SocietyOne vs Harmoney
Looking for a personal loan with a tailored rate? Find out which P2P lender will work best for you.
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|Interest rate||From 6.39% p.a.||From 6.99% p.a.|
|Interest rate type||Fixed||Fixed|
|Secured or unsecured||Unsecured||Unsecured|
|Loan amounts||$5,000 to $50,000||$2,000 to $50,000|
|Loan terms||2 to 3 years||3 to 5 years|
|Early repayment without penalty?|
|More||Find out more||Find out more|
Both SocietyOne and Harmoney offer similar rates and offer unsecured, fixed rate personal loans. The key differences lie in how much you are able to borrow and the repayment terms. Also, Harmoney accepts applications from people over the age of 18 instead of 21 like SocietyOne.
Remember to consider all of the features of these loans before you submit your application.
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Can you repay your personal loan early?
Repaying a personal loan ahead of schedule is great and can help you save on fees and interest. That is, unless you're charged a penalty for doing it. Check our list to see what fees Australian lenders charge.
Get up to 100,000 Velocity Points with a SocietyOne personal loan
You could earn 2 Velocity Points for every $1 you borrow.
Would you be better off with a peer-to-peer personal loan from SocietyOne?
You could apply for up to $50,000 and repay it at a rate that is tailored to you.
SocietyOne announces record lending growth in 2017
Total lending has reached $350 million for the P2P lender since it made its first loan in 2012.
SocietyOne vs RateSetter
Compare two of Australia's most prominent peer-to-peer lenders to find out which one will work for you.
Fixed rate vs variable rate personal loans
Choosing the right interest rate isn't just about how low it is. Find out the difference between fixed rate and variable rate personal loans to see which one will work best for you.
How much do you need to earn to get a personal loan?
Not sure how much you can borrow based on your income? If you're looking for a personal loan, find out how lenders determine how much you can borrow and how to see if you're eligible based on your income.
Want to find the right personal loan? How about save time? Consider applying for a personal loan online – this guide will take you through what you need to know.
Personal loans for new employees
Just started a new job but need money straight away? You can apply for a personal loan with selected lenders now.
Low income loans
Find out what options are available and how much you need to earn to be eligible for a small personal loan.
Personal Loan OffersImportant Information*
You'll receive a fixed rate between 6.99% p.a. and 24.79% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.
You'll receive a fixed rate of 10.5% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
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