Singapore Airlines Westpac Platinum Card – Rates and Fees

Information verified correct on December 5th, 2016

Earn direct KrisFlyer miles and use the platinum concierge service with the Singapore Airlines Westpac Platinum credit card.

The Singapore Airlines Westpac Platinum credit card links the Singapore Airlines Westpac Platinum American Express card with the Singapore Airlines Westpac Platinum Visa card. This allows you to benefit from American Express’s rewards program while letting you take advantage of Visa’s international acceptance.

You will get a platinum concierge service along with additional features like complimentary insurance and interest free days, too.

Westpac no longer accept new applicants for the Singapore Airlines Westpac Platinum Card — it’s off the market. But if you are an existing Singapore Airlines Westpac Platinum Card account holder, your account will continue to function as normal. You may be interested in the Westpac Altitude card for a choice of either Altitude or Qantas rewards.

Singapore Airlines Westpac Platinum Card Review

With the card’s rewards program you can earn anywhere from 0.5 of a KrisFlyer miles to 1.5 miles or each $1 you spend depending on where you shop. You can earn double the miles if you use your platinum credit card when purchasing flights or upgrades.

The Singapore Airlines Westpac Platinum credit card is a rewards card that allows you to earn KrisFlyer miles when you make purchases with the card. That means that you can use this credit card on any type of purchase including everyday things like groceries or fuel. Since the card is backed by both Visa and American Express you can use the credit card wherever both cards are accepted.

Besides the rewards program you can also benefit from the other features of the credit card. Enjoy complimentary travel insurance, purchase protection, and strong security features. Westpac also offers special promotions that can help you save money, too. You should also keep in mind that the minimum credit limit on this card is $6,000 and that there is an annual fee of $250 While this fee might seem steep, it covers all of the platinum features.

The Benefits of the Singapore Airlines Westpac Platinum Card

      • Complimentary insurances. Along with platinum concierge service, competitive rates, and balance transfers you’ll also be able to get complimentary insurance. This includes overseas travel insurance for trips up to 6 months, transit accident insurance coverage, purchase protection, and extended warranties.
      • Rewards program. For every $1 you spend through your Singapore Airlines Westpac Platinum credit card you can earn between a 1.5 KrisFlyer miles. These miles can be used toward travel expenses through Singapore Airlines and over 20 airline partners.

      Features of the Singapore Airlines Westpac Platinum credit card

      • Competitive rates and fees. The Singapore Airlines Westpac Platinum credit card offers competitive rates on purchases and cash advances as well as competitive fees. You will pay a variable interest rate of 19.74% p.a. on purchases and a 20.49% p.a. on cash advances. These interest rates are charged to you in return for using the line of credit through the credit card.
      • Balance transfer offer. A balance transfer allows you to take the balance of another credit card with a higher interest rate and move it over to your Singapore Airlines Westpac Platinum credit card. This allows you to save money on interest payments while consolidating your debt into one bill. Westpac has a special offer on balance transfers periodically to help you save even more money.
      • Security features. Your credit card will come with an embedded microchip for security purposes. You’ll also be able to take advantage of Westpac’s Cardshield service that can help defend against credit card fraud. There is also a money back guarantee for fraudulent transactions as well as online protection through the Verified by Visa program. Simply register for the program and you’ll be able to shop on the internet with a renewed confidence.
      • Interest free days. Westpac also offers interest free days on purchases. When you pay a closing balance by a designated due date you will receive up to 45 days interest free on purchases. These special days will allow you to make purchases without paying the 19.74% p.a. on them. This will save you money and help you accumulate your reward miles easier since you’ll be more inclined to make purchases during this period.

      How to apply for the Singapore Airlines Westpac Platinum credit card

      Before you apply for the Singapore Airlines Westpac Platinum credit card you should make sure you’re eligible for the card. This will save you from wasting your time going through the application process if it turns out you’re not eligible.

      • Age and residency requirements. In order to apply for this credit card you have to be over the age of 18 and be a permanent Australian resident with a valid Australian address. Be aware that student visa holders can’t apply for this card.
      • Income and credit history requirements. Westpac required you to make a minimum of $30,000 per annum and have a good credit history. This will help Westpac determine if you can live up to the repayment
        commitment.

      The application process can take about 20 minutes but you can help move the process along by having all of the necessary documents on hand.

      • Identification information. To verify your identity Westpac asks that you have your valid Australian driver’s licence on hand. If you don’t have a driver’s license your passport and/or Medicare card should be provided.
      • Income information. You’ll need to verify your income and credit history, too. You’ll need financial records that list your monthly income after taxes. You’ll also need your employer’s information as well as details regarding your financial assets and liabilities.

      Before you apply for the Singapore Airlines Westpac Platinum credit card you should compare similar available offers. This will ensure that you get the most suited deal for your financial situation. Compare things like rates and fees, additional features, and credit limits.

