⚠️ Warning about Borrowing
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
I want a loan ,got no internet on my bank acccansupply bank statement and centerlink statment
Hi Rosalinde,
This guide about PayDay Loans may be helpful.
Also, if you need help to manage your budget or get out of debt, the National Debt Helpline provides a free and confidential service to help you get back on track.
Where can I go to find a short term loan?
Hi Patricia,
Thanks for your comment and I hope you are doing well. This page shows all lenders you can review for a short term loan.
Above, you will find a table that lists the brand covering short term loans. As there’s a lot of lenders to choose from, what’s good about this table is you can compare up to 4 providers side by side by ticking the box below the brand name. Click COMPARE and it will show a pop-up window of their features and benefits side by side. When you already have a brand in mind, I suggest reading more information about them via Finder review pages by clicking the MORE INFO button. The page contains benefits and features that you would want to know, eligibility criteria and especially how to apply to their company. When you are ready, find a green GO TO SITE button to be brought to the official website of the provider.
Know that this is where you get a quote or start your application. As a friendly reminder, carefully review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
I am not working at the moment I do not have a bank account I get Cash Aid from the government once a month would I qualify
Hi Marlene
Thanks for reaching out.
There are loan options available while you are unemployed and receiving Cash Aid. You may refer to our list of Centrelink loans to compare lenders that might consider you for a loan. You can click the name of the lender to read our product review. When you are ready, press the ‘Go to site’ button to apply.
Be sure to review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the lender should you need any clarifications about the policy.
Best,
Nikki
Hi
I just need a quick $1000 which I can repay by mid March. What do you recommend?
Hi Mark,
Thanks for your question.
You may want to check fast cash loans featured on our website for your guide and options. Please do check the eligibility criteria to apply before clicking the ‘go to site’ button.
Cheers,
Anndy