Shell Card

Receive fuel discounts and save on business expenses with Shell Card

The Shell Card is a product designed for businesses to save time and money on fuel spending. It offers multiple cards linked to a single account, with customisable transaction limits and expense tracking and reporting options.

Product NameShell Card
Annual fee$30 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 51 days on purchases
Card TypeFuel
Complimentary Travel InsuranceNo
Minimum Age18 years of age
Available To Temporary ResidentsNo
Joint ApplicationYes
Annual fee$30 p.a.
Additional Cardholder Fee$30

Pros

  • Introductory offer to save money on fuel and fees for 6 months.
  • Enjoy $0 transaction fees and 24/7 access using Shell Card Online.
  • Drivers can earn flybuys points for purchases at any Shell Coles express site.
  • Online facility to monitor spending and set transaction limits

Cons

  • Monthly card fees may apply.
  • You must pay the full amount by the due date on each statement

How does the Shell Card work?

This card is available for business owners who run one or more vehicles, with additional cards available for employees. At the end of each billing cycle, you’re issued with a single invoice for all fuel expenditures across the business.

The Shell Card offers individual reports for each card linked to the account for more convenient management of vehicles. Through the Shell Card Online facility, you can monitor details such as fuel consumption and specific transactions. You can also choose what your employees can purchase with the card.

Benefits of the Shell Card

Here are some of the key benefits of this unique product:

  • Simplified bookkeeping. By consolidating your fuel costs into a single tax invoice, you can save time on administration, simplify BAS submissions and easily manage expense claims.
  • Flexible payments and fees. The Shell Card offers low monthly fees and a range of payment options, including direct debit and credit card.
  • Earn rewards. Earn flybuys points when you use your Shell Card at any Shell Coles Express site.
  • Card acceptance. You can use your Shell Card at over 1,000 locations across Australia, including around 180 truck-friendly sites. Shell also offers a network of unmanned truck stops with low-cost refueling options for heavy vehicle customers.
  • Fuel quality. All Shell fuels are backed by more than 100 years of technological expertise.
  • Fuel and fleet management. The Shell Fuel Card provides individual spending and fuel consumption data. It also allows you to set specific limits on how, when and where your drivers use their cards.
  • Fraud protection. The online card management portal allows you to set purchase controls to help prevent fraudulent use. Other anti-fraud features include individual PINs for each card and a 24-hour customer service phone line so you can block, cancel or reissue compromised cards.

What else do I need to know about the Shell Card?

Take note of these details to help decide if the Shell Card will suit your business’s needs:

  • Card costs. The cost of a Shell Card is customised based on the individual type of account. Pricing starts from $2.50 per card per month.
  • Full payment required. With this card, you must pay the full amount listed on your invoice by the due date.
  • Late or partial payment penalty. If you don’t pay the full amount of your invoice by the due date, you may be charged simple interest on the overdue amount from the due date until payment. This will accrue daily and be calculated at 5% above the AFMA 90-Days Bank Bill Swap Reference Rate (Average Mid).

How to apply for the Shell Card

If you want to apply for a Shell Card, make sure you meet the following eligibility requirements:

Eligibility criteria

  • Age. You must be at least 18 years of age.
  • ABN. You must have an Australian Business Number to apply for this card.

Provided you meet these conditions, you can apply for a Shell Card online via a secure webpage. The application requires the following details:

Required documents

  • Your ABN or ACN
  • The type of entity of your business
  • Your bank account details
  • Vehicle and/or driver details
  • Driver’s license details

The features of Shell Card can help your business save money on fuel costs and save time on account management. It also offers flexible payment terms and reasonable card costs. Compare this to other business options to help you decide on the right type of finance for your business’s needs.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

2 Responses

  1. Default Gravatar
    SherryOctober 17, 2017

    Hi there, can you please advise if there are any fuel discounts associated with this card?

    • Staff
      HaroldOctober 17, 2017Staff

      Hi Sherry,

      Thank you for your inquiry.

      While we do not represent any company that we feature on our pages, we can offer you a general information. If you apply by 31 December 2017 and quote the promotional code “MYSERVO” and you can save 6 cents per litre off fuel purchases at all Shell branded sites and pay no monthly card fees for 6 months. All discounts are expressed on a GST inclusive basis.

      I hope this information has helped.

      Cheers,
      Harold

Credit Cards Comparison

Rates last updated May 24th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Westpac Low Rate - Online Offer
13.49% p.a.
0% p.a. for 26 months with 2% balance transfer fee
$0 p.a. annual fee for the first year ($59 p.a. thereafter)
Take advantage of 0% p.a. for 26 months on balance transfers with a one-time 2% balance transfer fee and a $0 first year annual fee.
HSBC Platinum Credit Card
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
$0 p.a. annual fee for the first year ($129 p.a. thereafter)
Offers a 0% p.a. for 22 months balance transfer, $0 annual fee for the first year and an annual fee refund each year when you spend $6,000.
NAB Low Fee Card
19.74% p.a.
0% p.a. for 18 months with 2% balance transfer fee
$30 p.a.
Receive complimentary purchase protection insurance, a 18 month balance transfer offer and special offers from Visa Entertainment.
Citi Platinum Credit Card - 100k Bonus Points
20.99% p.a.
0% p.a. for 15 months with 1% balance transfer fee
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn 100,000 reward Points, enjoy a long-term balance transfer offer, a discounted first year annual fee and complimentary travel insurance.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
Go to site