Compare roadside assistance in NSW

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• Stand-alone Roadside Assistance Cover Options
• Car Insurance Policies with Roadside Assistance Cover

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4 of 28 results

Call-outs (Unlimited/4 per year)	Joining Fee	Fuel Replacement	Locksmith	Cost per Month
Budget Direct Roadside Assistance	Unlimited	No joining fee	Up to $15	Up to $125	N/A	15% discount on your first year's membership when you buy online. T&Cs apply.	Get Quote View details Compare product selection Compare	loading
RAA Premium Roadside Assistance	Unlimited	No joining fee		$150	$24.49	Continue View details Compare product selection Compare	loading
RAA Standard Roadside Assistance	4 call outs a year	No joining fee		$50	$11.25	Continue View details Compare product selection Compare	loading
RACQ Ultimate Care Roadside Assistance	Unlimited	No joining fee		$300		Continue View details Compare product selection Compare	loading

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10 of 46 results

Roadside assistance	Accidental damage	Choice of repairer	Agreed or Market Value
Promoted Youi Comprehensive Finder Award			Optional	Agreed or Market	Summary: A great value policy with exceptional customer service. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.	Get Quote View details Compare product selection Compare	loading
Promoted AAMI Comprehensive Car Insurance	Optional			Agreed or Market	Discount: Save $50 on a comprehensive car insurance policy with a first year online discount. T&Cs apply.	Summary: AAMI's comprehensive policy includes cover for legal standard modifications and accessories and up to $20 million liability cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available. Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.	Get Quote View details Compare product selection Compare	loading
Promoted Qantas Comprehensive	Optional		Optional	Agreed or Market	Bonus points offer: Earn up to 35,000 Qantas Points with every car insurance policy. Ends 25 November 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.	Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct). Who it might be good for: People who want more bang for their buck with Qantas Points.	Get Quote View details Compare product selection Compare	loading
Coles Comprehensive Insurance	Optional		Optional	Agreed or Market	Discount: Save 15% off your first year’s premium when you take out a new Coles Car Insurance policy online. T&Cs apply.	Summary: Coles Comprehensive Car Insurance includes the benefits you'd expect, plus features like grocery replacement (up to $200 if damaged or stolen. T&C's apply). Who it might be good for: Those who want great quality cover and unique policy benefits.	Get Quote View details Compare product selection Compare	loading
Australian Seniors Comprehensive	Optional			Agreed	Discount: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.	Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover. Who it might be good for: Anyone looking for flexible cover, with a 5% discount for Seniors Card holders.	Get Quote View details Compare product selection Compare	loading
Huddle Comprehensive	Optional			Agreed or Market	Summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs. Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.	Get Quote View details Compare product selection Compare	loading
Australian Seniors Third Party Fire and Theft	Optional			Market	Discount: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.	Get Quote View details Compare product selection Compare	loading
Qantas Third Party Property, Fire and Theft	Optional			Market	Get Quote View details Compare product selection Compare	loading
Coles Third Party Property, Fire and Theft Insurance	Optional			Market	Discount: Save 15% off your first year’s premium when you take out a new Coles Car Insurance policy online. T&Cs apply.	Summary: This policy includes cover for damage that occurs as the result of fire and theft. It also covers you for damage you cause to other people's property. Who it might be good for: Those who want mid-tier coverage that protects them from fire and theft but not much else.	Get Quote View details Compare product selection Compare	loading
Qantas Third Party Property Only	Optional			Market	Get Quote View details Compare product selection Compare	loading

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What does roadside assistance cover me for in NSW?

