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STA Comprehensive Travel Insurance

Get unlimited medical cover and up to $12,000 luggage cover with the STA Comprehensive policy.

STA boasts more than 450 stores in 70 countries around the world, with more than 60 stores in Australia. Well known for its services as a travel agent for student travellers and others wanting affordable holidays, it also offers a range of travel insurance solutions to protect you when you head away on a holiday.

STA Comprehensive Travel Insurance is the company’s highest level of cover and it covers everything from unlimited overseas medical expenses to amendment and cancellation costs, lost and stolen luggage, travel delay, disability, personal liability and more. The policy is underwritten by Allianz Australia Insurance Limited.

Compare Comprehensive Policies from STA Travel Insurance

Brands Product Product Details Apply
STA Travel Insurance Comprehensive

Unlimited overseas medical expenses

Unlimited cancellation fee

$15,000 luggage and personal effects

$2,000 travel delay

Get quoteMore info
STA Travel Insurance Comprehensive Multi Trip

Unlimited overseas medical expenses

Unlimited cancellation fee

$15,000 luggage and personal effects

$2,000 travel delay

Get quoteMore info

What Does the STA Comprehensive Policy Cover?

Cover FeatureCover Level
Travel Services Provider Insolvency$10,000
Overseas Medical and DentalUnlimited
Additional ExpensesUnlimited
Cancellation CoverUnlimited
Luggage and Travel Documents Cover$15,000
Delayed Luggage Allowance$1,000
Travel Delay$2,000
Resumption of Trip$3,000
Special Events$2,000
Hospital Incidentals$8,000
Loss of Income$10,500
Accidental Death$30,000
Personal Liability$2,500,000
Medical and Dental Expenses in Australia-
Rental Vehicle ExcessOptional

Any additional cover?

STA Comprehensive Travel Insurance also comes with the following optional cover extras.

  • Your choice of excess. Choose from nil, $100 and $250. The higher the excess you choose, the lower your premiums will be.
  • Increased luggage item limits. This option allows you to increase the single-item limit for high-value possessions you take with you on holiday by up to $4,500. If you increase the limit for multiple items, the overall total increase is not allowed to exceed $7,000.
  • Rental vehicle insurance excess cover. Purchase $5,000 of cover for rental vehicle insurance excess when your hire vehicle is crashed, damaged or stolen.

What won't I be covered for?

General exclusions applied to STA Comprehensive Travel Insurance Include;

  • Losses incurred before period of insurance commences
  • Claims related to unlawful acts
  • You do not take reasonable care of yourself or your property
  • Your claim is related to consequential loss
  • Your claim is related to a government prohibition or regulation
  • Claim arises out of act of war or rebellion
  • Claim relates to pre existing medical condition, unless STA has agreed to cover the condition
  • Claim arises due to suicide or attempted suicide
  • Claim arrises because you were under the influence of drugs or suicide
  • Claim arrises following complications from surgery
  • Claim arrises out of participation in competitive sports
  • Claim is connected to a sexually transmitted disease or virus
  • Claim arrises because you fail to wear a helmet while riding a motorcycle or scooter

STA Comprehensive Travel Insurance offers a high level of cover and peace of mind for Australian travellers. Just make sure that you compare policies from several insurers before deciding which one is the perfect match for your unique travel insurance requirements.

Receive a quote for STA Comprehensive Travel Insurance

William Eve

Will is a personal finance writer for specialising in content on insurance. While he cannot give personal advice to clients, Will enjoys explaining the intricacies of different types of protective cover to help individuals and businesses find affordable cover that won't leave them underinsured.

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2 Responses

  1. Default Gravatar
    RolandoJanuary 18, 2016

    What benefit inclusions are there in a PLAN C – comprehensive cancellation cover single trip policy have?

    • finder Customer Care
      RichardJanuary 18, 2016Staff

      Hi Rolando,

      Thanks for your question. The cancellation and luggage policy covers $50,000 amendment or cancellation costs, $5,000 for luggage and travel documents and $250 delayed luggage allowance.

      I hope this was helpful,

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