Real Travel Insurance Deals for December 2016

Find discounted travel insurance policies with Real Travel Insurance discounts and deals

Real Insurance offers a variety of policies, including life cover and pet insurance. Real Travel Insurance policies offer basic and comprehensive insurance for international travel as well as a plan for local travel and an option for frequent travellers.

Having a good travel insurance plan in place is the best way to guarantee peace of mind when you’re away from home. If you’re injured or suffer loss during your holiday, medical expenses and costs incurred for theft or lost items are covered by your policy.

Real Travel Insurance discount codes and coupons

Oops! There aren't any Real travel insurance deals available right now. Check out other travel insurance coupons from providers in our panel below.
Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

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Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

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Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

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Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

What policies are available from Real Travel Insurance?

Whether you’re travelling locally or internationally, you can choose between a basic and a comprehensive policy that offers more benefits and higher maximum payouts. Children under the age of 21 travel for free on all policy options.

Comprehensive

This is the premium policy offering full cover for international and local travel. Benefits include cover for:

  • Unlimited overseas medical expenses
  • Unlimited additional expenses
  • Cancellation or amendment costs
  • Luggage and personal effects
  • Travel documents
  • Delayed luggage
  • Additional expenses
  • Rental vehicle excess
  • Travel delay
  • Resuming a journey
  • Special events
  • Hospital incidentals
  • Loss of income
  • Accidental death and disability
  • Personal liability up to $2 million

Basic

This plan is a simpler version of the Comprehensive option. It offers fewer benefits but still provides the necessary cover for overseas and local travel. You are covered for:

  • Unlimited overseas medical expenses
  • Unlimited additional expenses
  • Cancellation or amendment costs
  • Luggage and personal effects
  • Personal liability up to $1 million

Annual Multi-Trip

Ideal for frequent travelling, this policy covers an unlimited number of journeys within the period of insurance. A maximum journey period of 30 days applies. Cover includes:

  • Unlimited overseas medical expenses
  • Unlimited additional expenses
  • Unlimited cancellation or amendment costs
  • Luggage and personal effects
  • Travel documents
  • Delayed luggage
  • Extra costs
  • Rental vehicle excess
  • Travel delay
  • Resuming a journey
  • Special events
  • Hospital incidentals
  • Loss of income
  • Accidental death and disability
  • Personal liability up to $2.5 million

Pros and Cons of Real Travel Insurance

Pros

  • Policies underwritten by the Hollard Insurance Company
  • International policies suited to local travel
  • Free cover for children under 21 years and/or not in full-time employment
  • Pregnancy covered up to 26 weeks
  • Online quotes available
  • 24/7 emergency support from MAPFRE Assistance
  • Option to resume an interrupted journey

Cons

  • Single-trip policies limited to travellers aged 79 and under
  • Annual policy limited to aged 75 years and under
  • No option to claim online

How do I make a claim with Real Travel Insurance?

In the event of an emergency, you can contact MAPFRE Assist, 24 hours a day, seven days a week. Here’s how to go about filing a claim:.

  • Contact Real Insurance as soon as possible. Get in touch with Real Insurance within 30 days of the incident. Download the claims form, fill it in correctly and send it in. Make sure that you include all the necessary information, because an incomplete form won’t be processed.
  • Include supporting documentation. The insurer will ask for supporting documentation, including police reports, valuations, medical reports, original receipts or proof of ownership. This information should be provided at your own expense. The insurer may require that the documents be translated.
  • Stick to the rules. Besides making sure that your claim is filed within 30 days with all the necessary documents, you must also refrain from admitting fault or liability, and you must not offer to make financial amends without consulting Real Insurance.

Real Travel Insurance FAQ

Q. Will the policy cover medical expenses for travel within Australia?

  • A. Real Travel Insurance policies are not permitted by law to cover medical costs incurred within Australia. If you become sick or injured while travelling in Australia, you’ll be covered for expenses under Medicare and/or your private health insurance.

Q. What if my pre-existing medical condition isn’t covered?

  • A. If you have a condition that doesn’t meet the policy requirements for automatic cover, Real Insurance won’t cover your condition under any of its travel insurance policies. This applies to you and your travelling companions covered by the terms of the policy.

Q. Can I extend my policy?

  • A. Extending your policy is possible, but the conditions depend on the policy. For the Basic and Comprehensive options, contact the insurer at least two days before the policy is due to expire. Policies can only be extended once and for a maximum of 12 months.

Q. Who can apply for this insurance?

  • A. These policies are available to Australian residents aged 79 years and under (75 years and under for the Annual policy). Policies must be bought before you leave on your journey.

Q. When do I receive my policy?

  • A. Your policy will be emailed to you as soon as you purchase it, which means you can purchase a policy last-minute. Documents can also be posted to you.

Q. Who underwrites Real Travel Insurance?

  • A. Real travel insurance policies are underwritten by the Hollard Insurance Company.

Q. Can I cancel my Real Travel insurance policy if I’m not happy with it?

  • A. You have a cooling-off period of 14 days to change your mind about purchasing the policy. As long as you haven’t left on your trip or filed a claim, you will receive a full refund.

Compare current coupons available on finder.com.au

Richard Laycock

Richard is the senior insurance writer at finder.com.au and is on a mission to make insurance easier to understand.

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