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21 Responses to Singapore Airlines Westpac Platinum Card – Rates and Fees

  1. Default Gravatar
    E.K.LINGE | November 26, 2016

    i want to register pre exist. medical condition for complimentary travel insurance?

    • Staff
      May | November 28, 2016

      Hi E.K.LINGE,

      Thanks for your question.

      If you wish to get covered with your pre-existing medical conditions, you may need to contact QBE Insurance directly and complete an online assessment. Please refer to the QBE’s contact details I sent to your email.

      Hope this helps.

      Cheers,
      May

  2. Default Gravatar
    krisflyer | December 17, 2014

    I have an American express card, and a MasterCard earth black issued by Westpac bank i like to know whether krisflyer is affiliated with any west pac bank issued cards as i have Qantas ff program the qantas does not fly any more from perth to Singapore, please inform me what card should i use to fet krisflyer miles etc, thank you dr.l.sam

    • Staff
      Elizabeth | December 18, 2014

      Hi Dr. I.Sam,

      Thanks for your question.

      Westpac no longer offers cards that allow you to directly earn krisflyer miles. You may want to consider some of the cards on this page. They are linked to American Express’ Membership Rewards program, which allows you to transfer your points into Krisflyer Miles.

      I hope this has helped.

      Thanks,

      Elizabeth

  3. Default Gravatar
    Debbie | August 8, 2014

    I used my husbands card and I am a supplement card holder as well, however used his card for my overseas travel tickets for my daughter and myself. Am I still entitled to Travel Insurance cover?

    • Staff
      Shirley | August 8, 2014

      Hi Debbie,

      Thanks for your question.

      Yes, additional cardholders are also eligible for this travel insurance as well as their dependent children.

      Please note that “if a family is travelling together, only one person can claim the benefits payable to the cardholder. The others can only claim as a spouse or child, or parent (for Singapore Airlines Westpac credit card).”

      All the best,
      Shirley

  4. Default Gravatar
    JB | May 8, 2014

    Does the Westpac Singapore Airlines Platinum visa earn points when paying ATO and other government body invoices?
    If so, how many points per $?

    • Staff
      Shirley | May 9, 2014

      Hi JB,

      Thanks for your question.

      To our knowledge, American Express credit cards are the only cards that allow you to earn points by paying your tax bill and/or government charges.

      Please see this page for more information.

      Cheers,
      Shirley

  5. Default Gravatar
    Liski | August 24, 2013

    Is the Westpac Singapore Airlines Platinum Visa/Amex still a better combo for earning KrisFlyer miles compared to the new Black range?

    • Staff
      Jacob | August 25, 2013

      Hi Liski.

      Great question.

      The Singapore Airlines Platinum card currently allows you to earn up to 1.5 KrisFlyer Miles per dollar spent with the American Express card and 0.5 points per dollar spent with the Visa card.

      If you went for the Altitude Black card, you can currently transfer Altitude points to KrisFlyer Miles at the rate of 2 Altitude Points for 1 KrisFlyer Mile.

      Both cards have uncapped points earning.

      You can read more on transferring frequent flyer points / miles on this page.

      Thanks for your question.

  6. Default Gravatar
    Richard | August 17, 2013

    Just wondering if there is a points cap for this card based on billing cycle like the Altitude Cards?

    Thanks.

    • Staff
      Jacob | August 17, 2013

      Hi Richard.

      There is currently no points cap with this card. Points will not expire provided that you’ve used or earned points in the last 36 months.

      Thanks for your question.

  7. Default Gravatar
    sydney | April 23, 2013

    Hi i would like a star alliance credit card for canadians. Please get back to me. Thanks

    • Staff
      Jacob | April 23, 2013

      Hi Sydney. Apologies, we can’t help with this one. We focus on cards that are available to Australian residents and people visiting Australia on a long stay visa only. Jacob.

  8. Default Gravatar
    Scott | March 11, 2013

    Does the card allow access into the airport lounges?

    • Staff
      Jacob | March 12, 2013

      Hi Scott. This card does not come with any specific lounge access benefits. However, as a Kirsflyer member, you can use your status points to get access to Star Alliance lounges all over the world. Hope this helps.

  9. Staff
    Jacob | December 10, 2012

    Hi Ravi. I’m not sure about the staff discount best to ask someone at your work. As for earning points, you will earn points on your everyday purchases, buying groceries etc. There are exclusions, generally relating to cash advances and balance transfers, but there are others too, so you should consult the PDS for further information. Cheers.

  10. Default Gravatar
    JAN | September 26, 2012

    what is the annual fee for gold and platinum card after end of the 1st year of the promotional offer?

    • Staff
      Jacob | September 26, 2012

      Hi Jan. The annual fee for the Singapore Airlines Westpac Platinum Card is $250 payable from the first statement after you activate your card. The promotional offer refers to a low introductory interest rate of 1.99% for 12 months. After the 12 month introductory period, the annual purchase rate of interest will be charged on any outstanding balance transfer debt. Thanks for your question.

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