Data indicated here is updated regularly
$
% p.a.
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Max LVR Amount Saved
St.George Basic Home Loan
2.54%
2.56%
80%
$43,171.24
Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 80% of the property's value. (Terms, conditions & exclusions apply).
Athena Variable Home  Loan
2.29%
2.23%
80%
$50,287.93
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.
G&C Mutual Bank Momentum Home Loan
1.99%
2.01%
60%
$57,815.24
A variable rate loan for owner-occupiers looking to refinance. This loan has low fees and a 100% offset account.
Heritage Bank Fixed Rate Home Loan
2.19%
4.23%
95%
$52,015.55
Get a partial offset account and the option to make interest-only repayments.
Reduce Rate Slasher Variable Home Loan
2.39%
2.44%
80%
$47,514.42
Get a low variable rate home loan and pay less interest. Optional offset account (with a $10 monthly fee.
UBank UHomeLoan Variable Rate
2.34%
2.34%
80%
$48,903.84
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
Bank of Melbourne Basic Home Loan
2.54%
2.56%
80%
$43,171.24
Up to $4,000 refinance cashback
A competitive variable rate loan from Bank of Melbourne. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).
BankSA Basic Home Loan
2.54%
2.56%
80%
$43,171.24
Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get a $4,000 cashback (Other terms, conditions and exclusions apply).
Hunter United No Regrets Home Loan
2.79%
2.79%
90%
$36,208.19
Home buyers can get a competitive variable rate loan with a 100% offset account and low fees.
Bankwest Complete Home Loan Package Variable
2.52%
2.98%
70%
$43,125.47
$2,000 refinance cashback.
Eligible customers who apply to move their home loan to Bankwest by 5 February 2021 can get a $2,000 cashback. To qualify you must refinance a minimum loan amount of $250,000 or more with an LVR of 80% or lower. The loan must be funded by 30 April 2021 (other terms, conditions and exlcusions apply).
HSBC Home Value Loan
2.64%
2.65%
90%
$40,487.62
A competitive value home loan with no ongoing fee.
ING Fixed Rate Home Loan
2.24%
3.65%
95%
$50,570.03
Lock in a fixed rate for three years and get the option to make up to $10,000 in additional repayments.
Pacific Mortgage Group Fixed Home Loan
2.39%
2.72%
80%
$47,514.42
Aussie Elevate Fixed Home Loan
2.39%
3.23%
80%
$47,163.92
Bankwest Complete Home Loan Package Fixed
2.49%
3.98%
90%
$43,969.46
Invest in your dream property with a secure fixed rate and 40% offset account.
Easy Street Fixed Home Loan
2.69%
3.6%
95%
$38,337.26
Well Home Loans Balanced Variable
2.17%
2.2%
80%
$52,723.37
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee. This special discount rate is available for new borrowers who apply and get approved by 30 November 2020. Not available for construction purposes.
86 400 Fixed Rate Home Loan
2.59%
2.85%
80%
$41,293.75
IMB Budget Home Loan
2.78%
2.84%
95%
$35,316.14
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
Suncorp Back to Basics Home Loan
2.69%
2.7%
90%
$39,066.37
A competitive variable interest rate loan with low fees. The establishment fee is waived if you borrow $150,000 or more.
Well Home Loans Balanced Fixed Home Loan
1.99%
2.17%
90%
$57,635.86
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes.
ME Basic Home Loan
2.58%
2.6%
80%
$41,611.14
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
UBank UHomeLoan Fixed
1.95%
2.27%
80%
$59,557.21
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
ME Flexible Home Loan With Member Package
2.59%
3.05%
80%
$41,220.71
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
Well Home Loans Balanced Fixed Home Loan
2.04%
2.17%
90%
$56,278.33
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes.
NAB Tailored Fixed Rate Home Loan
2.59%
4.78%
90%
$41,039.3
Get peace of mind by fixing your investment home loan rate for 2 years.
ME Flexible Home Loan Fixed
2.34%
3.82%
80%
$48,346.78
Pay no application fees and access a fee-free redraw facility with this fixed rate loan.
Heritage Bank Discount Variable Home Loan
2.68%
2.73%
80%
$38,258.78
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
ING Orange Advantage Loan
2.5%
2.85%
80%
$43,714.64
Get a fully-featured loan with a 100% offset account and discounts for higher borrowing amounts.
ME Basic Home Loan
3.28%
3.3%
80%
$21,273.77
A no frills home loan for investors.
ING Fixed Rate Home Loan
2.69%
4.68%
95%
$37,902.67
UBank UHomeLoan Fixed
2.14%
2.35%
80%
$54,408.06
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
homeloans.com.au Low Rate Home Loan with Offset
2.24%
2.26%
90%
$51,666.66
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
Well Home Loans Balanced Variable
2.52%
2.55%
90%
$43,021.3
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes.