While different providers may cover some scenarios and not others, there are a number of common reasons for roadside assistance that most providers include:

• Flat batteries. It might be that your battery has run out of juice or you just need someone to jump-start the engine for you. Either way, the problem should be able to be solved at the scene.
• Out of petrol. You’re driving along but realise too late that the needle’s all the way down to zero. Usually, roadside assistance drivers will carry a small quantity of petrol or diesel with them, but otherwise they’ll get you to the nearest servo.
• Flat or punctured tyres. Maybe you ran over something or you put the pressure cap back on incorrectly. Roadside assistance providers will change it over for you if you can’t.
• Restarting your car. When all else fails and you don’t know why your car won’t start, roadside assistance will help sort it out.
• Lockouts. Staring in at your keys lying on the dashboard of your very locked car isn’t a pleasant feeling. Roadside assistance will get you inside your vehicle once more and even pay a portion of locksmith fees should they become necessary.
• Towing. When they can’t fix the issue on the spot, roadside assistance providers will tow your car somewhere it can be fixed. Many will also tow your caravan too.

What happens if I'm travelling interstate?

Regardless of your provider, if you venture out to sample the Australian countryside away from NSW you should still have access to your normal roadside assistance benefits. Even if you manage to take out insurance with a company that only operates in NSW, most insurers have partnerships with other companies that mean no matter where you go, someone will be there to help.

How do I choose a roadside assistance brand in NSW?

The right provider depends on what you need and what you want to spend. Some insurers, like AAMI and GIO, offer roadside assistance as an optional extra on their comprehensive car insurance policies. So if you're looking to bundle your insurance in NSW, it can work out cheaper and simpler to add it to a policy. Some insurers, including Youi, even throw it in for free with their comprehensive cover.

Standalone roadside assistance plans are also available from many insurers and the automobile clubs. When you're comparing options, response time is worth weighing up alongside price, since most of the actual services on offer are fairly similar between providers. If you're planning a long drive or road trip, it can be worth paying a little more for faster help so a breakdown doesn't derail your day. Roadside assistance plans are also available in other states, including VIC, WA, QLD, TAS and SA.

How does roadside assistance compare?

Here is how some insurance companies in Australia stack up. Most insurers offer very similar cover as each other but as you can see, the joining requirements, cost and benefit limits can vary quite a bit. Always review the Product Disclosure Statement (PDS) to find out which policy is best for you.

• None of the following policies require a joining fee, although only a few will let you purchase roadside assistance as standalone cover.
• Towing limit can vary by as much as 30km in urban areas and 50km in rural areas.
• Cost can vary by more than $30 per year.

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19 of 19 results

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Finder Score	Call outs	Joining Fee	Fuel Replacement	Locksmith
Promoted 9.2 Excellent Youi Comprehensive Finder Award	9.2 Excellent	First two included, then pay per call-out	No joining fee	Up to 10 litres	$250	Get Quote View details	Compare product selection Compare	loading
Promoted 9 Excellent AAMI Comprehensive Car Insurance	9 Excellent	Not mentioned	No joining fee	Up to $10	$250	Get Quote View details	Compare product selection Compare	loading
Promoted 9.5 Excellent Budget Direct Comprehensive Finder Award	9.5 Excellent	Unlimited within fair use policy	No joining fee	Up to $15	Up to $125	Get Quote View details	Compare product selection Compare	loading
8.6 Great Australian Seniors Comprehensive	8.6 Great	Not mentioned	No joining fee	Up to $10	$50	Get Quote View details	Compare product selection Compare	loading
8.5 Great Huddle Comprehensive	8.5 Great	Not mentioned	No joining fee	Up to 10 litres	$150	Get Quote View details	Compare product selection Compare	loading
9.4 Excellent Qantas Comprehensive	9.4 Excellent	Unlimited within fair use policy	No joining fee	Up to $15	Up to $125	Get Quote View details	Compare product selection Compare	loading
9.4 Excellent Coles Comprehensive Insurance	9.4 Excellent	Unlimited	No joining fee	$15	$125	Get Quote View details	Compare product selection Compare	loading
7.9 Great Everyday Comprehensive	7.9 Great	Not mentioned	No joining fee	Up to $10	$250	ContinueView details	Compare product selection Compare	loading
Not scored yet Shannons Comprehensive	Not scored yet	Unlimited	No joining fee	Up to $10	$350	ContinueView details	Compare product selection Compare	loading
Not scored yet PD Comprehensive	Not scored yet	Not mentioned	No joining fee	Up to 10 litres	$250	ContinueView details	Compare product selection Compare	loading
9.3 Excellent NRMA Comprehensive Most Loved	9.3 Excellent	Unlimited	No joining fee	Enough to reach the nearest petrol station	$200	ContinueView details	Compare product selection Compare	loading
8.7 Great Real Comprehensive	8.7 Great	Not mentioned	No joining fee	Up to $10	$50	ContinueView details	Compare product selection Compare	loading
Not scored yet Club Comprehensive 4x4 Insurance	Not scored yet	Not mentioned	No joining fee	Up to 10 litres	$250	ContinueView details	Compare product selection Compare	loading
8.6 Great GIO Comprehensive	8.6 Great	Unlimited	No joining fee	Up to $10	$250	ContinueView details	Compare product selection Compare	loading
9.4 Excellent ING Comprehensive	9.4 Excellent	Unlimited	No joining fee	Up to $15	$125	ContinueView details	Compare product selection Compare	loading
7.9 Great Stella Comprehensive	7.9 Great	Unlimited	No joining fee	Up to $10		ContinueView details	Compare product selection Compare	loading
9.3 Excellent Apia Comprehensive	9.3 Excellent	Unlimited	No joining fee	Up to $10	$250	ContinueView details	Compare product selection Compare	loading
8.5 Great ahm Comprehensive Unlimited Kilometres	8.5 Great	Not mentioned	No joining fee	Up to 10 litres	$150	ContinueView details	Compare product selection Compare	loading
8.5 Great Suncorp Comprehensive	8.5 Great	Not mentioned	No joining fee	Up to $10	$250	ContinueView details	Compare product selection Compare	loading

