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The Smart Pro Home Loan offers an intelligent way to finance a home. Instead of a ‘one size fits all’ variable rate, it is customised to the amount you need to borrow and the amount of money you are putting towards the down payment.
This product is no longer available. Information on this page is not up to date and may not reflect accurate product information. You can find Resi's current mortgage offers here.
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Review by
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
This is a full doc loan that is available for qualifying owner-occupants and investors in residential property. What makes it stand out it is the way in which the variable interest rate is structured into tiers, allowing those with a higher principal amount and lower LVR to pay a lower interest rate.
Interest rates are important when comparing home loans, but there are also other features you may want to consider. Compare these with other lenders' home loans before you make a final decision:
You can easily apply for the Smart Pro Home Loan online if you are able to meet the following eligibility requirements:
Click 'Go to Site' to be redirected to the application page if you can meet these requirements. You will need to provide the following information while filling out an application:
While the Resi home loan application is straightforward and designed to take only 15 minutes to complete, they do offer you expert assistance from a loan officer if necessary.
With a loan that is structured in this way, you will need to have a clear idea of how much you are planning on borrowing and how much your down payment is going to be. This will give you an accurate idea of your interest rate so that you can compare it against loans that are offered by other lenders.