Rural Bank Everyday Account

With Rural Bank you get a simple to use Everyday Account that any Aussie can easily take advantage of.

The Everyday Account is designed to make your day to day financial transactions simple. With a Visa debit card from Rural Bank you can take care of all your shopping needs and withdraw cash when you need it. How you bank is up to you through any number of the options that Rural Bank provides.


Fee Free Deposit


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

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Product NameRural Bank Everyday Account
Monthly account fee$6
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$4
International transaction fee2%
Monthly deposit required to waive account fee$2,000
Contactless PaymentsN/A

Key features

Monthly service fee

Your account is charged $6 a month for its maintenance, although that fee is waived when you are able to keep a balance of at least $2,000. If not, the fee will be deducted from your account on the first day of the following month. You may also apply to have this fee waived if you are under 18 years of age or over the age of 60.

Free transactions

You won't be charged any transaction fees for banking with the following methods; Visa purchases, internal transfers using the internet, phone or periodic payments, branch deposits, direct credits, BPAY, direct debits, Pay Anyone transfers, EFTPOS and non-staff assisted cheque withdrawals.

How to apply


If you wish to find out more about this account or to apply, you can make a request for a call or email to speak with a member of the customer service team by visiting their website. Some of the eligibility requirements that they are going to first confirm are:

  • Minimum age. Rural Bank makes no mention of any minimum age requirement for this account. If you do not meet the requirement however, they do have other accounts geared specifically for younger and older Australians.
  • Residency requirements. Only Australian residents with an Australian residential address may apply.

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