Quickle Small Loans

Borrow between $300 to $2,000, with repayment terms up to 62 days. The turnaround is quick, but high fees and charges apply.

Quickle is payday lender offering short-term, small loans. Their applications are online, and they can provide loan funds in one business day. The establishment fee is 20% of the loan amount and 4% for monthly fees. Their small loans are tailored to each applicant, with a repayment system linked to their bank account. Customers are able to schedule repayments for a fee. The application process generally requires only basic information and customers can also apply for a loan through text message, phone or via email.


Maximum loan amount

Next business day

Turnaround time

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Product NameQuickle Small Loans
Minimum loan amount$300
Maximum loan amount$2,000
Turnaround timeNext business day
Available to Centrelink Borrowers?No

Are you struggling financially?

If you're struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support.

⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

How does a Quickle small loan work?

Loan applicants are able to apply for up to $2,000 with this loan and the maximum term is 62 days. Successful applicants could have the funds in their account the same day or, if they opt for the cheaper option, by 11am the next business day. The first repayment of the loan must be within 20 days of the money arriving in the applicant's bank account. Customers can also delay a repayment for a fee if they are unable to make it on time.

Be aware of the fees and charges associated with this loan, some of which are outlined in the section below. Payday loans are an expensive way to borrow money and should only be used in financial emergencies. Keep in mind the full fee schedule is only available to those who have been approved for the loan, and may include additional charges depending on the circumstances of the applicant.

Features of a short term small loan from Quickle

Some of the features associated with this payday loan are:

  • Quick online process. The application can be completed within minutes with all of the required information on hand. For customers who opt for the fast option, the money can be in their account that same day but this does come at an extra cost. For the less expensive, slower option, the funds will be in their account by 11am on the next business day.
  • Small loan amounts. Customers are able to apply for a maximum of $2,000 through Quickle.
  • Flexible repayment options available. Customers can tailor their repayments to their cash flow, which makes it easier to ensure that they never miss a repayment.
  • Straightforward fee structure. Successful applicants will be charged 20% of the amount they wish to borrow as an establishment fee and pay 4% of the principal amount as a monthly fee.
  • Short loan terms. The longest loan term that is available is 62 days. This is because the cash loan products on offer are designed to be short-term solutions, and are not suitable for long-term financial goals.
  • Re-application service available. Once Quickle has someone's details in their system, applying for another loan is simpler, so long as their circumstances have stayed the same.

Fees and charges

For short term loans up to $2,000 with Quickle customers will pay:

  • An establishment fee of 20% of the principal amount
  • A monthly account-keeping fee of 4%

There are also late repayment fees and charges associated with this loan if someone misses a payment. If someone decides to reschedule a repayment, this can also result in additional fees and charges.

Quickle loan eligibility

In order to be eligible for this loan, applicants must:

  • Be over the age of 18
  • Be able to provide all the information required in the online application

How to apply

The online application process is simple and will take about ten minutes, provided the applicant has all of the information handy. They will need to:

  • Provide their name and preferred method of contact
  • Show a bank statement that proves their regular income and ability to afford the repayments and fees
  • Provide personal identification, such as a driver’s licence, passport number, proof of age card or birth certificate
  • Have a bank account in their name into which funds can be deposited – this cannot be an online savings account or online-only account

Once someone has been approved, the funds can be in their account within one business day.

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    Default Gravatar
    November 30, 2018

    Applied through one referred to two landed on Cigno and havent had a reply.

      Avatarfinder Customer Care
      December 6, 2018


      Thank you for reaching out to Finder.

      I understand that you have already made an application with Cigno, you may need to contact them directly to check your application status. If you are still looking for other options, you may refer to our list of small personal loans and short-term loans.

      Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope these help!


    Default Gravatar
    September 19, 2018

    How do I apply?

      Avatarfinder Customer Care
      September 19, 2018

      Hello Kylie,

      Thank you for your comment.

      You can apply for the Quickle Small Loans through their website. Kindly ensure that you meet the eligibility criteria before submitting an application and please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the product is right for you.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


    Default Gravatar
    May 28, 2018

    I was told you would be contacting me regarding a loan. I have still not heard from you.

    Tyrell Brooks

      Default Gravatar
      May 28, 2018

      Hi Tyrell,

      Thanks for getting in touch with finder. Please note that we don’t represent Quickle. If you’re following up your application, you’d be best to contact them directly.


    Default Gravatar
    March 13, 2018

    How faster can I get a loan from cigno loan

      Avatarfinder Customer Care
      March 13, 2018

      Hi Wimari,

      Thanks for your question.

      With Cigno Loan, it should take just a few minutes to fill out the application form directly on the lender’s website. The approval process will then depend on how fast you can submit all the required documents. The lender will then send you the loan agreement and service agreement through email which you need to review and accept online. Once approved, you’ll be able to receive the funds in your bank account within hours. Kindly note though that if they receive your application after 2.40pm EST, you will receive the funds by the next morning.

      I hope this helps.


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