Suncorp Clear Options Gold Credit Card
Last updated:
Earn rewards as you spend and save with complimentary insurance on purchases with the Suncorp Clear Options Gold credit card.
You can reward every $1 you spend, add an additional cardholder at no extra cost and take advantage of Visa Entertainment perks with the Suncorp Clear Options Gold credit card. These perks come at the cost of $120 annual fee.
20.5% p.a.
Purchase rate
1
Reward point
Per $ spent (Visa/Mastercard)
$120 p.a.
Annual fee
55 days
Interest free period
Details
| Product Name | Suncorp Clear Options Gold Credit Card |
|---|---|
| Rewards Program | Suncorp Bank Rewards Program |
| Balance Transfer Revert Rate | Cash Advance Rate (21.99% p.a.) |
| Purchase rate (p.a.) | 20.5% p.a. |
| Annual fee | $120 p.a. |
| Interest Free Period | 55 days |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit | $5,000 |
| Max credit limit | $25,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3.4% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Income | $30,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- You can enjoy an interest-free period of up to 55 days on purchases.
- This card comes with complimentary insurance covers including Purchase Security Insurance and Guaranteed Pricing Scheme.
Cons
- There is a high purchase interest rate of 20.5% p.a.
| Rewards Program | Suncorp Bank Rewards Program |
|---|---|
| Rewards Points per $ spent (Visa/Mastercard) | 1 |
| Annual fee | $120 p.a. |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $30, whichever is greater |
| Late Payment Fee | $30 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3.4% of transaction value |
| Cash Advance Fee | 3.5% or $3.50, whichever is greater |
| Overseas Cash Advance Fee | 1.5% |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
