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Find out more below about the different financial products offered by Royal Finance and if it could help improve your business's growth.
If you are a business owner, Royal Finance offers a number of different financial options, including invoice finance, private mortgages, development loans, debt consolidation, caveat loans and bridging loans.
Royal Finance specialises in quick-turnaround bespoke business loans. It claims to be able to offer financial solutions in situations where customers may have been refused finance by a bank or need business capital quickly.
Most of its loans do not require credit checks as all loan offers are based on your current financial situation and on your business assets and turnover. However, to qualify for Royal Finance you must borrow under a business. For all financing products other than debtor finance, you must also have a property that you can offer as loan security.
Royal Finance offers a number of different options for financing your business. Below we have outlined the different products available and the corresponding features of those products.
Royal Finance offers debtor finance, also known as invoice finance, through its lending platform. The features of debtor finance include:
Debtor finance is available to any B2B business with an annual turnover of over $200,000 which issues invoices for goods or services received. There is no requirement for real estate security on this type of finance.
Royal Finance offers private mortgages for businesses through its lending platform via its partnered private lenders. The features of this service include:
To qualify for a development loan through Royal Finance, you must have an LVR of 65% of GRV (exc. GST) or 75% of the total development cost (the lesser of) and to provide the full financials of the developer.
From outstanding ATO tax debt to overdue supplier debt, you can pay off your current business debts and consolidate them into one loan with one set interest rate. Features of Royal Finance's debt consolidation loans include:
Royal Finance's portfolio also offers short-term caveat loans. The features of its caveat loans include:
If you're looking for a bridging loan Royal Finance can also help. It offers short-term loans to bridge the gap between your property's sale value and property purchase price. Features of Royal Finance's bridging loans include:
In some instances, you may need a valuation of your property in order to qualify for a bridging loan. However, this is only required on a case-by-case basis.
Rates with Royal Finance start as low as 0.83% p/m. However, because Royal Finance offers a broad range of loans that are tailored depending on your circumstances, your business's needs and your asset security, all loan costs will vary.
To submit an enquiry with Royal Finance and get a better idea of what costs you'll expect to pay, simply click "Go to Site" from which you can either call, email or speak to them on live chat.
To apply for Royal Finance business finance, click "Go to Site" and submit an enquiry. Royal Finance does have certain eligibility criteria in order to qualify for its finance. You must have:
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