & fees

  • Annual fee. This offer for the Suncorp Clear Options Platinum charges an annual fee of $129.
  • Purchase rate. A variable interest rate of 20.74% p.a. applies to purchases made on this card, which is on the higher end of the scale.
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