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Remit To The Philippines review

Choose bank deposit, cash pickup or door-to-door transfers when you want to send money to the Philippines.

Updated

Fact checked

Quick verdict

Good for
  • Wide range of transfer methods
  • Transfer apps available
  • Bank-beating exchange rates
  • Customer service
Not so great for
  • Sending money anywhere other than the Philippines
  • Transfer fees

Learn more about:

Remit To The Philippines exchange rates and fees

Remit To The Philippines offers competitive exchange rates that will typically beat the rates on offer from major Australian banks. However, there is a margin between the rate at which Remit To The Philippines sells currency and the mid-market rate – the rate you see listed on Google and Reuters that reflects the true value of two currencies relative to each other.

A flat transaction fee also applies when you send money with Remit To The Philippines, but fees vary depending on the transfer method you choose. Bank transfers are slightly cheaper than cash pickup or door-to-door transfers.

Available currencies

Remit To The Philippines specialises in sending money from Australia to the Philippines and does not provide services to any other markets.

Take a look at other money transfer services that send to the Philippines.

What types of transfers can you make with Remit To The Philippines?

Remit To The Philippines offers multiple transfer options:

  • Bank account transfers. Bank-to-bank transfers allow you to send money from your bank account to your recipient's bank account in the Philippines. There is no limit to the amount you can send per transaction, and you can also use this service to pay bills in the Philippines.
  • Door-to-door transfers. The door-to-door cash delivery service allows you to send an online transfer and then have the funds delivered to your recipient's home anywhere in the Philippines. Transfer limits apply.
  • Cash pickup transfers. This option allows you to send an online transfer, which your recipient can then collect from one of the company's more than 4,000 remittance partner locations nationwide. Transfer limits vary depending on the cash pickup outlet you select.

How long does a transfer with Remit To The Philippines take?

Processing times vary depending on the transfer type you select:

  • Bank account transfers. If you transfer funds to a Philippine account with BDO, the funds can be transferred within three hours. For other Philippine banks, it may take between one and three days for funds to clear.
  • Door-to-door transfers.
  • Cash pickup transfers. Cash pickup transactions take one business day to process, but your recipient may be able to collect the funds you send within three hours in some cases.

What payment methods does Remit To The Philippines accept?

You can make payments to Remit To The Philippines directly from your bank account using POLi Payments.

Is Remit To The Philippines safe to use?

  • Security and regulation. Regulated in Australia by ASIC and AUSTRAC
  • Established. 2012
  • Customer support. Available seven days a week

Remit To The Philippines is an Australian registered company regulated by the Australian Securities and Investments Commission (ASIC). It is also registered as a remittance company with the Australian Transaction Reports and Analysis Centre (AUSTRAC) and is AUSTRAC compliant.

How does Remit To The Philippines make money?

Remit To The Philippines makes money in two ways:

  • Exchange rate margin. The margin is the difference between the mid-market rate (the rate at which banks and transfer services buy and sell currency from one another) and the rate Remit To The Philippines offers. For example, at the time of writing (February 2019), the mid-market AUD/PHP rate was AUD$1 = PHP37.92, while Remit To The Philippines was offering AUD$1 = PHP37.55.
  • Transaction fees. A flat fee applies to all transfers, but the amount varies depending on the transfer method you select.

How to register an account

How do I make an international money transfer with Remit To The Philippines?

You can send money to the Philippines by completing the following steps:

  1. Log in to your account.
  2. Enter the details of your recipient or choose from a list of recipients you have sent money to previously. You'll also need to specify the type of transfer you want to send – bank deposit, door to door or cash pickup.
  3. Pay online using POLi Payments from your Australian bank account.
  4. Confirm your transaction details and send money to your recipient.

What is Remit To The Philippines?

Remit To The Philippines is an international money transfer service that specialises in remittances from Australia to the Philippines. Founded in 2012, this Filipino-owned service is operated entirely online and doesn't have any Australian stores. However, it does have an Australia-based customer service team and allows you to send funds to anywhere in the Philippines.

In a nutshell

Pros

  • Competitive exchange rates. Compare Remit To The Philippines with the banks and other money transfer services to see how its rates stack up.
  • Choice of transfer methods. From door-to-door transfers and cash pickups to bank account deposits, you can choose the transfer method that suits your needs.
  • Transfer app. Remit To The Philippines has Apple and Android apps for extra convenience.

Cons

  • Transfers from Australia to Philippines only. If you want to do something other than send money to the Philippines, you'll need to consider other money transfer services.
  • Transfer fees apply. A flat fee applies to all transfers, and you'll need to consider this charge when calculating the total cost of your transaction.

How does Remit To The Philippines compare to other providers?

If you want to see how Remit To The Philippines stacks up against other money transfer services, use the table below to compare exchange rates, fees and transfer times for other services that send money to the Philippines.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 34.434 PHP
172,170
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 2,000 1 day AUD 0.00 34.434 PHP
172,170
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 250 1 - 2 days AUD 15.00 34.434 PHP
171,653
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 1 1 day AUD 30.00 34.572 PHP
171,824
Pay no fees on your first two transfers, up to $3,000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
Go to site Show details
AUD 1 Within an hour AUD 2.99 34.33 PHP
171,549
MoneyGram sends to bank accounts, mobile wallets and cash pick-up locations around the world. Go to site Show details
AUD 0 Same day AUD 2.99 34.192 PHP
170,858
Special offers like free transfers and better exchange rates available for new customers.
Affordable transfers around the world with both express and economy options. Express transfers delievered in as little as 10 minutes for an extra fee.
Go to site Show details
AUD 1 Same day AUD 0.00 34.399 PHP
171,997
Get fast transfers with no fees and a range of foreign currency tools. Go to site Show details
AUD 200 1 - 2 days AUD 25.00 34.217 PHP
170,232
Exclusive: Use code FINDER10 to receive US$10 off your first transaction.
Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.
Go to site Show details
AUD 1 Same day AUD 3.99 34.157 PHP
170,651
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 5 1 - 2 days EUR 3.00 34.227 PHP
167,583
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

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