srg-finance

SRG Finance Secured Loans

Use a car, motorcycle or jewellery to get a secured personal loan from SRG Finance.

If you’re looking to borrow a larger amount of money, then a personal loan from SRG Finance may be an option for you. They offer a flexible secured personal loan that can be used to finance a range of purposes.

As with any secured loan you use an asset as a guarantee, but the difference with SRG is that this asset can be an item you already own. By using an asset you already own, or having SRG Finance organise a hire purchase agreement to use a newly-purchased asset, you can get quick access to your loan amount. The turn-around time is usually within 48 hours.

Alternative to SRG Finance Loans

Rates last updated February 18th, 2018
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Monthly Service Fee Application Fee Product Description Monthly Repayment
NAB Personal Loan Unsecured Fixed
11.99% (fixed)
12.87%
$5,000
1 to 7 years
$10
$150
An unsecured personal loan with a competitive fixed rate that you can make additional repayments to without penalty. Note: You must have held a NAB credit card or transaction account for at least 6 months before applying.
Harmoney Unsecured Personal Loan
From 6.99% (fixed)
7.69%
$5,000
3 to 5 years
$0
$500 (Upfront fee)
Interest rates are tailored to each applicant individually, and start from as low as 6.99% p.a. to 26.95% p.a. based on your credit history.
SocietyOne Unsecured Personal Loan
From 7.5% (fixed)
9.51%
$5,000
2 to 5 years
$0
3% (of loan amount)
Based on your risk profile, you will receive a tailored rate between 7.5% and 20.14% with a SocietyOne personal loan. Apply before 31 March 2018 to earn 2 Velocity Points for every $1 you borrow.
Citi Personal Loan Plus
9.99% (variable)
10.95%
$5,000
3 to 5 years
$10
$199
Borrow up to $75,000 to use for a range of purposes. Competitive rate of 9.99% p.a. available to all approved applicants.
BOQ Unsecured Fixed Personal Loan
9.99% (fixed)
10.5%
$3,000
1 to 5 years
$7.50
$0 (Application fee waived for applications received until 25 February 2018)
Apply for up to $40,000 and have up to 5 years to repay your loan. Discounted interest rate and $0 application fee if you apply before 25 Feb 2018 and your loan is settled by 18 March 2018.
HSBC Personal Loan
From 9.5% (fixed)
10.06%
$5,000
1 to 5 years
$5
$150
A competitive fixed interest rate loan with the option to make extra repayments. Rates range from 9.50% p.a. to 15.99% p.a. based on your credit history.
Pepper Money Unsecured Fixed Rate Personal Loan
From 9.99% (fixed)
9.99%
$5,000
1 to 7 years
$0
$0
Apply for up to $50,000 and receive conditional approval within minutes. Interest rates range from 9.99% p.a. to 21.49% p.a. The rate you are approved for depends on individual circumstances.
Heritage Bank Standard Personal Loan
From 10.94% (fixed)
11.57%
$5,000
1 to 5 years
$5
$200
A competitive personal loan available up to $50,000.
MyState Unsecured Personal Loan
From 12.99% (variable)
16.42%
$3,000
1 to 7 years
$10
$200
Apply for up to $50,000 and make additional repayments at any time without penalty.
NOW FINANCE Personal Loans
From 8.95% (fixed)
10.42%
$4,000
1.5 to 7 years
$13
$395 (Based on $10,000)
Get rewarded with a low interest rate for your good credit history. Rates from 8.95% p.a. to 18.95% p.a. depending on your credit score.
Westpac Unsecured Personal Loan
From 12.99% (fixed)
14.14%
$4,000
1 to 7 years
$12
$250
Borrow up to $50,000 for a term of up to 7 years with this unsecured loan. Apply before 28 February 2018 for a 1% p.a. interest rate discount. Conditions apply.
Latitude Personal Loan (Unsecured)
From 13.99% (fixed)
15.19%
$3,000
2 to 7 years
$13
$250 (Loans under $4000 - $140)
An unsecured loan designed for multiple purposes – renovating, buying a car or travelling. Funds can be in your account in as little as 24 hours.
RACQ Unsecured Personal Loan
12.95% (variable)
13.25%
$3,000
5 years
$0
$200
Apply for up to $60,000 to use for a variety of purposes end enjoy no penalty for early repayment. Note: You must be a QLD resident to apply.
St.George Unsecured Personal Loan - Fixed Rate
From 12.99% (fixed)
14.06%
$2,000
1 to 5 years
$12
$0 (On new loan applications before 28th February 2018.)
Convenient redraw facility and flexible personal loan repayment options with a competitive interest rate. Apply before 28 Feb 2018 for a $0 application fee. Conditions apply.