IMB Fixed Rate Home Loan
2.64%
3.4%
90%
$39,329.54
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
Gateway Bank Low Rate Essentials Variable Rate Home Loan
2.51%
2.54%
80%
$44,158.1
A competitive, flexible variable rate mortgage for home buyers borrowing above $500,000. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs.
UBank UHomeLoan Variable Rate
3.14%
3.01%
80%
$26,040.56
Pay interest only repayments with this special offer for investors.
Yard Variable Home Loan
2.39%
2.42%
80%
$46,324.19
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Aussie Select Basic Fixed Rate Home Loan - 3 Year Fixed LVR up to 80% (Owner Occupier, P&I)
2.21%
3.15%
80%
$52,080.66
Lock in a 3 year fixed rate with no upfront or ongoing fees.
Virgin Money Reward Me Fixed Rate Home Loan
2.04%
2.79%
80%
$56,525
$3,000 refinance cashback.
Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 30 November 2020 and settle by 23 April 2021.
ME Flexible Home Loan Fixed with Members Package
2.89%
3.62%
80%
$32,634.82
Investors can lock in an interest rate for three years and enjoy package benefits plus a 100% offset account.
IMB Fixed Rate Home Loan
2.09%
2.9%
95%
$54,693.98
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online. Available with a 5% deposit.
UBank UHomeLoan Fixed
2.29%
2.65%
80%
$50,287.93
Pay no ongoing fees on this investment loan fixed for 3 years.
ANZ Simplicity PLUS Home Loan
3.32%
3.29%
90%
$20,223.22
homeloans.com.au Low Rate Home Loan with Offset
2.59%
2.42%
60%
$41,903.57
UBank UHomeLoan Fixed
2.29%
2.35%
80%
$50,287.93
A competitive 3 year fixed rate with no ongoing bank fees.
Well Home Loans Balanced Variable
2.36%
2.39%
80%
$47,510.93
If you're an investor with a 20% deposit saved you can get this low rate mortgage. Not available for construction.
Heritage Bank Advantage Package Fixed
2.39%
3.23%
95%
$46,954.14
Get a partial offset account and flexible repayments with this package loan.
UBank UHomeLoan Fixed
2.29%
2.36%
80%
$50,287.93
A one year fixed rate offer with no ongoing bank fees.
IMB Fixed Rate Home Loan
1.97%
2.81%
95%
$57,959.5
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
Athena Variable Home  Loan
2.84%
2.68%
80%
$34,771.25
A competitive interest-only investor rate with no application or ongoing fees. Requires a 20% deposit.
UBank UHomeLoan Fixed
2.44%
2.69%
80%
$46,119.67
Pay no ongoing fees on this investment loan fixed for 3 years.
HSBC Home Value Loan
3.13%
3.14%
90%
$25,177.25
Enjoy a low interest rate with the HSBC Home Value Loan.
Athena Variable Home  Loan
2.84%
2.46%
80%
$34,771.25
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees.
Well Home Loans Balanced Fixed Home Loan
2.36%
2.39%
90%
$47,462.04
A competitive 3 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes.
homeloans.com.au Low Rate Home Loan with Offset
2.14%
2.16%
60%
$54,408.06
A competitive rate with no application or ongoing fee. This loan is not available for construction.
UBank UHomeLoan Fixed
2.44%
2.74%
80%
$46,119.67
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
ANZ Fixed Rate Home Loan
2.84%
4.66%
80%
$33,417.35
homeloans.com.au Low Rate Home Loan with Offset
2.69%
2.52%
80%
$39,066.37
A competitive rate with no application or ongoing fee. This loan is not available for construction.
ANZ Simplicity PLUS Home Loan
2.72%
2.76%
80%
$37,757.3
Get a low variable rate from a ANZ and save money with $0 application or ongoing fees. Requires a 20% deposit.
Athena Variable Home  Loan
2.19%
2.19%
60%
$53,040.06
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
Macquarie Bank Basic Fixed Home Loan
2.09%
2.43%
70%
$55,770.62
Get a low interest rate and a mortgage with flexible, basic features. No application or ongoing fees. Requires a 30% deposit.
loans.com.au Smart Home Loan
2.74%
2.76%
80%
$36,876.71
A competitive variable investor rate for borrowers with 20% deposits. Low fees, redraw facilities and repayment flexibility.
ME Flexible Home Loan Fixed with Members Package
2.69%
3.39%
80%
$38,379.74
Set your interest rate for four years and forget about while making fixed repayments. Take advantage of 100% offset account.
Suncorp Home Package Plus Fixed
2.69%
3.4%
90%
$38,691.37
Lock in a low rate for your investment mortgage for 3 years and pay minimal fees.
homeloans.com.au Low Rate Home Loan with Offset
2.29%
2.31%
60%
$50,287.93
A competitive rate with no application or ongoing fee. This loan is not available for construction.
Westpac Fixed Option Home Loan Premier Advantage Package
2.09%
3.5%
95%
$55,375.62
Up to $3,000 refinance cashback.
