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Suncorp Clear Options Gold Credit Card
Earn rewards as you spend and save with complimentary insurance on purchases with the Suncorp Clear Options Gold credit card.
You can reward every $1 you spend, add an additional cardholder at no extra cost and take advantage of Visa Entertainment perks with the Suncorp Clear Options Gold credit card. These perks come at the cost of $120 annual fee.
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20.5% p.a.
Purchase rate
1
Reward point
Per $ spent
$120 p.a.
Annual fee
55 days
Interest free period
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Details
| Product Name | Suncorp Clear Options Gold Credit Card |
|---|---|
| Rewards program | Suncorp Bank Rewards Program |
| Balance transfer revert rate | Cash Advance Rate (21.99% p.a.) |
| Purchase rate | 20.5% p.a. |
| Annual fee | $120 |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate | 21.99% p.a. |
| Min credit limit | $5,000 |
| Max credit limit | $25,000 |
| Card type | Visa |
| Foreign currency conversion fee | 3.4% |
| Minimum income | $30,000 |
|---|---|
| Available to temporary residents | No |
| Joint application | No |
Pros
- You can enjoy an interest-free period of up to 55 days on purchases.
- This card comes with complimentary insurance covers including Purchase Security Insurance and Guaranteed Pricing Scheme.
Cons
- There is a high purchase interest rate of 20.5% p.a.
| Rewards program | Suncorp Bank Rewards Program |
|---|---|
| Bonus points | N/A |
| Rewards points per $ spent | 1 |
| Annual fee | $120 |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
| Late payment fee | $30 |
| Foreign currency conversion fee | 3.4% |
| Cash advance fee | 3.5% or $3.50, whichever is greater |
| Overseas cash advance fee | 1.5% |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 4 |
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