Compare up to 4 providers

Things to consider about a secured loan from SRG Finance

By taking a secured loan from SRG Finance you can use an existing asset as collateral to borrow a larger amount of money than you may normally have access to. You should understand that offering the asset as a guarantee means that it can be sold if you default on the loan. This is to recover the funds that were lent to you.

Another convenient service that SRG Finance offer is they can secure a loan against an item you are planning to buy. They do this by organising a hire purchase agreement for the item, whether that be something you need for your business, or even an item for your home.

Features of a secured loan from SRG Finance

  • Fixed rate. The SRG Finance secured loan comes with a fixed interest rate. This means that for the life of the loan your interest will not be changed, so you’ll have the chance to work out your budget and better manage your loan repayments.
  • Repayment period. As you’re using an asset as a guarantee with the loan, SRG Finance are able to offer a longer repayment period. This can give you time to pay back your loan, although keep in mind that interest will build up over time.
  • Flexible lending criteria. People with bad credit may apply for this loan as SRG Finance will be able to use the secured asset to reclaim lost funds if they default, meaning less of a risk.
  • Repayment options. This feature gives you the choice of making repayments either weekly or monthly. You’ll have the chance to line up your loan repayment schedule with your payment cycle, helping you to better manage your repayments.

How much will the loan cost?

Costs vary depending on how much you borrow, the loan term and what type of loan you're applying for. You'll be offered a loan contract from SRG Finance that will detail the costs. You should go over this before you agree to the loan terms.

How to apply for a secured loan from SRG Finance

When you’re applying for a secured loan from SRG Finance online you’ll need to access the application form, and you should be ready to enter your personal details to make the process running. After filling out the application form you can click the ‘Submit Application’ button. Normally you’ll get approval of the loan within two hours.

You will need to submit 90-days worth of bank statements to show evidence of a regular income being deposited directly into your bank account.

In getting secured loan from SRG Finance you should meet certain eligibility requirements:

  • You’re an 18-year-old Australian citizen or a permanent resident
  • You've resided for more than three months at the same address
  • You pass SRG Finance’s credit rating check
  • You don’t have an unresolved bankruptcy
  • You’re not a part of any Part IX or X Debt Agreement.

A secured personal loan from SRG Finance can help you access finance by using an asset as a guarantee. Whether you’re looking to make a purchase for your home or business, or need to borrow a larger amount of money and have an asset that you can use as security, SRG might be an option to consider.

SRG short term loans

Was this content helpful to you? No  Yes

Related Posts

Personal Loan Offers

Important Information*
Harmoney Unsecured Personal Loan

Interest rates are tailored to each applicant individually, and start from as low as 6.99% p.a. to 26.95% p.a. based on your credit history.

SocietyOne Unsecured Personal Loan

Based on your risk profile, you will receive a tailored rate between 7.5% and 20.14% with a SocietyOne personal loan. Apply before 31 March 2018 to earn 2 Velocity Points for every $1 you borrow.

Pepper Money Unsecured Fixed Rate Personal Loan

Apply for up to $50,000 and receive conditional approval within minutes. Interest rates range from 9.99% p.a. to 21.49% p.a. The rate you are approved for depends on individual circumstances.

NAB Personal Loan Unsecured Fixed

An unsecured personal loan with a competitive fixed rate that you can make additional repayments to without penalty. Note: You must have held a NAB credit card or transaction account for at least 6 months before applying.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question