St.George Global Currency Card - DISCONTINUED Review

Access your funds overseas, lock in exchange rates and save on currency conversion fees with the St.George Global Currency Card - DISCONTINUED.

The St.George Global Currency Card - DISCONTINUED is a convenient way to spend when you are overseas or shopping online. This prepaid debit card lets you load and use your funds in up to five different currencies.

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Initial Load Fee


Reload fee


Available Currencies

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Multiple Currencies on One Card?Yes
Number of Cards Issued2
Minimum Load Amount$100
Maximum Load Amount$50,000
Maximum Load Amount (Annual)$100,000
24 Hour ATM Cash Withdrawal Limit$2,000
24 Hour Purchase (POS) Transaction Limit$10,000

Reloading funds and currencies

The St.George Global Currency Card - DISCONTINUED lets you load funds into your account at any time, with Internet Banking and a mobile app to make it easier to manage the card wherever you are. As well as Australian dollars, you can choose up to four other currencies to carry on the card, and it will automatically use the correct currency for any transactions that you make.

Which currencies can I use?

Choose to add funds from the following 11 currencies:

  • Australian dollars (AUD)
  • Canadian dollars (CAD)
  • Euros (EUR)
  • Great British pound (GBP)
  • Hong Kong dollars (HKD)
  • Japanese Yen (JPY)
  • New Zealand dollars (NZD)
  • Singapore dollars (SGD)
  • South African rand (ZAR)
  • Thai baht (THB)
  • US dollars (USD)

How to load and reload funds

There are three options for loading and reloading funds with a St.George Global Currency Card - DISCONTINUED:

  1. St.George Internet and Mobile Banking. If you have a St.George Bank account, you can instantly load funds to your Global Travel Card by logging into your Internet banking transaction account and selecting it as the "To" account.
  2. Other account transfers. You can load funds from another Australian Financial Institution by using the BSB and account number provided with your St.George Global Currency Card - DISCONTINUED. To find these details, log into your St.George Global Currency Card - DISCONTINUED account and click on the "Add Money" option.
  3. BPAY. You can use BPAY by entering the Biller Code 208637 and your customer reference number, which is the 13-digit number on the back of your card.

Depending on the transfer method you use, it could take 1-3 days for funds to appear in your account, so keep this in mind when your balance is running low.

Where can I use the card?

  • Anywhere Visa is accepted. You can use the St.George Global Currency Card - DISCONTINUED at any location that accepts Visa, both in-store and online. You can also avoid ATM withdrawal fees at over 50,000 locations with Global ATM Alliance partners.
  • Where your loaded currencies are accepted. The St.George Global Currency Card - DISCONTINUED automatically uses the currency in which a transaction is being processed when it is loaded onto the card. If you have insufficient funds in that wallet or if you are making a purchase in a currency not supported on your card, the first available currency in the drawdown sequence will be used. For example, if you have US$90 in your US Currency wallet but you need US$100, the remaining US$10 will be taken from the next wallet on your list.

Fees and charges

Main fees/ charges associated with St.George Global Currency Card - DISCONTINUED
Card replacement feeThere is no fee for replacing lost or stolen cards.
Emergency cash transfer feesRequesting emergency cash if your card is lost or stolen will attract fees of between $15-$30 depending on the amount of cash requested.
Card reload feeThere is no charge for card reloads when completed via St.George Internet Banking or Mobile Banking. If you make a BPAY transfer through another financial institution, they may charge a transaction fee.
Foreign exchangeA 3% charge applies if a transaction is made in a currency not supported by the card.
ATM transaction feesATM withdrawal fee at over 50,000 ATMs via Global ATM Alliance partners: $0
A fee may be charged if you use any ATMs outside the Global ATM alliance. This fee is applied in the local currency and starts at GBP 1.50.
Non-Westpac Group ATM in Australia or non-Global Alliance overseas: AUD 2.00, USD 2.00, GBP 1.50, EUR 2.00, NZD 3.00, CAD 2.50, HKD 15.00, SGD 3.00, JPY 200, THB 75.00

Manage your account

You can check your balance, load funds, exchange currencies and manage your account via the Internet Banking, Mobile Banking app or by contacting customer service on 1300 277 103.

Exchanging currencies on the card

When you load funds onto your card from another bank account, the money will automatically be added to the Australian currency wallet. From there, you can transfer funds into the other currency wallets via the Global Currency Card website, mobile app or by calling customer service on 1300 277 103.

The internet and mobile banking services also let you choose which wallets are in use at any given time. This makes it easier to keep track of the balances of your wallets so that you have the right funds available when you need them.

What if I have funds leftover after using the card?

If you return from a trip and still have foreign currency on the card, you have the option to:

  1. Leave the money on your Global Currency Card, which you can use prior to the expiry date listed on the front of the card.
  2. Transfer the funds to the Australian currency wallet and use the card to make purchases anywhere Visa is accepted.

Security + emergency contact details

  • Chip and PIN technology. This prepaid Visa debit card has an embedded microchip for data security, and a customisable PIN for secure transactions.
  • Additional card. If your primary Global Currency Card is lost, stolen or damaged, you can cancel it and use the backup card instead.
  • Visa Zero Liability Policy. This insurance policy covers the cost of fraudulent or unauthorised charges that are made on the card. Keep in mind this coverage does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. To be eligible for Zero Liability coverage, you will need to make sure no one else has your card or card details, sign the back of the card when you get it and follow the other guidelines in the Product Disclosure Statement.
  • Issuer. The GCC is issued by Cuscal Limited.

