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SocietyOne | Harmoney | |
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Interest rate | From 6.39% p.a. | From 6.99% p.a. |
Interest rate type | Fixed | Fixed |
Secured or unsecured | Unsecured | Unsecured |
Loan amounts | $5,000 to $50,000 | $2,000 to $50,000 |
Loan terms | 2 to 3 years | 3 to 5 years |
Early repayment without penalty? | ![]() | ![]() |
Eligibility |
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More | Find out more | Find out more |
Both SocietyOne and Harmoney offer similar rates and offer unsecured, fixed rate personal loans. The key differences lie in how much you are able to borrow and the repayment terms. Also, Harmoney accepts applications from people over the age of 18 instead of 21 like SocietyOne.
Remember to consider all of the features of these loans before you submit your application.
Repaying a personal loan ahead of schedule is great and can help you save on fees and interest. That is, unless you're charged a penalty for doing it. Check our list to see what fees Australian lenders charge.
You could earn 2 Velocity Points for every $1 you borrow.
You could apply for up to $50,000 and repay it at a rate that is tailored to you.
Total lending has reached $350 million for the P2P lender since it made its first loan in 2012.
Compare two of Australia's most prominent peer-to-peer lenders to find out which one will work for you.
Choosing the right interest rate isn't just about how low it is. Find out the difference between fixed rate and variable rate personal loans to see which one will work best for you.
Not sure how much you can borrow based on your income? If you're looking for a personal loan, find out how lenders determine how much you can borrow and how to see if you're eligible based on your income.
Want to find the right personal loan? How about save time? Consider applying for a personal loan online – this guide will take you through what you need to know.
Just started a new job but need money straight away? You can apply for a personal loan with selected lenders now.
Find out what options are available and how much you need to earn to be eligible for a small personal loan.