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Compare roadside assistance NSW

Flat battery, punctured tyre or out of petrol? Roadside assistance has you covered from $6.70 per month.

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Roadside assistance NSW could be a great investment if you want to avoid being stranded on the side of the road with nobody in sight and avoid expensive, out-of-pocket towing bills. It can even cover you for problems that may be your own fault, like locking yourself out of the car.

Compare stand-alone roadside assistance cover options as well as comprehensive car insurance policies that include roadside assistance cover below and get quotes today.

Want help day and night? Compare roadside assistance

Name Product Call-outs (Unlimited/4 per year) Joining Fee Fuel Replacement Locksmith Cost per Month
Budget Direct Roadside Assistance
Unlimited
No joining fee
$125
$6.37
15% discount on first year's premium when you buy online and use the code SOLVED15. T&Cs apply.
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Compare up to 4 providers

Name Product Roadside Assistance Accidental Damage Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Youi Comprehensive Car Insurance
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Woolworths Comprehensive
Optional
Agreed or Market
Finder's summary: Woolworths has some unique perks like a price-beat guarantee where it'll beat any current comparable comprehensive renewal notice if you're over 25. You can also get 10% off your grocery shop once a month and can add roadside assistance onto your policy for just $7.33 per month.

⭐ Current offer: Save up to 15% when you buy online. T&Cs apply.

Who it might be good for: Woolworths shoppers and those that want to take advantage of its price-beat guarantee.
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Compare up to 4 providers

What does roadside assistance cover me for in NSW?

While different providers may cover some scenarios and not others, there are a number of common reasons for roadside assistance that most providers include:

  • Flat batteries. It might be that your battery has run out of juice or you just need someone to jump-start the engine for you. Either way, the problem should be able to be solved at the scene.
  • Out of petrol. You’re driving along but realise too late that the needle’s all the way down to zero. Usually, roadside assistance drivers will carry a small quantity of petrol or diesel with them, but otherwise they’ll get you to the nearest servo.
  • Flat or punctured tyres. Maybe you ran over something or you put the pressure cap back on incorrectly. Roadside assistance providers will change it over for you if you can’t.
  • Restarting your car. When all else fails and you don’t know why your car won’t start, roadside assistance will help sort it out.
  • Lockouts. Staring in at your keys lying on the dashboard of your very locked car isn’t a pleasant feeling. Roadside assistance will get you inside your vehicle once more and even pay a portion of locksmith fees should they become necessary.
  • Towing. When they can’t fix the issue on the spot, roadside assistance providers will tow your car somewhere it can be fixed. Many will also tow your caravan too.

What happens if I'm travelling interstate?

Regardless of your provider, if you venture out to sample the Australian countryside away from NSW you should still have access to your normal roadside assistance benefits. Even if you manage to take out insurance with a company that only operates in NSW, most insurers have partnerships with other companies that mean no matter where you go, someone will be there to help.

How do I choose a roadside assistance brand in NSW?

As always, picking an insurer depends on what you need and what you can afford. For example, insurers like AAMI or GIO include roadside assistance as an optional extra when you take out a comprehensive car insurance plan with them. So if you’re looking to bundle up with accident, third party damage and theft protection in NSW, it may end up cheaper and easier to get this kind of roadside assistance, since you’d be going through a single insurer. Youi even throws assistance in for free with its comprehensive policy.

On the other hand, some insurers and most automobile clubs provide dedicated roadside assistance plans that you can subscribe to independently of a policy. When it comes to choosing among these, one of the biggest factors to consider is response time because the services offered are largely the same across providers. It might be worth paying a little more if help arrives that much sooner, so it doesn’t ruin your road trip up to Palm Beach with your mates.

How does roadside assistance compare?

Here is how some insurance companies in Australia stack up. Most insurers offer very similar cover as each other but as you can see, the joining requirements, cost and benefit limits can vary quite a bit. Always review the Product Disclosure Statement (PDS) to find out which policy is best for you.

  • None of the following policies require a joining fee, although only a few will let you purchase roadside assistance as standalone cover.
  • Towing limit can vary by as much as 30km in urban areas and 50km in rural areas.
  • Cost can vary by more than $30 per year.
CompanyCost per yearJoining feeCallout limitsNeed to hold a policy with them?Lockout / Lost keyOut of fuelBreakdown towingGet quote
Youi logo

Youi

Included with a comprehensive policy$0First 2 includedYes$15010 litres50km in the city, 20km in rural areasGet quote

Budget Direct

$89.95$0UnlimitedNo$125$15Up to 20km in metro and up to 50km in remote areasGet quote
coles logo

Coles

$83/year$0UnlimitedYes$150Enough to reach the next petrol station20km in the city, 50km in rural areasGet quote
NRMA logo

NRMA

$113$0UnlimitedNoYesYes20km in the city, towing to nearest NRMA centre in rural areasMore info

AAMI

$86$0UnlimitedYes$250$1020km in the city, 100km in rural areasMore info

Allianz

$99$0UnlimitedYes$200Yes20km in the city, 50kms in rural areasMore info

GIO

$95$0UnlimitedYes$250$1020km in the city, 100km countryMore info
Suncorp logo new

Suncorp

$95$0UnlimitedYes$250$1020km in the city, 100km countryMore info

Apia

$84$0UnlimitedYes$250$1020km in the city, 100km in rural areasMore info

Who has the cheapest roadside assistance in NSW?

Brand

24/7 Roadservices Australia

$69 a year or $110 for 2 years More info

Budget Direct

$89.95Get quote

365 Roadside Assistance

$89 More info

Allianz

$99 More info

Which providers offers roadside assistance in NSW?

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