Competitive fixed rate home loan. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply.
ME Flexible Home Loan Fixed with Members Package
2.79%
3.77%
90%
$35,517.74
Property investors making principal and interest repayments can set their rate for 2 years and take advantage of redraw facilities and offset account.
Greater Bank Ultimate Home Loan
3.46%
3.88%
90%
$15,839.7
Build your new home with a variable interest rate and enjoy a 100% offset account. 10% deposit option available.
RAMS Fixed Rate Home Loan Package
2.09%
4.18%
95%
$54,583.69
A 3 year fixed home loan with a low interest rate.
UBank UHomeLoan Variable Rate
2.74%
2.74%
80%
$37,639.94
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
MyState Fixed Rate Home Loan
2.89%
4.17%
80%
$32,805.32
ANZ Breakfree Package Home Loan Fixed
2.79%
4.72%
80%
$35,355.23
Gateway Bank Low Rate Essentials Variable Rate Home Loan
2.96%
2.99%
80%
$31,301.35
Investors with 20% deposits can get this flexible variable mortgage with low fees and a reasonable rate.
UBank UHomeLoan Variable Rate
2.88%
2.55%
80%
$33,617.99
This is a competitive interest-only rate product that's also low in fees.
Adelaide Bank SmartFix Home Loan
2.55%
3.17%
80%
$41,978.89
Suncorp Home Package Plus Fixed
2.19%
3.03%
90%
$52,665.06
Get a very competitive 3 year fixed rate with low fees and only a 10% deposit.
ME Flexible Home Loan With Member Package
2.49%
2.95%
80%
$43,685.34
UBank UHomeLoan Fixed
2.74%
2.52%
80%
$37,639.94
A fixed home loan with no ongoing fee.
Greater Bank Great Rate Home Loan
3.66%
3.67%
90%
$10,174.75
Fund the construction of your new family home with a very competitive variable interest rate. Available with a 10% deposit.
ANZ Fixed Rate Home Loan
3.93%
4.4%
80%
$622.76
ING Mortgage Simplifier Home Loan
2.69%
2.72%
80%
$38,630.34
Get a competitive variable loan with a redraw facility and flexible repayment options.
Citibank Mortgage Plus Fixed Rate
2.69%
3.62%
85%
$38,351.8
ME Flexible Home Loan Fixed
2.94%
4.7%
80%
$31,279.32
Lock in a competitive rate for 2 years, unlock package discounts and use a 100% offset account to minimise interest payments.
ANZ Breakfree Package Home Loan Fixed
2.09%
4.13%
90%
$54,958.1
A competitive package home loan with 100% offset account.
ING Fixed Rate Home Loan
3.14%
4.88%
95%
$24,807.56
Athena Variable Home  Loan
2.59%
2.56%
70%
$41,903.57
Athena's refinance offer for investors and owner occupiers.
ANZ Breakfree Package Home Loan Fixed
3.78%
4.28%
80%
$5,887.94
ING Mortgage Simplifier Home Loan
3.54%
3.56%
80%
$13,627.01
Buy your home and make interest only payments at first with a competitive rate.
ANZ Breakfree Package Home Loan Fixed
2.49%
4.53%
90%
$43,884.24
Fund your property portfolio with a low deposit package loan from ANZ. Bundle your loan with credit card and bank account for discounts.
ING Mortgage Simplifier Home Loan
3.5%
3.52%
80%
$14,836.75
This basic loan offers a discount for borrowing more than $1 million
ANZ Breakfree Package Home Loan Fixed
2.69%
4.55%
80%
$38,219.32
Westpac Fixed Option Home Loan Premier Advantage Package
2.59%
4.1%
95%
$41,508.57
AMP Bank Basic Package Variable Rate Loan
3.43%
3.48%
90%
$16,865.96
A basic variable loan with no monthly fees.
Bank Australia Premium Home Loan Package
2.59%
3.85%
95%
$41,553.57
ING Mortgage Simplifier Home Loan
3.59%
3.61%
80%
$12,110.29
Investors can maximise their tax effectiveness with this interest-only loan, and pay no ongoing fees.
ME Flexible Home Loan With Member Package
2.98%
3.43%
80%
$30,022.34
Package loan for investors making principal-and-interest repayments. Low fees and 20% deposit required.
ING Orange Advantage Loan
3.59%
3.91%
80%
$11,811.29
Get a 100% offset account, access to a redraw facility and a competitive rate tied to your LVR.
ANZ Breakfree Package Home Loan Fixed
3.48%
4.21%
80%
$15,027.69
Newcastle Permanent Building Society  Premium Plus Package Fixed Rate
2.68%
4.06%
80%
$39,351.06
$2,000 cashback for eligible refinancers borrowing $250,000 or more.
ANZ Fixed Rate Home Loan
2.64%
4.62%
90%
$39,168.39
loading

Compare up to 4 providers

Learn more about the refinancing process in Finder's detailed refinance guide.

Go to site