September’s cheapest investment home loans

Posted: 6 September 2018 11:46 am

Coins and houses

Unit affordability and low rates are a good combination for property investors.

New figures from CoreLogic show housing affordability is tracking upwards. Housing affordability showed a modest gain for the June 2018 quarter across all dwelling types, but unit affordability in particular is increasing at a swifter pace.

The median unit price across Australia is now 6.2 times the median income, well down from its peak at 6.6 in 2015 and 2016. This is good news for investors looking to break into the unit market.

Even better news is that in spite of recent rate rises, investors can still find home loans with interest rates below 4%. We've scoured the database to find September's cheapest investment loans. To ensure these loans would be helpful for the average investor, we applied the following criteria:

  • All loans have a minimum loan amount of $250,000 or less and a maximum loan amount of $500,000 or higher.
  • All six mortgages have maximum loan to value ratios of 80%, requiring a 20% deposit.
  • We've also excluded lines of credit and construction loans.
  • All product information is correct as of 6 September 2018.

You can find our cheapest loans in the table below. To learn more about investing strategies, read our in-depth guide.

*Our cheapest investment home loans round-up is a monthly article that features the cheapest loans in's database. The rates and other information in this page are correct at the time of publication and are subject to change. There may be cheaper loans on the market than the ones listed here. The home loans in the table above were taken from's database on 6 September 2018.

Want to compare more options? Check out all our investment property home loans

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