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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Read the full methodology

Which providers offers roadside assistance in NSW?

What's the cheapest roadside assistance?

Standalone roadside assistance is one of the cheaper types of cover, often starting from around $11 to $12 a month for a basic plan. Cheaper plans usually limit the number of call-outs per year or offer lower towing distances, while pricier plans tend to include unlimited call-outs and extras like a hire car or accommodation. The cheapest option isn't always the best value, so weigh the price against how often you drive and how far from home you usually are.

Frequently asked questions

• How much does roadside assistance cost in NSW?

  Standalone roadside assistance in NSW generally costs somewhere between around $11.65 and $27.49 a month, depending on the provider and the level of cover. Basic plans with limited call-outs sit at the cheaper end, while premium plans with unlimited call-outs and extras like a hire car cost more. Some comprehensive car insurance policies also include roadside assistance for free or as a low-cost add-on.

• What's the cheapest roadside assistance?

  The cheapest plans are usually basic standalone options, often starting from around $11 to $12 a month, or less if bundled with a car insurance policy. Cheaper plans tend to cap the number of call-outs per year and offer shorter towing distances, so check those limits rather than choosing on price alone.

• Is roadside assistance worth it?

  It depends on how and how often you drive. If your car is older, you drive long distances, or you'd struggle to cover a surprise towing bill, roadside assistance can pay for itself with a single call-out. If your car is newer and still under a manufacturer's roadside program, or you rarely drive far from home, you may already be covered or need it less.

• Does roadside assistance cover me interstate?

  Usually, yes. Even if your provider is NSW-based, most have partnerships or national networks that mean you'll still get help if you break down in another state. It's worth confirming the details with your provider before a big interstate trip.

• Can I get roadside assistance without car insurance?

  Yes. You don't need a car insurance policy to get roadside assistance. Many insurers offer it as a standalone plan, and the state automobile clubs offer membership-based cover that works with any car you're travelling in.

• How many call-outs do I get?

  This varies by plan. Some offer unlimited call-outs (often within a fair use policy), while cheaper plans cap it at around four per year. If you think you might need help more than once or twice, an unlimited plan can be better value.

• Does roadside assistance cover me if the breakdown is my fault?

  Generally, yes. Roadside assistance is designed to help with common situations that are often your own doing, like a flat battery, locking your keys in the car, or running out of fuel. Check your plan for any limits on how many of these call-outs you can make each year.

Written by

Ceyda Erem

Senior writer

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Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

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