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Sites and services like Afterpay

In the lead-up to one of the biggest spending periods of the year, we decided to find out if there are some other services like Afterpay to help us budget.

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Do you love Afterpay? Are you looking for more sites and services like Afterpay? Well you've come to the right place! Afterpay has been a total game-changer in Australian retail. The ability to buy now and pay later has helped loads of consumers budget more effectively and access those pieces they need when it's been a few too many weeks since payday.

What you might not know is that there are actually a few other service just like Afterpay that will let you buy now and pay later too. Scroll down to see the other services like Afterpay – but make sure you read the terms and conditions before using one of these financial tools. Some of them can charge you interest!

If you'd like to see a full list of all the stores offering Afterpay, checkout our Afterpay page featuring a searchable table of all the merchants with Afterpay.

zippay logo


zipPay is a branch of zipMoney. It's a service like Afterpay that lets you pay back your purchase in instalments. Unlike Afterpay, you can customise your repayment period and how much you want to repay at a time. Watch out though as certain repayment customisations will result in interest charges.

You can find zipPay at:

Logo of Humm


Humm is a Buy Now Pay Later Service that lets you take your purchases online or in-store with an interest-free payment solution. Like Afterpay, Humm has partnered with an ever-growing range of retailers from whom you can purchase products without paying anything upfront.

You can find Humm at:

openpay logo


Unlike some of the other buy now, pay later services, Openpay gives a few different payment schedule options – some are short term and some are longer. Openpay states that it is an interest-free service but for longer payment plans there can be one or more extra costs. Make sure you read up before using.

You can find Openpay at:

payitlater logo


PayItLater is another layby-like service similar to Afterpay. One of the key differences is that PayItLater requires you to pay off your purchase in four instalments across six weeks instead of eight weeks like Afterpay. Similar to the other services, PayItLater can charge you late fees if you don't pay on time.

You can find PayItLater at:

  • Nature's Counter
  • AMR Hair & Beauty Supplies
  • Gigi & Lolita

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