Getting your card

Get your card and start using it by following these steps:

  1. Order the card. If you're a St.George customer, you can order your Global Currency Card online via Internet and Mobile Banking.
  2. Activate the card. Once you've received your card within 3 – 5 business days, you'll need to activate it via the Global Currency website. You'll need your 16-digit number on the front of the card, the expiry date and the CVV2 (the last three digits on the back of your card).
  3. Choose your PIN. When you activate the card, you'll be asked to select a four-digit PIN to secure your transactions. Avoid choosing PINs that will be easy for other people to guess (e.g. 1234) and memorise it as soon as you can.
  4. Load money. St.George does not charge a fee for card reloads. If you make a BPAY transfer through another financial institution they may charge a transaction fee.

  • Limited to existing St.George customers. Only people who currently have a St.George account can get a Global Currency Card.
  • Minimum load. There is a minimum load amount of AUD$100 for the initial load, and a minimum of AUD $50 for subsequent reloads.
  • Maximum daily transfer. Your transfers onto the card are capped at $6,000 a day when you transfer using BPAY, or $25,000 for bank transfers initiated via Internet or Mobile Banking.
  • Maximum balance. Your available balance must not exceed 50,000 across the various wallets.
  • Exchange rates. If you don't have enough money in the appropriate currency wallet, the auto Wallet transfer will take it from another account and exchange rates and fees will apply. This process could have a major impact on the balance of your card (and your budget).

The St.George Global Currency Card - DISCONTINUED offers you a flexible and affordable way to make overseas payments both in person and online. By considering the features and conditions of this card and comparing it to other options, you will be able to find a travel money card that really suits your needs.

Frequently asked questions

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    Default Gravatar
    July 19, 2019

    Which banks/ATMs can I withdraw funds via my GCC in Italy?

      Avatarfinder Customer Care
      July 20, 2019

      Hi Peter,

      Thank you for getting in touch with Finder.

      According to our Westpac Global ATM Alliance guide, the Global ATM Alliance partner bank in Italy is BNP Paribas. The easiest way to find your closest partner ATM is to do a Google search. Since you already found out the partner bank in the country you’re going to, search for ATMs using Google Maps.

      I hope this helps.

      Thank you and have a wonderful day!


    Default Gravatar
    June 11, 2018

    Hello i recently bought and then had to return a product whilst in London UK….I gave my st George travel card for the funds to returned as I used the travel card to make the original purchase and thought it might make it simpler to have the funds returned to the same account…i am worried now however that i may have done the wrong thing. Can you receive a return of funds on the travel card?

      Default Gravatar
      June 11, 2018

      Hi Debbie,

      Thanks for contacting finder.

      Please note that we are a product comparison website and we do not represent any company we feature on our site. We don’t have any access to your account hence we cannot do a refund.

      You must contact St. George directly for this.

      Hope this clarifies!


    Default Gravatar
    June 8, 2018

    what is the current exchange rate for ZAR

      Default Gravatar
      June 8, 2018

      Hi Sean,

      Thanks for your inquiry.

      You may check live USD to ZAR exchange rates anytime. The exchange rates on the page are updated every 60 seconds. This ensures that you get the latest exchange rates anytime you want to check.

      Hope this information helps


    Default Gravatar
    March 30, 2017

    Can I have both cards activated so my wife can use the second card while we are overseas.
    Thank you

      Avatarfinder Customer Care
      March 31, 2017

      Hi Luis,

      Thank you for your enquiry.

      The St.George Global Currency secondary card is for your use only in the event that the first card is lost or stolen or can’t be used. You may order another St.George Global Currency for your wife or she may use your primary card since it is a prepaid card and does not need to have the name of the cardholder printed in order to complete transactions.

      Kind regards,

    Default Gravatar
    October 24, 2016

    Can I transfer funds from my currency card to my Thai bank account. If so, what is the cost

      Avatarfinder Customer Care
      October 25, 2016

      Hi Anthony,

      Thanks for your question.

      Unfortunately, you can’t use the St.George Global Currency Card to transfer funds to foreign accounts. Instead, you can only use it for EFTPOS purchases, ATM withdrawals and returning the funds to your nominated Australian account when you’re finished with it.

      I hope this has helped.



      Default Gravatar
      May 27, 2018

      When we return to Australia with funds available on our global card how do we transfer it back into our St George acct? I can’t see anything on the app.

      Avatarfinder Customer Care
      May 27, 2018

      Hi Barry,

      Thank you for getting in touch with finder.

      As per St George website’s FAQs on travel money cards, it says that you can keep using your card in Australia to either shop online in your chosen currency or make fee-free cash withdrawals from any St.George, Westpac, Bank of Melbourne or BankSA ATM. You may withdraw all your leftover money from your travel card then deposit it to your bank account since you can’t find the way through the app about transferring the leftover cash to your bank account. Alternatively, call St George directly for a quick solution.

      As a friendly reminder, while we do not represent any company we feature on our pages, we can offer you general advice.

      I hope this helps.

      Have a great day!


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