Real Travel Insurance deals for August 2018

Find discounted travel insurance policies with Real Travel Insurance discounts and deals.

Real Insurance offers a variety of policies, including life cover and pet insurance. Real Travel Insurance policies offer basic and comprehensive insurance for international travel as well as a plan for local travel and an option for frequent travellers.

Having a good travel insurance plan in place is the best way to guarantee peace of mind when you’re away from home. If you’re injured or suffer loss during your holiday, medical expenses and costs incurred for theft or lost items are covered by your policy.

Real Travel Insurance discount codes and coupons

Oops! There aren't any Real travel insurance deals available right now. Check out other travel insurance coupons from providers in our panel below.
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Tick Travel Insurance Tick Travel Insurance

Get 10% off all Tick travel insurance policies

Want to save more on your Tick travel insurance policy? Just enter this code to receive a 10% discount on your cover.

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Travel Insurance Saver Travel Insurance Saver

Get up to 30% discount on travel insurance

Save on policies to Bali, New Zealand, USA, Europe, Thailand, Fiji and more when you purchase cover online. Terms and conditions apply.

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1Cover 1Cover

Your chance to win a $5,000 in flight vouchers in August!

Buy a travel insurance policy by August 31 to go into the draw to win $5,000 worth of flight vouchers.

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Virgin Money Travel Insurance Deal Virgin Money Travel Insurance Deal

Your chance to win $1,000. 8 weekly draws.

Buy Virgin Travel Insurance by 18/9/18 to go into the draw to win a $1,000 pre-paid visa card to go towards your next adventure. T&CS apply.

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CoverMore CoverMore

CoverMore free global mobile SIM

Receive a free global SIM card when you buy a CoverMore international travel insurance policy online with minimum trip duration of 7 days.

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YouGo Travel Insurance Deals YouGo Travel Insurance Deals

Save 10% on YouGo travel insurance

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

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What policies are available from Real Travel Insurance?

Whether you’re travelling locally or internationally, you can choose between a basic and a comprehensive policy that offers more benefits and higher maximum payouts. Children under the age of 21 travel for free on all policy options.

Comprehensive

This is the premium policy offering full cover for international and local travel. Benefits include cover for:

  • Unlimited overseas medical expenses
  • Unlimited additional expenses
  • Cancellation or amendment costs
  • Luggage and personal effects
  • Travel documents
  • Delayed luggage
  • Additional expenses
  • Rental vehicle excess
  • Travel delay
  • Resuming a journey
  • Special events
  • Hospital incidentals
  • Loss of income
  • Accidental death and disability
  • Personal liability up to $2 million

Basic

This plan is a simpler version of the Comprehensive option. It offers fewer benefits but still provides the necessary cover for overseas and local travel. You are covered for:

  • Unlimited overseas medical expenses
  • Unlimited additional expenses
  • Cancellation or amendment costs
  • Luggage and personal effects
  • Personal liability up to $1 million

Annual Multi-Trip

Ideal for frequent travelling, this policy covers an unlimited number of journeys within the period of insurance. A maximum journey period of 30 days applies. Cover includes:

  • Unlimited overseas medical expenses
  • Unlimited additional expenses
  • Unlimited cancellation or amendment costs
  • Luggage and personal effects
  • Travel documents
  • Delayed luggage
  • Extra costs
  • Rental vehicle excess
  • Travel delay
  • Resuming a journey
  • Special events
  • Hospital incidentals
  • Loss of income
  • Accidental death and disability
  • Personal liability up to $2.5 million

Pros and Cons of Real Travel Insurance

Pros

  • Policies underwritten by the Hollard Insurance Company
  • International policies suited to local travel
  • Free cover for children under 21 years and/or not in full-time employment
  • Pregnancy covered up to 26 weeks
  • Online quotes available
  • 24/7 emergency support from MAPFRE Assistance
  • Option to resume an interrupted journey

Cons

  • Single-trip policies limited to travellers aged 79 and under
  • Annual policy limited to aged 75 years and under
  • No option to claim online

How do I make a claim with Real Travel Insurance?

In the event of an emergency, you can contact MAPFRE Assist, 24 hours a day, seven days a week. Here’s how to go about filing a claim:.

  • Contact Real Insurance as soon as possible. Get in touch with Real Insurance within 30 days of the incident. Download the claims form, fill it in correctly and send it in. Make sure that you include all the necessary information, because an incomplete form won’t be processed.
  • Include supporting documentation. The insurer will ask for supporting documentation, including police reports, valuations, medical reports, original receipts or proof of ownership. This information should be provided at your own expense. The insurer may require that the documents be translated.
  • Stick to the rules. Besides making sure that your claim is filed within 30 days with all the necessary documents, you must also refrain from admitting fault or liability, and you must not offer to make financial amends without consulting Real Insurance.

Real Travel Insurance FAQ

Q. Will the policy cover medical expenses for travel within Australia?

  • A. Real Travel Insurance policies are not permitted by law to cover medical costs incurred within Australia. If you become sick or injured while travelling in Australia, you’ll be covered for expenses under Medicare and/or your private health insurance.

Q. What if my pre-existing medical condition isn’t covered?

  • A. If you have a condition that doesn’t meet the policy requirements for automatic cover, Real Insurance won’t cover your condition under any of its travel insurance policies. This applies to you and your travelling companions covered by the terms of the policy.

Q. Can I extend my policy?

  • A. Extending your policy is possible, but the conditions depend on the policy. For the Basic and Comprehensive options, contact the insurer at least two days before the policy is due to expire. Policies can only be extended once and for a maximum of 12 months.

Q. Who can apply for this insurance?

  • A. These policies are available to Australian residents aged 79 years and under (75 years and under for the Annual policy). Policies must be bought before you leave on your journey.

Q. When do I receive my policy?

  • A. Your policy will be emailed to you as soon as you purchase it, which means you can purchase a policy last-minute. Documents can also be posted to you.

Q. Who underwrites Real Travel Insurance?

  • A. Real travel insurance policies are underwritten by the Hollard Insurance Company.

Q. Can I cancel my Real Travel insurance policy if I’m not happy with it?

  • A. You have a cooling-off period of 14 days to change your mind about purchasing the policy. As long as you haven’t left on your trip or filed a claim, you will receive a full refund.

Compare current coupons available on finder.com.au

Richard Laycock

Richard is the Insurance Editor at finder, and has been wrangling insurance Product Disclosure Statements for the last 4 years. When he’s not helping Aussies make sense of the fine print, he can be found testing the quality of Aperol Spritzes in his new found home of New York. Richard studied Journalism at Macquarie University and The Missouri School of Journalism, and has a Tier 1 certification in General Advice for Life Insurance. He has also been published in CSO Australia and Dynamic Business.

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