RateSetter Green Loan

Finance your energy-efficient product purchases from $2,001 with a competitive Green Loan from RateSetter.

  • Please note that RateSetter has been rebranded to Plenti. The information on this page has been kept for the benefit of those who are interested and historical records only.
The Green Loan offered by RateSetter is an option for people who want to purchase environmentally-friendly or energy-efficient products.

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From 6.39% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Min Loan Amount

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Product NameRateSetter Green Loan
Interest Rate (p.a.)
From 6.39% (fixed)
Comparison Rate (p.a.)7.81%
Interest Rate TypeFixed
Min Loan Amount$2,001
Max. Loan Amount$45,000
  • Please note that RateSetter has been rebranded to Plenti. The information on this page has been kept for the benefit of those who are interested and historical records only.

Main points to consider about the Green Loan from RateSetter

The Green Loan from RateSetter comes as either secured or unsecured and these loans are available from 3 and 7 years. You can apply for a minimum of $2,001 and a maximum of $45,000. Monthly fee ranges from $3-$4 depending on loan amount and loan term.

You will receive a tailored rate for your loan with good borrowers being matched with better rates. After completing a rate estimate you may be instantly, conditionally approved. The loan amount will then be paid out to the vendor you've selected to help make your home greener.

Features of the Green Loan

There are many features of the Green loan offered by RateSetter, including:

  • Loan terms. The available loan terms are between 3 and 7 years.
  • Regular monthly repayments. Repayments for this loan are made monthly but you can make additional payments at any time without penalty.
  • Money is paid directly to the vendor. Once you've been approved for the loan, the funds will be directly transferred to the installer so your purchase will be more seamless.
  • Internet banking. It's easy to keep up with your account as you can see and keep track of the balance and repayments online.
  • Available to businesses. The Green Loan is also available to small businesses and self-employed individuals who want to go green.
  • Quick process. Once you've received your rate estimate, the application process takes about five minutes. After filling out the application, you could be conditionally approved. However, if you're not conditionally approved immediately, you'll get a response within the next two business days.
  • No early repayment fees. You won't get charged for making additional payments or paying off your loan early with this loan, which is a bonus for those who want to pay it off faster.

How to apply for the Green Loan

Applying for the Green loan is a breeze. All you need is to:

  • Be 21 or over
  • Be an Australian citizen or permanent resident
  • Have a regular income
  • Have a good credit history
  • Be purchasing a suitable product

It's also important to ensure you have your personal details ready, such as:

  • Your annual income
  • Details of your employer
  • Your address
  • Your chosen vendor

If you're approved, your green projects and renewable energy purchases can be made. However, it's important to compare all personal loans before making a decision.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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